The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
9 snips
Feb 25, 2026 • 36min
02.25.26 Buying & Selling Gold / Why Simple Appliances Win
A lively breakdown of gold and silver as hedges, how to buy and sell physical metals versus funds, and pitfalls when trying to sell after price spikes. A practical case for simple, no-frills appliances that last longer than feature-packed models. Brief consumer tips on scams, tax moves, and safer login options.
10 snips
Feb 24, 2026 • 36min
02.24.26 Ask An Advisor With Wes Moss
Wes Moss, a CFP and author who offers retirement and market analysis. He explains why soaring beef prices matter beyond grocery bills. He discusses retiring early and trade-offs of aggressive saving. He warns about planning tools that assume optimistic returns. He explains why new market highs are not a signal to sell.
Feb 23, 2026 • 30min
02.23.26 Invested Savings: ETFs vs. Mutual Funds / The Truth About Pet Wellness Plans
A lively breakdown of ETFs versus mutual funds and why tax treatment can change your taxable account outcome. A warning about mutual-fund phantom taxes and when swapping to ETFs might make sense. Practical tips on handling HSAs and life insurance timing as income grows. A cautionary look at pet wellness plans and hidden billing traps to watch for.
10 snips
Feb 20, 2026 • 40min
02.20.26 Clark Answers His Critics on Clark Stinks / Crypto - A Different Perspective
They roast listener corrections and react to candid feedback. Personal stories about flowers, Trader Joe’s tulips, and pet mishaps add humor. A clear, cautious take on crypto risks and how to approach speculative investing. Practical money tips on cards, travel and rental coverage, student loan strategy, tax filing safety, and merchant payment realities.
19 snips
Feb 18, 2026 • 30min
02.18.26 Relocating Overseas / Debt Trap Exit Strategies
Discussion of countries offering cash incentives to relocate and which programs target specific skills or rural areas. Practical warnings about how travel differs from living abroad and tips to test-ride a new country first. Strategies for lowering credit card interest, balance-transfer mechanics, and leaning on credit unions to cut APRs. Brief consumer-safety notes on scams and legacy cell-plan savings.
8 snips
Feb 17, 2026 • 36min
02.17.26 Ask An Advisor With Wes Moss
Strategies for using brokerage and Roth accounts to cover a short-term business cash crunch. A clear walkthrough of 60-day Roth rollover rules and withdrawal order. Market talk on small-cap value, diversification, and reversion to the mean. Practical tips on credit freezes and identity protection. A deep look at January 2026 jobs data and what labor trends mean for investors.
19 snips
Feb 16, 2026 • 28min
02.16.26 Your Relationship With Money / Self-Employed Retirement Planning
They explore how your money mindset can push you toward overspending or needless deprivation. Conversation about finding a sane balance between saving and enjoying life. Practical questions about bank account risks and 0% financing pitfalls. A clear look at Solo 401(k) plans as a powerful retirement tool for the self-employed.
25 snips
Feb 13, 2026 • 37min
02.13.26 Clark Answers His Critics on Clark Stinks / Job Market Update
Funny listener takedowns kick off a spirited segment where Clark reacts to criticism. A big chunk covers the shaky job market, why mass layoffs happen, and a cautious hiring forecast for spring. Practical consumer topics pop up too, from freezing a child’s credit to hotel booking tips and avoiding rental car toll fees.
20 snips
Feb 11, 2026 • 32min
02.11.26 Tax Refunds & Withholding / Clarksplainer: Trump Accounts
They dig into why many tax refunds are larger this year and what to do with an unexpected windfall. Practical tips on adjusting withholding so you do not overpay during the year. Clear explanation of newborn accounts seeded with $1,000 and who should avoid self-funded versions. Straightforward takes on Roth vs traditional retirement choices and smart uses for 529 plans.
24 snips
Feb 10, 2026 • 40min
02.10.26 Ask An Advisor With Wes Moss
Wes Moss, CFP® and author who specializes in retirement and market strategy, digs into why prices still feel high and how past inflation keeps resurfacing. He contrasts Growth versus Value stocks using an apple analogy and discusses tax-smart retirement moves, risk in concentrated company stock plans, and timing investments after an inheritance.
