The Clark Howard Podcast 02.25.26 Buying & Selling Gold / Why Simple Appliances Win
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Feb 25, 2026 A lively breakdown of gold and silver as hedges, how to buy and sell physical metals versus funds, and pitfalls when trying to sell after price spikes. A practical case for simple, no-frills appliances that last longer than feature-packed models. Brief consumer tips on scams, tax moves, and safer login options.
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Gold And Silver Are Hedges Not Investments
- Gold and silver are hedges, not investments that create wealth.
- Clark recommends holding precious metals as 5–10% of investable assets for downside protection, not speculation during news-driven runups.
Use Gold Funds For Liquidity And Lower Costs
- Avoid buying physical coins if you want easy liquidity and low transaction costs.
- Clark suggests using gold ETFs/ETNs to pay tiny buy-sell spreads and avoid storage and resale hassles.
Costco Gold Sells Out Because It Avoids Big Markups
- Clark recounts that Costco often undercuts other sellers when offering physical gold, selling out quickly.
- He warns the buy-sell spread on coins can force large price moves just to break even on a sale.