The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
9 snips
Mar 27, 2026 • 33min
03.27.26 Clark Answers His Critics on Clark Stinks / Avoid Two Costly 401(k) Mistakes
Clark reads salty listener critiques and fires back with witty responses about travel hacks and retail gripes. He dives into Roth versus traditional retirement accounts and why Roth contributions often make sense. Practical advice covers juggling employer matches, paying down high-rate debt, avoiding ATM and foreign transaction traps, and smarter bill-pay and card strategies.
20 snips
Mar 25, 2026 • 31min
03.25.26 Home Insurance Spy Drones / K-Economy Price Patterns
Insurers are using drones, satellites and AI to inspect homes and may demand costly repairs based on flawed data. A personal roof-drone story highlights the risk of unexpected insurer actions. Retailers are splitting customers into high-end and bargain price buckets, changing how offers and subscriptions are targeted.
24 snips
Mar 24, 2026 • 38min
03.24.26 Clark + Wes: Investing During Global Conflict & Sneaky Risks of Private Credit
They discuss how Middle East conflict and oil spikes can ripple through markets and consumer prices. The conversation covers which regions might gain or lose from energy shocks and how consumer behavior shifts over time. They warn about private credit risks, explain why flashy double-digit yields can be traps, and urge caution around retail products that mask hidden liquidity and fee problems.
9 snips
Mar 23, 2026 • 31min
03.23.26 SAVE MORE On Gasoline And Printer Ink
Tips for stretching your gas money, including a watch-for-half-tank strategy and using price apps. A clear take on when a used electric vehicle can be a smart bargain and what to watch for with battery coverage. A look at the cheap-printer, expensive-ink trap and practical alternatives like refillable tanks and monochrome laser printers.
12 snips
Mar 20, 2026 • 37min
03.20.26 Clark Answers His Critics on Clark Stinks / Airfare Booking Strategy
A lively batch of listener-submitted “Clark Stinks” stories sparks funny takes and practical consumer tips. The conversation shifts to travel: why airfares are rising, when to use points, and tactics to search multiple airlines and avoid basic fares. Also covered: cheaper travel days, hidden regional airports, travel insurance limits, and troubleshooting hotel or Airbnb complaints.
9 snips
Mar 18, 2026 • 25min
03.18.26 Where NOT To Invest - NEVER EVER / The Grandparent Trap
A takedown of mega banks and why they may be the worst place to park your investments. A rundown of cash management options and low-cost alternatives to consider. Practical retirement saving priorities and Roth IRA timing for younger savers. A plea to protect grandparents’ nest eggs and guard them against well-meaning but harmful financial decisions.
8 snips
Mar 17, 2026 • 45min
03.17.23 Ask An Advisor With Wes Moss
A deep dive into a historic oil supply disruption and how geopolitical shocks ripple through prices and markets. Practical talk on portfolio moves like rebalancing, 401(k) inflows, and gifting from large retirement accounts. A surprising look at AI not killing jobs but expanding work hours and fueling burnout. Quick takes on bonds versus savings and when cash reserves actually matter.
11 snips
Mar 16, 2026 • 30min
03.16.26 Best Auto Insurers / Discounters Go Wide
Auto insurers are back to profitability, sparking renewed competition and a look at top-rated regional carriers. A guide to finding companies that deliver strong service and value is discussed. No-spend trends and shifting shopping habits are saving Americans real money. Thrift and dollar retailers are booming after broadening their price strategies.
9 snips
Mar 13, 2026 • 32min
03.13.26 Clark Answers His Critics on Clark Stinks / FREE Tuition
Listeners rib Clark in a recurring Clark Stinks segment with lively critiques and practical anecdotes. The show digs into fraud risks on Zelle, Venmo and Cash App and smart tricks to cancel cable or switch providers. College costs have flattened and many schools now offer tuition-free options; resources and timing for researching free tuition programs are highlighted.
33 snips
Mar 11, 2026 • 27min
03.11.26 Retirees Returning to Work / Medical Privacy Warning
The show explores the rising "unretirement" trend and why many older Americans go back to work out of financial need. It covers career momentum, age discrimination risks, and choosing jobs that preserve pay and benefits. The episode also alerts listeners to privacy risks from direct-to-consumer medical testing and offers a controversial workaround for protecting medical data.
