The Clark Howard Podcast

03.13.26 Clark Answers His Critics on Clark Stinks / FREE Tuition

9 snips
Mar 13, 2026
Listeners rib Clark in a recurring Clark Stinks segment with lively critiques and practical anecdotes. The show digs into fraud risks on Zelle, Venmo and Cash App and smart tricks to cancel cable or switch providers. College costs have flattened and many schools now offer tuition-free options; resources and timing for researching free tuition programs are highlighted.
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ANECDOTE

Listener Solar System Paid Back In Three Years

  • Listener Stephen bought an EcoFlow solar generator with 12 kWh storage and reports a three-year payback by charging at $0.06 off-peak and using during $0.28 peak rates.
  • He pairs a 3,600W inverter generator for indefinite long outages, combining batteries and a small gas generator.
INSIGHT

Embedded Zelle Creates Pretexting Risk Banks Often Deny

  • Zelle poses a unique risk because it's embedded in bank accounts, enabling pretexting where criminals impersonate bank staff to get credentials.
  • Clark argues banks often deny Regulation E claims in practice, making recovery difficult.
INSIGHT

Home Buying Affordability Is Slowly Improving

  • Homeownership affordability is improving because incomes are rising faster than home prices, making buying gradually more attractive.
  • Clark calls the current high rent vs buy gap temporary and expects it to close as markets normalize.
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