The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
11 snips
Mar 16, 2026 • 30min
03.16.26 Best Auto Insurers / Discounters Go Wide
Auto insurers are back to profitability, sparking renewed competition and a look at top-rated regional carriers. A guide to finding companies that deliver strong service and value is discussed. No-spend trends and shifting shopping habits are saving Americans real money. Thrift and dollar retailers are booming after broadening their price strategies.
9 snips
Mar 13, 2026 • 32min
03.13.26 Clark Answers His Critics on Clark Stinks / FREE Tuition
Listeners rib Clark in a recurring Clark Stinks segment with lively critiques and practical anecdotes. The show digs into fraud risks on Zelle, Venmo and Cash App and smart tricks to cancel cable or switch providers. College costs have flattened and many schools now offer tuition-free options; resources and timing for researching free tuition programs are highlighted.
33 snips
Mar 11, 2026 • 27min
03.11.26 Retirees Returning to Work / Medical Privacy Warning
The show explores the rising "unretirement" trend and why many older Americans go back to work out of financial need. It covers career momentum, age discrimination risks, and choosing jobs that preserve pay and benefits. The episode also alerts listeners to privacy risks from direct-to-consumer medical testing and offers a controversial workaround for protecting medical data.
30 snips
Mar 10, 2026 • 37min
03.10.26 Ask An Advisor With Wes Moss
They debate whether to shift from U.S. to international stocks and warn against recency bias. They explain how U.S. multinationals already give foreign exposure. They introduce the “Rich Ratio” — a quick way to compare what you have versus what you need for retirement. They discuss paying down a mortgage versus investing and practical moves for young savers.
12 snips
Mar 9, 2026 • 35min
03.09.26 SAVE MORE On Groceries / NEW Airline Credit Card Advice
Find where groceries cost the least as hard data names clubs and discount chains as big savers. Learn why baggage fees are reshaping travel credit card advice and when an airline-branded card makes sense. Get practical travel tips from picking the right premium card to avoiding foreign currency traps and managing onboard Wi-Fi.
9 snips
Mar 6, 2026 • 32min
03.06.26 Clark Answers His Critics on Clark Stinks / Renovation Reprise
Clark fields listener critiques about tipping controversies and reporting alleged theft. He walks through setting up Solo 401(k)s, Roth IRA timing for ACA subsidies, and HSA reimbursement rules. They unpack mortgage rate nuances and a softening home renovation market, including better ADU opportunities. Practical tips on saving for big projects and ensuring proper homeowners coverage round out the conversation.
9 snips
Mar 4, 2026 • 32min
03.04.26 How Interest Rates Are Set / Name Brand Foods Cut Prices
Clear breakdown of why savings, credit cards, auto loans and mortgages carry different interest rates. Discussion of the K-shaped economy and how flood of deposits is pushing down savings returns. Warnings about the convenience trap that can cost you on loans. Coverage of big-name food brands cutting snack prices as store brands rise.
8 snips
Mar 3, 2026 • 36min
03.03.2026 Ask An Advisor With Wes Moss
Wes Moss, CFP and retirement advisor who helps people plan and catch up for retirement. He debates lump-sum investing versus dollar-cost averaging and why showing up matters more than perfect timing. He reviews how late-starters in their 50s can still aim for a seven-figure nest egg with aggressive catch-up moves. He also explains covered-call ETFs and practical account consolidation tips.
9 snips
Mar 2, 2026 • 30min
03.02.26 Buy Now, Pay Later aka Pay-In-4 / Ask Your Pharmacist
Buy-now-pay-later schemes and why they can lure you into overspending and credit trouble. The growing doctor shortage and how pharmacists are stepping in as accessible health advisors. Concerns about software longevity in electric vehicles and what that means for owners. Tips on lemon laws, fixing LexisNexis errors, and safe account access while traveling.
9 snips
Feb 27, 2026 • 36min
02.27.26 Clark Answers His Critics on Clark Stinks / Exposed: Tiny Hotel Rooms Sacrifice Privacy
Clark reads listener roast submissions and answers criticism with humor. He breaks down why new limited-service hotel rooms keep shrinking and how design choices can sacrifice privacy. Practical travel tips pop up too, including pocket Wi‑Fi versus eSIM and timing for booking long international flights.
