The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
10 snips
Apr 1, 2026 • 26min
04.01.26 Adjustable Rate Mortgages - A Waning / High Deductible Health Plans
A warning about the renewed popularity of adjustable-rate mortgages and the reset risk that can cost homeowners. Scenarios where a short-term ARM might make sense and myths about HELOC tax deductibility. A deep dive into why health care costs are exploding and why high-deductible or catastrophic plans can be dangerous for many. Practical tips on disputing surprise medical bills and finding cheaper prescriptions.
8 snips
Mar 31, 2026 • 37min
03.31.26 Ask An Advisor With Wes Moss
A deep dive into a financial hack that turns new Trump accounts into lifelong savings starting at birth. Practical retirement strategies contrast the extreme FIRE approach with a more realistic Retire Sooner plan. Tax timing, Roth conversions, pension strategies, and how to assess target-date funds are also discussed in short, actionable segments.
8 snips
Mar 30, 2026 • 29min
03.30.26 The Credit Bureaus: Errors & Apathy / Sticker Shock: New Smart Phones
They dig into a surge of credit report inaccuracies and how the major bureaus are handling disputes. Practical options for forcing corrections and when to escalate are discussed. They also unpack why smartphone prices jumped, from chip shortages to tariffs. Guidance on whether to upgrade now or hold off rounds out the conversation.
18 snips
Mar 27, 2026 • 33min
03.27.26 Clark Answers His Critics on Clark Stinks / Avoid Two Costly 401(k) Mistakes
Clark reads salty listener critiques and fires back with witty responses about travel hacks and retail gripes. He dives into Roth versus traditional retirement accounts and why Roth contributions often make sense. Practical advice covers juggling employer matches, paying down high-rate debt, avoiding ATM and foreign transaction traps, and smarter bill-pay and card strategies.
20 snips
Mar 25, 2026 • 31min
03.25.26 Home Insurance Spy Drones / K-Economy Price Patterns
Insurers are using drones, satellites and AI to inspect homes and may demand costly repairs based on flawed data. A personal roof-drone story highlights the risk of unexpected insurer actions. Retailers are splitting customers into high-end and bargain price buckets, changing how offers and subscriptions are targeted.
24 snips
Mar 24, 2026 • 38min
03.24.26 Clark + Wes: Investing During Global Conflict & Sneaky Risks of Private Credit
They discuss how Middle East conflict and oil spikes can ripple through markets and consumer prices. The conversation covers which regions might gain or lose from energy shocks and how consumer behavior shifts over time. They warn about private credit risks, explain why flashy double-digit yields can be traps, and urge caution around retail products that mask hidden liquidity and fee problems.
9 snips
Mar 23, 2026 • 31min
03.23.26 SAVE MORE On Gasoline And Printer Ink
Tips for stretching your gas money, including a watch-for-half-tank strategy and using price apps. A clear take on when a used electric vehicle can be a smart bargain and what to watch for with battery coverage. A look at the cheap-printer, expensive-ink trap and practical alternatives like refillable tanks and monochrome laser printers.
12 snips
Mar 20, 2026 • 37min
03.20.26 Clark Answers His Critics on Clark Stinks / Airfare Booking Strategy
A lively batch of listener-submitted “Clark Stinks” stories sparks funny takes and practical consumer tips. The conversation shifts to travel: why airfares are rising, when to use points, and tactics to search multiple airlines and avoid basic fares. Also covered: cheaper travel days, hidden regional airports, travel insurance limits, and troubleshooting hotel or Airbnb complaints.
9 snips
Mar 18, 2026 • 25min
03.18.26 Where NOT To Invest - NEVER EVER / The Grandparent Trap
A takedown of mega banks and why they may be the worst place to park your investments. A rundown of cash management options and low-cost alternatives to consider. Practical retirement saving priorities and Roth IRA timing for younger savers. A plea to protect grandparents’ nest eggs and guard them against well-meaning but harmful financial decisions.
8 snips
Mar 17, 2026 • 45min
03.17.23 Ask An Advisor With Wes Moss
A deep dive into a historic oil supply disruption and how geopolitical shocks ripple through prices and markets. Practical talk on portfolio moves like rebalancing, 401(k) inflows, and gifting from large retirement accounts. A surprising look at AI not killing jobs but expanding work hours and fueling burnout. Quick takes on bonds versus savings and when cash reserves actually matter.
