The Clark Howard Podcast

03.27.26 Clark Answers His Critics on Clark Stinks / Avoid Two Costly 401(k) Mistakes

18 snips
Mar 27, 2026
Clark reads salty listener critiques and fires back with witty responses about travel hacks and retail gripes. He dives into Roth versus traditional retirement accounts and why Roth contributions often make sense. Practical advice covers juggling employer matches, paying down high-rate debt, avoiding ATM and foreign transaction traps, and smarter bill-pay and card strategies.
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ANECDOTE

Clark's Airport Obsession

  • Clark Howard admits he loves airports and inspects new terminals for design.
  • He shares this personal quirk while responding to a listener who dislikes travel, explaining his enthusiasm increases audience interest in travel topics.
ADVICE

Be Prepared For Walmart Delivery Inconsistency

  • Expect inconsistent fulfillment and split deliveries with Walmart/Sam's grocery orders and be ready to use alternatives.
  • Clark Howard warns Walmart logistics mix deliveries from stores, distribution centers and gig drivers, making Amazon often more reliable.
ANECDOTE

Always Choose Local Currency At European ATMs

  • Clark recounts a listener's experience losing ATM fees in Europe and explains ATM prompts often default to charging in dollars with a ~10% junk fee.
  • He recommends choosing local currency to avoid the surcharge.
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