The Clark Howard Podcast 02.20.26 Clark Answers His Critics on Clark Stinks / Crypto - A Different Perspective
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Feb 20, 2026 They roast listener corrections and react to candid feedback. Personal stories about flowers, Trader Joe’s tulips, and pet mishaps add humor. A clear, cautious take on crypto risks and how to approach speculative investing. Practical money tips on cards, travel and rental coverage, student loan strategy, tax filing safety, and merchant payment realities.
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Flowers, Dogs, And Emergency Vet Visits
- Clark prefers self-delivered flowers and often buys Lane roses or Trader Joe's tulips for Lane.
- One time a dog ate tulips and they had to visit the emergency vet, illustrating the messy reality of pet ownership.
Prefer 529 Plans For College Savings
- Consider a 529 plan over a Trump account for college savings because 529s offer broader tax-free uses and state tax benefits.
- Move up to $35,000 from a 529 into a Roth IRA if unused, and avoid the potential tax 'time bomb' of misused Trump accounts.
Enable Card Alerts For Instant Fraud Detection
- Set transaction alerts on every credit card to detect unauthorized charges immediately and simplify reconciliation.
- Use issuer texts or app notifications so you can contact the card company right away if fraud appears.