The Clark Howard Podcast

02.13.26 Clark Answers His Critics on Clark Stinks / Job Market Update

25 snips
Feb 13, 2026
Funny listener takedowns kick off a spirited segment where Clark reacts to criticism. A big chunk covers the shaky job market, why mass layoffs happen, and a cautious hiring forecast for spring. Practical consumer topics pop up too, from freezing a child’s credit to hotel booking tips and avoiding rental car toll fees.
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ADVICE

Freeze Your Child's Credit Despite Hassles

  • Freeze a child's credit to prevent identity theft, even though the bureaus make the process difficult.
  • Clark Howard warns the credit bureaus require excessive documentation and manual handling.
ADVICE

Book Small Overseas Hotels Directly

  • For stays in small hotels or guesthouses overseas, contact the property directly to confirm or match third-party rates.
  • Clark Howard endorses contacting the owner to avoid booking-site mishaps and fees.
INSIGHT

ABLE Accounts Have A Medicaid Clawback Risk

  • ABLE accounts expanded eligibility but carry Medicaid payback risks in many states.
  • Clark Howard admits he should have highlighted the Medicaid clawback provision more clearly.
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