The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
24 snips
Feb 10, 2026 • 40min
02.10.26 Ask An Advisor With Wes Moss
Wes Moss, CFP® and author who specializes in retirement and market strategy, digs into why prices still feel high and how past inflation keeps resurfacing. He contrasts Growth versus Value stocks using an apple analogy and discusses tax-smart retirement moves, risk in concentrated company stock plans, and timing investments after an inheritance.
11 snips
Feb 9, 2026 • 35min
02.09.26 Gift Cards: Use Or Lose Them / Big Changes For Home Backup Power
A warning to spend restaurant gift cards now before closures make them worthless. A look at why so many restaurants are shutting due to rising costs. Practical tips for tracking receipts and safer peer-to-peer payment habits. A guide to affordable home battery backup options and how EV battery advances are driving prices down.
13 snips
Feb 6, 2026 • 38min
02.06.26 Clark Answers His Critics on Clark Stinks / Housing Market Predictions
A lively segment where listeners’ critiques are read and Clark responds with humor. Practical talk about travel insurance, international phone options, and avoiding CD auto-renew pitfalls. Clear guidance on retirement tools like HSAs and target-date funds. A big-picture look at why 2026 may be a transition year for the housing market with builder incentives and shifting inventory.
10 snips
Feb 4, 2026 • 34min
02.04.26 Love & Money / Which Documents Should You Keep
Money can make or break relationships, so plan regular low-voltage conversations to align financial goals. Learn which insurance limits matter and why never to co-sign for a partner. Find practical guidance on which vehicle, mortgage, tax, and loan records to keep and how long to retain them.
22 snips
Feb 3, 2026 • 34min
02.03.2026 Ask An Advisor With Wes Moss
Wes Moss, CFP® and retirement advisor and author, offers grounded finance perspective. He explains why recent dollar weakness versus gold is historically normal and not catastrophic. He explores America’s top retirement fear—running out of money—and lays out five practical steps to stop financial anxiety. Listeners’ planning, rebalancing, and pension valuation questions are also addressed.
9 snips
Feb 2, 2026 • 31min
02.02.26 Going Mobile: Relocation For Jobs And Homeownership
Clark explores how moving to more affordable Midwestern and heartland markets can open doors to homeownership and career growth. He highlights housing inventory shifts and buyer-friendly areas. The conversation also covers the fastest-growing occupations and which high-growth roles pay well versus those that do not.
9 snips
Jan 30, 2026 • 30min
01.30.26 Best Cheap Cars / Secret To An Affordable Vacation
Surprising picks for affordable, reliable new cars and why some models are back under $20k. Tips to spot odometer rollback and spot transparent sellers versus high-pressure dealers. Why EV prices may drop as tech improves. Low-cost vacation ideas focused on state parks and timing tricks for the best Jamaica deals. When travel medical or annual policies make sense for short trips.
20 snips
Jan 28, 2026 • 39min
01.28.26 Bypass Finfluencers / Can You Spot A Scam?
They dig into the rise of social media "finfluencers" and why many young adults trust their investing tips. The conversation contrasts true long-term investing with gambling and points listeners to where to learn basics. A shocking tech support scam that stole $85,000 is unpacked, with signs to spot pretexting and steps to verify account activity. Practical rules to protect your financial keys are highlighted.
27 snips
Jan 27, 2026 • 40min
01.27.26 Ask An Advisor With Wes Moss
A data-driven look at why the middle class might be shifting upward rather than simply shrinking. A dive into how AI and changing labor demand could reshape upper-middle incomes. A long-term tour of dividend durability and why steady dividend growth has been a quiet engine of market returns. Practical money topics like emergency savings, hiring a fiduciary advisor, and retirement planning tradeoffs.
12 snips
Jan 26, 2026 • 31min
01.26.26 Regular Retail Vs Costco / The Newly Expanded ABLE Account
A look at how retailers are tightening return windows and slapping on steep fees while one big warehouse chain keeps customer-friendly perks like a price-drop refund. A deep dive into expanded ABLE (529A) eligibility and rules, including a strict 'never' rule about commission-based sales. Plus warnings about travel-authority scams and practical tips on insurance and reimbursements.
