The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
10 snips
Jan 23, 2026 • 30min
01.23.26 Clark Answers His Critics on Clark Stinks / Owning Rental Property
Listener critiques take center stage as Clark responds to feedback, adding humor to common misconceptions. He shares insights on becoming a landlord in today's challenging housing market, introducing his practical 1% rule for assessing investment properties. The discussion covers the difficulties of single-family rentals and highlights opportunities in distressed properties. Additionally, Clark navigates the complexities of self-employed retirement options and offers tips on managing credit and home insurance challenges.
10 snips
Jan 21, 2026 • 31min
01.21.26 Appeal Health Insurance Denials / Fight Skyrocketing Power Bills
Dive into the often predatory world of health insurance, where companies deny claims as a tactic. Learn why self-advocacy is crucial when tackling outrageous hospital bills. Discover how large tech data centers are affecting your power bills and why you shouldn't shoulder their costs. Clark reveals strategies for appealing medical denials and suggests using home batteries and solar as tools to combat rising energy expenses. Plus, get tips on managing health savings accounts effectively.
10 snips
Jan 20, 2026 • 36min
01.20.26 Ask An Advisor With Wes Moss
Wes Moss, a certified financial planner and investment advisor, dives into the nuances of market dynamics. He discusses why small and mid-cap stocks are regaining momentum against larger giants like Microsoft. With individual investors often lagging behind broader market averages, Wes shares strategies to combat emotional investing and the importance of diversification. He also weighs the benefits of Roth accounts versus HSAs and offers practical advice on managing investment settlements. Tune in for insights that can help shape your financial future!
11 snips
Jan 19, 2026 • 32min
01.19.26 The Condo Market Now / Moving Abroad
The condo market is facing significant challenges, especially in coastal areas, creating risks and opportunities for potential buyers. Insurance costs and maintenance issues are crucial factors to consider. Meanwhile, a growing number of Americans are relocating overseas to reduce expenses and explore new lifestyles. Clark shares his valuable 'test drive' approach for those contemplating an international move, addressing essential factors like healthcare and taxes before making the leap.
20 snips
Jan 16, 2026 • 31min
01.16.26 Clark Answers His Critics on Clark Stinks / An Entrepreneurial Moment
Listener complaints take the spotlight as Clark answers feedback in a lively segment. Job layoffs are on the rise, but Clark sees a silver lining—entrepreneurial opportunities abound for those affected. He shares insights on navigating the job market and launching new ventures. Clark also discusses gas prices, hidden costs in homebuying, and why you might want to rethink free phone offers from carriers. Plus, tips on using virtual card numbers for safer online shopping and the benefits of planning trips with Costco Travel!
18 snips
Jan 14, 2026 • 30min
01.14.26 Travel Buyer Beware / Clarkonomics: The 2026 Growth Recession
Travelers beware! Essential tips to avoid pitfalls in booking flights, especially those low-cost deals that can lead to scams. Dive into the concept of a growth recession, exploring the nuances of today's K-shaped economy and how to prepare for potential job market shifts. Learn strategies for scoring cheaper business class tickets and the ins and outs of TSA PreCheck renewals. Plus, find insights on managing finances and protecting your money while navigating this uncertain economic landscape.
11 snips
Jan 13, 2026 • 35min
01.13.26 Ask An Advisor With Wes Moss
Wes Moss and Clark Howard explore the pivotal transition at Berkshire Hathaway as Buffett steps down. They dissect Buffett's impressive returns and discuss the implications for investors. The hosts delve into the importance of leadership and whether the 'Follow the Jockey' principle applies moving forward. Looking ahead to 2026, they highlight factors like AI's potential, interest rates, and tax refunds that could influence the market. Listener questions add a personal touch, with practical advice for both young investors and those pondering their strategies.
17 snips
Jan 12, 2026 • 33min
01.12.26 A Plan For Credit Card Debt / Online Grocery Prices
Struggling with credit card debt? Discover a three-step strategy to regain control and a smart approach to minimize interest with quick payments. Dive into the pros and cons of online grocery shopping, as dynamic pricing and quality concerns come under scrutiny. Learn how services like Walmart Plus and Amazon Prime can save you cash, while Clark also highlights the hidden fees in international shipping. Plus, get tips on navigating insurance denials and understanding travel insurance coverage amidst strikes.
9 snips
Jan 9, 2026 • 37min
01.09.26 Clark Answers His Critics on Clark Stinks / The Future Of Auto Insurance
Listener critiques spark a lively discussion as Clark addresses misunderstandings and language choices. There’s promising news for auto insurance rates, with trends suggesting lowered costs on the horizon. Exciting insights on self-driving technology reveal significant reductions in accident rates. Clark also weighs the pros and cons of usage-based insurance policies, including a Tesla program offering low rates for mileage. Plus, essential advice for parents insuring college-age drivers ensures you won't be caught off guard.
18 snips
Jan 7, 2026 • 29min
01.07.26 What Early Tax Filers Need To Know / When To Take Social Security
Tax time is here, and confusion reigns over IRS filings. Discover why the Direct File option is disappearing and how Free File can still help taxpayers. Clark dives into the timing of Social Security benefits, advising to wait until age 70 for maximum gains, with key exceptions. He also explores the benefits of Health Savings Accounts for families, credit freeze tips, and the implications of selling rental properties if they become burdensome. A treasure trove of financial wisdom awaits!
