The Clark Howard Podcast 01.09.26 Clark Answers His Critics on Clark Stinks / The Future Of Auto Insurance
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Jan 9, 2026 Listener critiques spark a lively discussion as Clark addresses misunderstandings and language choices. There’s promising news for auto insurance rates, with trends suggesting lowered costs on the horizon. Exciting insights on self-driving technology reveal significant reductions in accident rates. Clark also weighs the pros and cons of usage-based insurance policies, including a Tesla program offering low rates for mileage. Plus, essential advice for parents insuring college-age drivers ensures you won't be caught off guard.
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Deepfakes Threaten False Endorsements
- Deepfake ads impersonating public figures are proliferating and are hard to spot because visuals and audio are deceptively similar.
- Clark emphasizes he has never endorsed products and warns listeners such fakes will become more common.
Buy CDs Through Discount Brokers
- Consider buying brokerage-placed FDIC-insured CDs at discount brokers like Schwab, Vanguard, or Fidelity for better rates.
- If a bank offers a higher rate, take it; but brokers often provide the best CD yields.
Rentals Can Save On Long Road Trips
- Renting a car can be cheaper than driving your own for long road trips because it prevents heavy short-term mileage on your vehicle.
- Avoiding concentrated mileage preserves depreciation benefits and extends your car’s useful life.