On The Market

A deep dive into how a looming population decline could reshape U.S. housing demand and prices. Short-term immigration shifts and falling birth rates get examined as immediate pressure points. Markets with aging populations and immigration‑driven metros are flagged as most exposed. Lessons from Japan, Germany, and Italy are compared to U.S. prospects.

A deep dive into the Supreme Court ruling that removed major tariffs and what that could mean for inflation and mortgage rates. A look at a bipartisan housing bill poised to ease building, financing, and zoning hurdles. Discussion of tokenized real estate tied to high-profile properties and the risks involved. Analysis of shifting corporate headquarters and which cities may see real estate booms.

They unpack a huge nearly one-million job revision and what that means for housing. Listeners hear how concentrated hiring in certain sectors shifts rental demand. Inflation readings and labor signals are linked to mortgage rate direction. The conversation pinpoints which types of homes are hot and where investors should be cautious.

Jeff Welgan, VP of Investor Lending at Blueprint Home Loans with 22 years in mortgages, shares why 2026 could be a prime year for rental financing. He discusses lower rates, the return of safer ARMs for investors, HELOCs with no closing costs, and when refinancing or rate buydowns make sense. Practical financing moves and lender caution are highlighted.

A major new housing bill could ease construction and permitting, speeding up builds and renovations. Changes to manufactured home financing and local bank lending could broaden affordable options. The conversation spotlights supply-side reforms, rural and community bank impacts, and practical moves investors should watch now.

Kathy Fetke, real estate analyst who breaks down migration data and market headlines, and James Daynard, investor with local transaction and development experience. They discuss the easing of the lock-in effect and why more homeowners are moving. They highlight U-Haul’s top in-migration metros and surprising fast-growing cities. They cover shrinking inventory trends and where growing populations meet falling prices.

A deep dive into Kevin Warsh’s nomination and how his unorthodox plans could reshape monetary policy. Discussion of his push to shrink the Fed balance sheet and stop money printing. Exploration of a possible simultaneous move to cut rates while deleting dollars, a step the Fed has never tried. Consideration of how these moves could impact mortgage and real estate markets.

Jeff Hurst, CEO of Furnished Finder and former short-term rental executive, talks about the booming market for medium-term furnished rentals. He outlines why these 28+ day stays demand 30–50% higher rent, cost less to furnish, and attract commuters, healthcare workers, and relocating families. Learn about the ideal property types, testing a listing quickly, and data from Furnished Finder and AirDNA showing fast growth.

They dig into the claim that an 18-year real estate cycle predicts a 2026 crash. The conversation covers the cycle’s phases, historical evidence dating back to the 1800s, and objections like the 1925–1973 gap. They contrast nominal versus real prices and explain why 2008 was unique. Practical investing takeaways focus on recognizing cycles without treating 18 years as a precise law.

A new federal proposal could let buyers tap retirement accounts penalty-free for down payments, sparking a heated debate about tradeoffs. Reported declines in monthly housing costs suggest improving affordability for first-time buyers. Policymakers are weighing bond purchases and an executive order aimed at curbing large investor buy-ups to reshape who can buy homes.