On The Market

Buying (and Building) Houses Could Get a LOT Easier (New Bill)

28 snips
Feb 12, 2026
A major new housing bill could ease construction and permitting, speeding up builds and renovations. Changes to manufactured home financing and local bank lending could broaden affordable options. The conversation spotlights supply-side reforms, rural and community bank impacts, and practical moves investors should watch now.
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INSIGHT

Build Smarter Cuts Time And Cost

  • Title I, "Build Smarter," targets zoning, permitting, and environmental review delays to reduce development costs.
  • Streamlining NEPA and permitting directly cuts holding costs and speeds projects to market.
ADVICE

Use Preapproved Design Catalogs

  • Use HUD's pilot pattern book program to speed permitting if available in your market.
  • Consider pre-approved designs to bypass month-long plan reviews and lower holding costs.
INSIGHT

FHA Limits Tied To Construction Inflation

  • FHA multifamily loan limits will update and peg to construction cost inflation so limits stay current.
  • That change should improve financing availability for multifamily construction projects.
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