Ken McElroy Show

Companies relocate to places that treat them best and that reshapes local jobs and housing markets. A specific chain's move prompts discussion of safety, capital access, and permanent HQ signals. Relocations drive rental and restaurant demand, school enrollment shifts, and local pricing pressures. Advice centers on following where people and jobs flow to spot winning markets.

They explore why starter homes are vanishing, focusing on builders shrinking floor plans as costs rise. The role of zoning, HOAs and lot economics in keeping sizes up is examined. Discussion covers ADUs, house-hacking, and where smaller new builds are being placed. They compare condos, townhomes, and build-to-rent as affordability solutions and why two-bed, two-bath units dominate investor demand.

They dig into BlackRock’s recent private credit markdowns and what that reveals about stress in multifamily lending. They explain private credit mechanics, extend-and-pretend refinancing, and why rising maturities create a debt wall. They cover who bears losses, signs that more write-downs may be coming, and strategies for buying distressed multifamily assets.

Discussion of why builders are slowing construction despite a housing shortage. Examination of rising insurance, HOA fees, labor and financing costs squeezing affordability. Exploration of phased development, builder financing strategies, and how construction debt and land costs shape supply. Consideration of regional insurance and utility impacts on where to buy or invest.

They dig into why policymakers focus on buyer qualification and monthly payments instead of letting home prices fall. Conversations cover financing moves, supply shortages, and why governments resist housing crashes. They explore builders’ constraints, the housing shortfall, and who gains when rates drop. Practical forecasts for refinancing, building activity, and preparing investments for 2026 round out the discussion.

Tired of paying to store your gold? Then check out our sponsor, Monetary Metals!. Working with them you can earn up to 4% a year in physical gold, without selling it, learn more at this link: https://www.monetary-metals.com/kenThis is a paid sponsorship from Monetary Metals• • •Ken and Danille McElroy break down a controversial housing proposal that could let Americans use their 401(k) to buy a home — and why Wall Street is fighting it. This shift could reshape homeownership, retirement, and wealth for an entire generation if it moves forward.• • •If you're an accredited investor and are interested in learning about opportunities to invest with Ken follow this link: https://mccompaniesinvest.com/knowmore• • •Checkout KenPro - Ken's Education Platform: https://ken-mcelroy.learnworlds.com• • •ABOUT KEN: Ken is the author of the bestselling books The ABC’s of Real Estate Investing, The Advanced Guide to Real Estate Investing, and The ABC’s of Property Management. With over two decades of experience in real estate investing, Ken McElroy is passionate about sharing the good life by helping real estate investors grow and prosper. This podcast is a place for Ken to discuss numerous topics connected to real estate investing, including finance, budgeting, the entrepreneur mindset, and creating passive income. Ken offers a wealth of personal experiences, practical advice, success stories, and even some informative setbacks, all presented here to educate and inspire. Whether you’re a new or seasoned investor, the information and resources on this channel will set you on a path where you and your investments can thrive.Ken's company: https://mccompanies.com• • •DISCLAIMERS: Any information or advice available on this podcast is intended for educational and general guidance only. Ken McElroy and KenMcElroy.com, LLC shall not be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of access to or use of any of the content available on this podcast. Consult a financial advisor or other wealth management professional before you make investments of any kind.Although Ken McElroy and his affiliates take all reasonable care to ensure that the contents of this podcast are accurate and up-to-date, all information contained on it is provided ‘as is.’ Ken McElroy makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on this podcast. Any links to other websites are provided only as a convenience and KenMcElroy.com, LLC encourages you to read the privacy statements of any third-party websites. All comments will be reviewed by the KenMcElroy.com staff and may be deleted if deemed inappropriate.Comments that are off-topic, offensive, or promotional will not be posted. The comments/posts are from members of the public and do not necessarily reflect the views of Ken McElroy and his affiliates.© 2026 KenMcElroy.com, LLC. All Rights Reserved.#401k #HousingCrisis #RealEstateInvesting #HomeBuyers #HousingMarket #RetirementPlanning #MainStreet #WallStreet #InflationHedge #KenMcElroy #DanilleMcElroy #WealthBuilding #MortgageRates #FirstTimeBuyer #FinancialFreedom #HardAssets

Ken and Danille explore a transformative shift in the job market, revealing how rising unemployment is giving back leverage to employers. They discuss the impact of high interest rates on job openings, construction slowdown, and wage stagnation. The duo delves into the post-COVID hiring landscape, postulating that remote work flexibility is diminishing as competition intensifies. They also highlight the contrasting dynamics between white-collar surplus and blue-collar shortages, providing practical advice for navigating these economic changes.

Tired of paying to store your gold? Then check out our sponsor, Monetary Metals!. Working with them you can earn up to 4% a year in physical gold, without selling it, learn more at this link: https://www.monetary-metals.com/ken This is a paid sponsorship from Monetary Metals.Mortgage rates may not need the Fed to fall—and in this episode, Ken and Danille McElroy break down a little-discussed housing policy move involving Fannie Mae and Freddie Mac that could push rates lower fast. We unpack how this works, why it’s different from QE, and the hidden long-term cost that could reshape housing prices, investors, and affordability.• • •If you're an accredited investor and are interested in learning about opportunities to invest with Ken follow this link: https://mccompaniesinvest.com/knowmore• • •Checkout KenPro - Ken's Education Platform: https://ken-mcelroy.learnworlds.com• • •ABOUT KEN: Ken is the author of the bestselling books The ABC’s of Real Estate Investing, The Advanced Guide to Real Estate Investing, and The ABC’s of Property Management. With over two decades of experience in real estate investing, Ken McElroy is passionate about sharing the good life by helping real estate investors grow and prosper. This podcast is a place for Ken to discuss numerous topics connected to real estate investing, including finance, budgeting, the entrepreneur mindset, and creating passive income. Ken offers a wealth of personal experiences, practical advice, success stories, and even some informative setbacks, all presented here to educate and inspire. Whether you’re a new or seasoned investor, the information and resources on this channel will set you on a path where you and your investments can thrive.Ken's company: https://mccompanies.com• • •DISCLAIMERS: Any information or advice available on this podcast is intended for educational and general guidance only. Ken McElroy and KenMcElroy.com, LLC shall not be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of access to or use of any of the content available on this podcast. Consult a financial advisor or other wealth management professional before you make investments of any kind.Although Ken McElroy and his affiliates take all reasonable care to ensure that the contents of this podcast are accurate and up-to-date, all information contained on it is provided ‘as is.’ Ken McElroy makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on this podcast. Any links to other websites are provided only as a convenience, and KenMcElroy.com, LLC encourages you to read the privacy statements of any third-party websites. All comments will be reviewed by the KenMcElroy.com staff and may be deleted if deemed inappropriate.Comments that are off-topic, offensive, or promotional will not be posted. The comments/posts are from members of the public and do not necessarily reflect the views of Ken McElroy and his affiliates.© 2026 KenMcElroy.com, LLC. All Rights Reserved.

In 2026, confusion reigns in the job and housing markets, but it may not be as dire as it seems. Employers are leveraging AI to cut costs and streamline operations, leading to changing job dynamics. Amid rising layoffs, economic growth persists, complicating the picture. A supply surge in housing is expected early in the year, giving buyers more options in a renter's market. The discussion touches on the impact of unemployment on spending, while AI's gradual influence on various jobs raises questions about the future workforce.

Explore the economic indicators shaping real estate investment by 2026. The hosts emphasize the importance of the 10-year treasury and its market impact. They dive into credit spreads and their hidden costs, alongside tightening bank lending standards. Trends in shelter inflation and rising operational costs are key considerations. A looming $936B debt maturity wall poses challenges for commercial properties. Tune in to discover what indicators matter and what to ignore amidst the noise!