Be Wealthy

A deep dive into why high commissions do not guarantee wealth. A line-by-line cost breakdown of living on $30K a month, from mortgage to vacations. The psychology of buying oversized homes and how housing choices sink savings. Strategies for buying wealth-friendly homes and turning modest properties into income producers.

JOIN THE BE WEALTHY MASTERMINDWant to join a room of entrepreneurs who think bigger about money? Email Katelyn@bewealthy.com with the subject line "Be Wealthy Podcast MM" to learn more.From Broke College Grad to Buying $1 Billion in Real Estate Per Year — Tim Heyl's PlaybookTim Heyl is the CEO and founder of Homeward, a company that will buy over $1 billion worth of real estate this year. Brett and Tim go back nearly 20 years — from the Gary Keller mastermind days to building massive businesses in Austin. In this episode, Tim breaks down how he went from getting rejected by 50 companies during the financial crisis to becoming Austin's #1 agent by age 24, building a $1B/year brokerage, and eventually raising hundreds of millions from Blackstone to start Homeward. They get into the real math behind cold calling, why hard work is just the entry fee, the painful lesson of starting too many businesses at once, and how Tim survived cutting 70% of his company when rates spiked in 2022.TIMESTAMPS0:00 Introduction2:05 Growing Up With Opposite Money Mindsets7:12 College, Finance Degree, No Job Offers9:25 Joining Keller Williams Out of Desperation13:00 The Sales Seminar That Changed Everything14:57 Building The Cold Calling Math17:13 Year Two Explosion: 8 Houses to 7018:12 Winning The Day vs The Scoreboard21:23 Meeting Brett in The Gary Keller Room25:27 The Private Gary Keller Mastermind28:18 First Real Estate Investment — Copying His Roommate32:06 Invest Where You Have An Unfair Advantage34:15 The Serial Entrepreneur Trap37:54 Waking Up Not Knowing How To Prioritize39:04 Multiple Streams of Income Is a Lie (Early On)41:46 Hard Work Is An Entry Fee, Not The Key45:15 Three Phases: Hustle, Leadership, Money48:11 Seventh Level — Getting Out of The Day-to-Day49:25 Seeing Opendoor's Model and Starting Homeward53:11 Buy Before You Sell Takes Off56:20 Interest Rates Spike — Revenue Falls Off a Cliff57:49 Cutting 70% of Costs and Rebuilding1:04:40 Nothing Is Ever As Good Or As Bad As It Seems1:06:48 Gary Keller Lessons — Don't Force Growth1:09:57 The One Thing — Focus and Fear of Chaos1:14:12 Gary Taking Out The Trash — The Leverage Lesson1:17:03 Top 5 People You Spend Time With1:17:22 Three Book Recommendations1:19:17 Best Purchase Under $2001:19:50 Advice To 21-Year-Old TimBOOKS & RESOURCES MENTIONED- The Millionaire Real Estate Agent by Gary Keller- The One Thing by Gary Keller- The Intentional Father by Jon Tyson- The Four Agreements by Don Miguel Ruiz- Shift by Gary Keller- The Innovator's Dilemma by Clayton ChristensenGET CONNECTEDWebsite: www.BeWealthy.comYouTube: youtube.com/@bewealthybrettInstagram: instagram.com/bewealthybrettFacebook: facebook.com/brettbewealthyX/Twitter: x.com/bewealthybrettFREE RESOURCESFree Tools & Downloads: https://www.bewealthybrett.com/resourcesCost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.comInfinite Banking Education: SaveLikeaBank.comSelf-Directed IRA: MaxOutRetirement.comTrust & Entity Structure: SetupMyEstate.comOff-Market Deals & Direct Mail: TheMagicMailers.com1031 Exchange: Exchange1031Now.comBookkeeping & Financial Services: BooksOffMyPlate.comPPC & Digital Marketing for RE Investors: ScaleMyDeals.comABOUT THE SHOWThe Be Wealthy Podcast brings entrepreneurs the strategies to grow their business — then teaches them how to think about their money. Because wealth is far more than money — it's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell.Mission: Get Free.DISCLAIMERBe Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.

JOIN THE BE WEALTHY MASTERMINDWant to join a room of entrepreneurs who think bigger about money? Email Katelyn@bewealthy.com with the subject line "Be Wealthy Podcast MM" to learn more.Garrett Gunderson x Brett TannerGarrett Gunderson drops a take most financial advisors don't want you to hear: compounding interest is the greatest myth ever sold to the public. He breaks down how banks use your money for immediate cashflow while telling you to wait 30 years, then dismantles the "Warren Buffett compounded his way to wealth" argument with the actual numbers. Buffett made 5.5 million percent returns by buying companies outright, making concentrated bets, and deploying cashflow — the exact opposite of what he tells everyone else to do.TIMESTAMPS0:00 The Most Dangerous Money Myth0:32 How Banks Actually Use Your Money1:22 Compounding Interest Takes 30 Years1:46 Warren Buffett's Real Numbers (5.5M% vs 39,000%)2:30 See's Candies, Geico, Precision Cast Parts3:26 Buffett's One Word for Success: Focus3:56 Compound Knowledge, Not Interest4:40 "That's Not What He Did" — Concentrated Bets & The FloatBOOKS & RESOURCES MENTIONED- Killing Sacred Cows by Garrett Gunderson (NYT Bestseller)- What Would the Rockefellers Do? by Garrett GundersonGET CONNECTEDWebsite: www.BeWealthy.comYouTube: youtube.com/@bewealthybrettInstagram: instagram.com/bewealthybrettFacebook: facebook.com/brettbewealthyX/Twitter: x.com/bewealthybrettFREE RESOURCESFree Tools & Downloads: https://www.bewealthybrett.com/resourcesInfinite Banking Education: SaveLikeaBank.comCost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.comSelf-Directed IRA: MaxOutRetirement.comTrust & Entity Structure: SetupMyEstate.comOff-Market Deals & Direct Mail: TheMagicMailers.com1031 Exchange: Exchange1031Now.comBookkeeping & Financial Services: BooksOffMyPlate.comPPC & Digital Marketing for RE Investors: ScaleMyDeals.comABOUT THE SHOWThe Be Wealthy Podcast brings entrepreneurs the strategies to grow their business - then teaches them how to think about their money. Because wealth is far more than money - it's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell.Mission: Get Free.DISCLAIMERBe Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.

JOIN THE BE WEALTHY MASTERMINDWant to join a room of entrepreneurs who think bigger about money? Go to bewealthypodcast.com and click Apply Now.The Formula That Proves Most Investors Will Never Build Wealth | George AntoneLearn More About George Antone: https://fynanc.comGeorge Antone is the founder of Fynanc and bestselling author of The Banker's Code. While working at Intuit on the Quicken Financial Planner, he stumbled on an equation that proved — with pure math — why most people will never reach their financial goals. Brett and George break down the difference between the paying side and the receiving side, why your personal inflation is double what the CPI says, and how strategic leverage acts as your inflation-proof vest.TIMESTAMPS0:00 Introduction2:17 Growing Up in Lebanon4:20 Losing His Father at 187:37 From Microsoft to Quicken9:26 The Secret Formula at Intuit12:46 Asset-First vs Finance-First18:49 Growing Capital vs Investing Capital22:01 Leverage and Flow of Money25:07 How Spreads Build Wealth29:53 The Freedom Line vs Journey Line33:50 The Break-Even Return Formula38:28 Personal Inflation vs CPI42:50 Purchasing Power Over Dollars50:19 Rate Game vs Capital Game55:15 Where to Start Your Wealth Journey58:15 Velocity of Money1:05:46 Top 3 Books1:10:02 Advice to 21-Year-Old GeorgeBOOKS & RESOURCES MENTIONED- The Banker's Code by George Antone- Rich Dad Poor Dad by Robert Kiyosaki- Unlimited Power by Tony Robbins- The E-Myth by Michael Gerber- Fynanc (George's platform): fynanc.comGET CONNECTEDWebsite: www.BeWealthy.comYouTube: youtube.com/@bewealthybrettInstagram: instagram.com/bewealthybrettFacebook: facebook.com/brettbewealthyX/Twitter: x.com/bewealthybrettFREE RESOURCESFree Tools & Downloads: https://www.bewealthybrett.com/resourcesCost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.comInfinite Banking Education: SaveLikeaBank.comSelf-Directed IRA: MaxOutRetirement.comTrust & Entity Structure: SetupMyEstate.comOff-Market Deals & Direct Mail: TheMagicMailers.com1031 Exchange: Exchange1031Now.comBookkeeping & Financial Services: BooksOffMyPlate.comPPC & Digital Marketing for RE Investors: ScaleMyDeals.comABOUT THE SHOWThe Be Wealthy Podcast brings entrepreneurs the strategies to grow their business — then teaches them how to think about their money. Because wealth is far more than money — it's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell.Mission: Get Free.DISCLAIMERBe Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.

JOIN THE BE WEALTHY MASTERMINDWant to join a room of entrepreneurs who think bigger about money? Go to bewealthypodcast.com and click Apply Now.My Borrower Stopped Paying, So I Bought a StarbucksI walk through a real deal from the Be Wealthy Mastermind. A $719K hard money loan I made in Sedona that went bad twice, got restructured into a lease option, flipped for $266K profit, and 1031'd into a triple-net Starbucks building throwing off $150K a year. Four structures on one asset and it ended up being a forever hold.TIMESTAMPS0:00 Short-Term to Forever Assets0:22 Sedona Hard Money Loan Setup1:33 Evaluating the Returns1:45 Borrower Defaults Immediately2:05 Borrower Asks for Another Shot3:00 Lease Option Pivot3:45 Lease Option Terms4:35 Second Default & Flip5:03 1031 Exchange Eligibility5:50 Total Profit Breakdown6:18 Finding the Starbucks Building7:07 1031 Into Triple-Net Commercial7:55 Full-Cycle Return Math9:26 Short-Term to Forever TakeawayBOOKS & RESOURCES MENTIONED- US Tax Advisors (cost segregation studies)GET CONNECTEDWebsite: www.BeWealthy.comYouTube: youtube.com/@bewealthybrettInstagram: instagram.com/bewealthybrettFacebook: facebook.com/brettbewealthyX/Twitter: x.com/bewealthybrettFREE RESOURCESFree Tools & Downloads: https://www.bewealthybrett.com/resourcesCost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.comInfinite Banking Education: SaveLikeaBank.comSelf-Directed IRA: MaxOutRetirement.comTrust & Entity Structure: SetupMyEstate.comOff-Market Deals & Direct Mail: TheMagicMailers.com1031 Exchange: Exchange1031Now.comBookkeeping & Financial Services: BooksOffMyPlate.comPPC & Digital Marketing for RE Investors: ScaleMyDeals.comABOUT THE SHOWThe Be Wealthy Podcast brings entrepreneurs the strategies to grow their business, then teaches them how to think about their money. Because wealth is far more than money. It's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell.Mission: Get Free.DISCLAIMERBe Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.

Looking to Shadow the mastermind? Apply Today: BeWealthyPodcast.comGarrett Gunderson Instagram (GET YOUR FREE BOOK): https://www.instagram.com/garrettbgunderson/Garrett Gunderson YouTube: https://www.youtube.com/@GarrettGundersonTV/videosGarrett Gunderson is a NYT bestselling author, founder of Wealth Factory, and one of the few finance guys who will tell you what billionaires actually do with their money vs what they tell you to do. He breaks down why compounding interest is a lie, how Buffett really built his fortune, the family bank strategy using whole life insurance, and why budgeting keeps you broke.TIMESTAMPS0:00 Introduction4:41 Three Skills That Matter Now7:56 The Compounding Interest Myth10:10 Why Buffett Didn't Index14:24 Killing Sacred Cows17:07 Accumulation vs Velocity21:10 Life Insurance Explained23:48 The $22 Trillion Lie30:28 The Family Bank Strategy37:04 Is Life Insurance Expensive?42:06 Dave Ramsey Math Exposed47:02 Budgeting Sucks51:42 Coal Miner to Bestseller55:47 Cashflow vs Net Worth59:22 Why Money Isn't Everything1:07:53 Lightning RoundBOOKS & RESOURCES MENTIONED- Killing Sacred Cows by Garrett Gunderson (NYT Bestseller)- What Would the Rockefellers Do? by Garrett Gunderson- Budgeting Sucks by Garrett Gunderson- The War of Art by Steven Pressfield- The Creative Act by Rick Rubin- The Married Man's Sex Life Primer 2011 by Athol Kay- Unreasonable Hospitality by Will Guidara- The Richest Man in Babylon by George S. ClasonGET CONNECTEDWebsite: www.BeWealthy.comYouTube: youtube.com/@bewealthybrettInstagram: instagram.com/bewealthybrettFacebook: facebook.com/brettbewealthyX/Twitter: x.com/bewealthybrettFREE RESOURCESFree Tools & Downloads: https://www.bewealthybrett.com/resourcesInfinite Banking Education: SaveLikeaBank.comCost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.comSelf-Directed IRA: MaxOutRetirement.comTrust & Entity Structure: SetupMyEstate.comOff-Market Deals & Direct Mail: TheMagicMailers.com1031 Exchange: Exchange1031Now.comBookkeeping & Financial Services: BooksOffMyPlate.comPPC & Digital Marketing for RE Investors: ScaleMyDeals.comJOIN THE BE WEALTHY MASTERMINDWant to join a room of entrepreneurs who think bigger about money? Email Katelyn@bewealthy.com with the subject line "Be Wealthy Podcast MM" to learn more.ABOUT THE SHOWThe Be Wealthy Podcast brings entrepreneurs the strategies to grow their business - then teaches them how to think about their money. Because wealth is far more than money - it's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell.Mission: Get Free.DISCLAIMERBe Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.

JOIN THE BE WEALTHY MASTERMIND (THIS CLIP IS FROM IT)Want to join a room of entrepreneurs who think bigger about money? Email Katelyn@bewealthy.com with the subject line "Be Wealthy Podcast MM" to learn more.Brett breaks down the math on what $70,000 invested in 2009 would look like today - real estate versus the stock market. Using real numbers, he walks through leverage, appreciation, tax benefits, and rental income to show why the gap between the two paths isn't even close.TIMESTAMPS0:00 The 70K Question1:15 Stock Market Returns Since 20092:30 Real Estate: The Power of Leverage3:45 Appreciation, Tax Benefits & Rental Income5:00 The Final Numbers Side by Side6:00 Why This Math Changes EverythingGET CONNECTEDWebsite: www.BeWealthy.comYouTube: youtube.com/@bewealthybrettInstagram: instagram.com/bewealthybrettFacebook: facebook.com/brettbewealthyX/Twitter: x.com/bewealthybrettFREE RESOURCESFree Tools & Downloads: https://www.bewealthybrett.com/resourcesCost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.comInfinite Banking Education: SaveLikeaBank.comSelf-Directed IRA: MaxOutRetirement.comTrust & Entity Structure: SetupMyEstate.comOff-Market Deals & Direct Mail: TheMagicMailers.com1031 Exchange: Exchange1031Now.comBookkeeping & Financial Services: BooksOffMyPlate.comPPC & Digital Marketing for RE Investors: ScaleMyDeals.comABOUT THE SHOWThe Be Wealthy Podcast brings entrepreneurs the strategies to grow their business - then teaches them how to think about their money. Because wealth is far more than money - it's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell.Mission: Get Free.DISCLAIMERBe Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.

Free Resources: BeWealthyPodcast.comJOIN THE BE WEALTHY MASTERMINDWant to join a room of entrepreneurs who think bigger about money? Email Katelyn@bewealthy.com with the subject line "Be Wealthy Podcast MM" to learn more.Brett and Katelyn break down where your money actually goes at four income levels - $100K, $250K, $500K, and $1M - and why making more money won't fix your spending habits. The lie most people believe: once I make more money, everything gets easier. Here's what actually happens.TIMESTAMPS0:00 Introduction3:40 The Lie About Spending Money7:09 Money Makes You More of Who You Are10:33 $100K - The Tightrope14:00 Bank Statements Reveal Values16:15 Creating Rules for Emotions18:18 The Pizza and Cake Analogy20:23 Inner vs Outer Scorecard24:10 Agency Not Applause26:02 $250K - Illusion of Abundance29:27 Status vs Utility Spending35:00 Two Checking Accounts System41:04 The Buy It Twice Rule42:37 $500K - The Inflection Point50:22 Invest $10K In Yourself53:32 $1M - A Different Game57:55 The Rat Wheel Metaphor1:04:04 Framework for a Rich Life1:09:50 Three-Part Decision FilterBOOKS & RESOURCES MENTIONED- The Psychology of Money by Morgan Housel- Same as Ever by Morgan Housel- The Art of Spending Money by Morgan Housel- The Five Regrets of the Dying by Bronnie Ware- The Slight Edge by Jeff OlsonGET CONNECTEDWebsite: www.BeWealthy.comYouTube: youtube.com/@bewealthybrettInstagram: instagram.com/bewealthybrettFacebook: facebook.com/brettbewealthyX/Twitter: x.com/bewealthybrettFREE RESOURCESFree Tools & Downloads: https://www.bewealthybrett.com/resourcesCost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.comInfinite Banking Education: SaveLikeaBank.comSelf-Directed IRA: MaxOutRetirement.comTrust & Entity Structure: SetupMyEstate.comOff-Market Deals & Direct Mail: TheMagicMailers.com1031 Exchange: Exchange1031Now.comBookkeeping & Financial Services: BooksOffMyPlate.comPPC & Digital Marketing for RE Investors: ScaleMyDeals.comABOUT THE SHOWThe Be Wealthy Podcast brings entrepreneurs the strategies to grow their business - then teaches them how to think about their money. Because wealth is far more than money - it's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell.Mission: Get Free.DISCLAIMERBe Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.

JOIN THE BE WEALTHY MASTERMIND Want to join a room of entrepreneurs who think bigger about money? Email Katelyn@bewealthy.com with the subject line "Be Wealthy Podcast MM" to learn more. GET CONNECTED Website: www.BeWealthy.com YouTube: youtube.com/@bewealthybrett Instagram: instagram.com/bewealthybrett Facebook: facebook.com/brettbewealthy X/Twitter: x.com/bewealthybrett FREE RESOURCES Free Tools & Downloads: https://www.bewealthybrett.com/resources Cost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.com Infinite Banking Education: SaveLikeaBank.com Self-Directed IRA: MaxOutRetirement.com Trust & Entity Structure: SetupMyEstate.com Off-Market Deals & Direct Mail: TheMagicMailers.com 1031 Exchange: Exchange1031Now.com Bookkeeping & Financial Services: BooksOffMyPlate.com PPC & Digital Marketing for RE Investors: ScaleMyDeals.com ABOUT THE SHOW The Be Wealthy Podcast brings entrepreneurs the strategies to grow their business — then teaches them how to think about their money. Because wealth is far more than money — it's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell. Mission: Get Free. DISCLAIMER Be Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.

How Wealthy People Actually Think About Money (Part 1 of 6)JOIN THE BE WEALTHY MASTERMINDWant to join a room of entrepreneurs who think bigger about money? Email Katelyn@bewealthy.com with the subject line "Be Wealthy Podcast MM" to learn more. Brett and Katelyn kick off a six-part series breaking down how wealthy people actually think about their money.In Part 1, they dig into what it really takes to be rich at every age - net worth, income, passive income, and home values across the median, top 10%, top 1%, and top 0.01%. Brett shares the three levels of problems framework, why Jeff Bezos drove a 1997 Honda Accord while worth $25 billion, and the uncomfortable truth that higher income does not equal higher net worth.TIMESTAMPS0:00 Introduction 3:04 The 40-Hour Question 4:27 Are You Spending Time on Your Money 5:07 The Case for Reading Books 6:16 Three Levels of Problems 12:49 Net Worth by Age 18:15 Top 10% at 30 19:46 Top 1% at 30 21:13 Top 0.01% at 30 24:10 Gary Keller and the Ford Taurus 36:40 Net Worth at 40 38:20 Net Worth at 50 39:18 W-2 Income vs Wealth 47:03 Income by Age 50:09 NFL Players and Financial Distress 52:33 Income Grows Slow Net Worth Grows Fast 55:20 CEO of Coca-Cola Makes $1.6M 56:11 Income Does Not Equal Net Worth 57:14 Passive Income Data 58:04 Shackled in a Prison 58:56 The Meredith Story 1:01:28 Top 1% Passive Income 1:02:36 4% of Households Get 80% of Dividends 1:03:50 Rihanna Built Wealth Outside Music 1:05:19 Home Values by Age 1:05:46 Your Home Is Not an Asset 1:09:32 How Brett Built Wealth in His 20s 1:11:17 Ownership Over Time 1:12:23 Recap and Three Action Items 1:13:36 Action 1: Track Net Worth Monthly 1:14:56 Action 2: Build a $50M Wealth Plan 1:15:59 Action 3: Path of Money Exercise GET CONNECTED Website: www.BeWealthy.com YouTube: youtube.com/@bewealthybrett Instagram: instagram.com/bewealthybrett Facebook: facebook.com/brettbewealthy X/Twitter: x.com/bewealthybrett FREE RESOURCES Free Tools & Downloads: https://www.bewealthybrett.com/resources Cost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.com Infinite Banking Education: SaveLikeaBank.com Self-Directed IRA: MaxOutRetirement.com Trust & Entity Structure: SetupMyEstate.com Off-Market Deals & Direct Mail: TheMagicMailers.com 1031 Exchange: Exchange1031Now.com Bookkeeping & Financial Services: BooksOffMyPlate.com PPC & Digital Marketing for RE Investors: ScaleMyDeals.com ABOUT THE SHOW The Be Wealthy Podcast brings entrepreneurs the strategies to grow their business - then teaches them how to think about their money. Because wealth is far more than money - it's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell. Mission: Get Free.DISCLAIMERBe Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.