The Property Academy Podcast

In this episode, we discuss the tax argument for interest-only loans, and show how using an interest-only loan (in one case study) could save an investor over $17k in tax over the long term.  This is in the instance where the investor has a $300k personal mortgage to pay down and can choose whether to direct the cashflow from their property towards their personal mortgage, or against their investment mortgage. We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we discuss a recent Tenancy Tribunal case where a tenant had to pay their landlord $29,600 for meth decontamination. This was made up of $18k in cleaning costs and another $11k in other related costs.  We walk through what happened during the case and what you can learn as a landlord about the need for meth testing in the future. We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we discuss the history of house prices, including how quickly house prices have doubled in the past. This includes highlighting the period between 1980 and 1984 where house prices doubled in just 4 years.  This was part of a debate Andrew and Ed held last week as part of a discussion into whether house prices will continue to increase into the future. We also mention the webinar that this discussion comes from. If you'd like to watch the whole debate and webinar, you can find it here. 

In this episode, we are joined by Tim Weston, a property investor and property partner at Opes. Here, we discuss what Tim looks for when purchasing investment properties.  In particular, we take a deep dive into the level of detail Tim went through when considering a particular investment in Central Christchurch. Tim recognised that the body corporate fees were higher than he would usually be comfortable with and so made interrogations as to why the body corporate fees were so high.  It is an interesting case study of the level of detail some investors will go to in order to satisfy themselves that they are making a good investment.  We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we are once again joined by Tim Weston, who is a property investor and property partner at Opes. Here, Tim walks through how he has bought several new properties in a very short period, all focussed in and around Christchurch Central.  Tim also walks us through where he got the initial equity to build this property portfolio and how his property investment strategy has changed over time.  We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you. If you'd like to hear Tim's first-ever appearance on the Property Academy Podcast, click the link to listen. 

In this episode, we discuss how Tim Weston bought 3 units just before lockdown, renovated them and had them on the market only shortly after the country hit Level 2. Tim walks us through how he came to learn about these properties, how he negotiated for these properties and how he renovated them, including all the numbers. We also mention our free property investment email course. The No Money Worries email course contains our top 9 property investment lessons for free, to help you become a successful property investor.

In this episode, we provide an honest review of Freedom Built homes, which is a property developer based in Canterbury.  We detail how Freedom Built position themselves as a higher-spec alternative to Stonewood Homes and other developers in the Lincoln and Rolleston markets, however, noting that that additional cost may not translate into additional rent.  We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we discuss the costs that are most often missed when first-time investors purchase a property. These are the start-up costs, such as lawyers fees, builders inspections, meth testing, values and importantly a rates apportionment.  We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we discuss commercial property investment and how it differs from residential investment.  The primary difference is that commercial property is primarily driven by yield and an assessment about the quality of the tenant as opposed to the quality of the property. This distinction is primarily caused by the fact that while the residential market is primarily made up of owner-occupiers (about 76% – only 24% are investors) the entire commercial market is made up of investors .... very few businesses own their own commercial premises.  We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we discuss the Dollar Cost Averaging Strategy, which is a risk mitigation tactic. It involves slowly purchasing assets over time and consistently investing in the market in increments - since no one really knows when the market may take a sudden hit.  Throughout the episode, we discuss the benefits (market timing) and drawbacks of this strategy.  Those drawbacks are primarily that following this strategy can mean less time in the market, which can be damaging for investors with relatively short investment time horizons.  We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.