The Property Academy Podcast

In this episode. we discuss how the property market is currently functioning based in the responses received from the June REINZ / Tony Alexander Real Estate Agents survey.  The key takeaways are that real estate agents are seeing more activity from investors everywhere except the Tasman region. There is a lot of activity happening at the lower end of the market, spurred by first home buyers and investors hunting for bargains. Some investors have unrealistic expectations of price declines, hunting for bargains that aren't materialising, while others are getting in for Fear of Missing Out (FOMO). We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we discuss what it means to become a commercial customer to the bank, along with the triggers of when you'll become a commercial customer.  If you have lending for 5 or more properties with one bank – or total investment loans of more than $3 million, then the bank may transfer you so that your lending is held with the commercial division of the bank. That comes with higher interest rates and lower LVRs – both bad things for residential property investors.  We discuss, what these changes mean for property investors, as well as how you can keep yourself out of the commercial side of the bank.  We finish off the episode by discussing our property investment email course, which teaches you our top 9 lessons on property investment. 

In this episode, we discuss one reason why house prices might not double over the next 10-15 years. This is based on the argument that house price inflation over the last 60 years in New Zealand has primarily been driven by one-off factors, that have cumulated to keep house prices rising.  Here, we debate whether this will continue into the future and what one-off factors could happen in the future to spark further house price inflation. This is a preview of our webinar which is happening tonight (Tuesday 30th June) at 7pm. If you are keen to attend, then click here to register for our property investment webinar. Otherwise, click here to watch the replay. 

In this episode, we discuss whether you should buy your first home or first investment first, with a real worked case study from a fellow listener.  We then detail 5 different scenarios for how to buy your first home and your first investment property as quickly as possible. We wrap up the episode, by mentioning our upcoming property investment webinar. In this webinar, we're going to carefully weight both arguments for and against house prices doubling in the next 10-15 years. It's happening this Tuesday 30th June at 7pm. Register through the link above. 

In this episode, we discuss syndicated property investment, including how to fail and how to do it right. We kick off the episode by profiling 3 failed models of real investors who have suggested ways of investing together. These include having too many people in the syndicate, putting in differing levels of cash, and not actually talking to the people who plan to syndicate with before exploring property options.  We then go on to discuss how Andrew has syndicated properties in the past within his consortium.  Finally, we discuss our upcoming property investment webinar, where we will go through both sides of the – "will property prices really double in the next 15 years?" argument. This is happening on Tuesday 30th June at 7pm.

In this episode, we discuss a new announcement from the Ministry of Social Development. In this announcement, the government will give up to $4,000 to tenants who are in rent arrears, who can't pay their rent and who are at risk of being evicted.  This money needs to be paid back by the tenant, which has the effect of transferring the liability from the landlord to the government. This should make landlords feel much more comfortable because they'll know that if worst came to worst there may be another option.  Not everyone will have this loan approved, however, and Work and Income New Zealand will make a judgement call about who they will and won't approve based on income and the value of assets held.  We then wrap up by mentioning our upcoming property investment webinar, where we will honestly dissect the arguments for and against ongoing house price inflation occurring in New Zealand.

In this episode, we are joined by Julian Ellis, a property investor and property partner at Opes based in Christchurch. In this episode, Julian shares how he grew his property portfolio to 6 properties, without renovating.  Julian shares how he bought new or near new properties and waited for capital growth to occur in order to fund the deposit for his next property. At the same time, he also saved heavily to contribute to that ability to continue to purchase a property. We then wrap up by mentioning our upcoming property investment webinar, where we will honestly dissect the arguments for and against ongoing house price inflation occurring in New Zealand.

In this episode, we discuss whether there is an alternative to renovating properties as an investment strategy. This is a question Serena, a fellow listener of the podcast has asked.  We've probably shied away from talking too much about the alternatives to renovation for fear of being too self-promotional on the podcast. So, because we were asked the question, we take the time here to talk about the method of buying new or near new properties in growing cities and holding them for the long term.  We then wrap up by mentioning our upcoming property investment webinar, where we will honestly dissect the arguments for and against ongoing house price inflation occurring in New Zealand.

In this episode, we discuss how Opes has just acquired JUNO magazine, New Zealand's only investment magazine, which is published quarterly.  We then feature an article from the 2018 property issue, which highlights 3 different property investors and how they grew their property portfolios. This includes Christchurch's Liz Harris who owns 122 properties, Tom Alexander who owns 33 properties and Sanjay and Aiswarja Raj, who own 3 properties together. We then wrap up by mentioning our upcoming property investment webinar, where we will honestly dissect the arguments for and against ongoing house price inflation occurring in New Zealand. 

In this episode, we follow on from our previous episode which looked into whether Hamilton was a good city to invest in for long term buy and hold property investors.  We specifically detail some of the main points that Jen Baird, the General Manager for City Growth at Hamilton City Council mentioned she was most excited about ina recent phone conversation. This included the Hamilton-Waikato Metro Spatial Plan and some of the strategic agreements Hamilton City Council has made with neighbouring councils to acquire land and expand the city.  Finally, we mention our upcoming property investment webinar, where we will discuss whether house prices will really double over the next 10-15 years.