The Property Academy Podcast

In this episode, we are joined for the last of our episodes with Manuel and Joy. These are two property investors from Lower Hutt. Here, Joy and Manuel share the real details of their mortgages, including how they expect to pay off their mortgage in 3 years, but currently have it structured as if they're going to pay it off in 27 years. They share why this is the case and how they have used a revolving credit to pay off their mortgage more quickly and the impact this has on their serviceability in the bank's eyes. We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we are once again joined by Joy and Manuel, 2 real property investors who are growing their own buy-and-hold portfolio. Here, the pair talk to us about how they are changing the ways that they think about property investment as they learn more, both through their own research and by doing the business of property investment.  We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we discuss how two real Kiwi investors went from 0 to 4 investment properties in less than three years. The special guests for this episode are Joy and Manuel from Upper Hutt.  The pair share the lessons learnt along the way and the hurdles they've had to overcome in order to build this portfolio ... as well as where they plan to take it within the next 5 years.  We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we discuss the changes to the Residential Tenancies Act, which have just passed the Select Committee stage. This podcast is based on the report that has just been released by that select committee.  On the positive side, some technical concessions have been made for landlords, such as the definition of what constitutes a large landlord have been tightened.  On the other, the anti-social terminations clauses have been tightened making it even harder for landlords to evict poor-quality tenants.  We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we discuss how a combination of Air New Zealand's credits and the government's quarantining of international arrivals in hotels is having a positive impact on Airbnbs. Air NZ's cancellation of overseas travel has given many New Zealanders flight credits which need to be used within two years. It's unlikely that the borders will open in time for  New Zealanders to use these credits on international travel, so instead, they are using them domestically.  In addition to this, Kiwis are struggling to get into popular hotels because the government has requisitioned them for quarantining. This means that for some New Zealanders, Airbnbs are the better and sometimes only option.  We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we are joined by Aimee Cloughley, who is a Client Relationship Manager at Opes. She specifically deals with handling the construction of investment properties and managing the due diligence process. Here, Aimee walks us through the major issues faced by investors while they are conducting due diligence on an investment property. We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we are joined by Aimee Claughley, who is a Client Relationship Manager at Opes. She specifically deals with handling the construction of investment properties and managing the due diligence process.  Here, Aimee walks us through the major issues faced by investors during construction and how to get around them.  We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.

In this episode, we discuss whether are properties are more expensive than existing properties. We also discuss the differences in LVR restrictions that have meant that existing properties require a lower deposit, compared to what they required under the RBNZ's LVR restrictions. In particular, we walk through a case study where we compared the price of a new property on Ruskin St in Addington Christchurch with an equivalent existing property that had been built 11 years earlier.  We also mention the article, which this podcast is based on which is an analysis of new vs existing properties. You can find this article by clicking the link above.

In this episode, we discuss whether investing in brand new, off the plans properties is right for you. The important truth is that investing in new properties is right for some people .... but not for others.  Here, we discuss that new properties are right for people who want a hands-off investment ... but are not right for people who want a hands-on or active investment that is focussed on renovations.  We also mention the article, which this podcast is based on which is an analysis of new vs existing properties. You can find this article by clicking the link above. 

In this episode, we discuss the top 5 questions you should ask your mortgage broker when you are refining your interest rates. This comes from a recent conversation we had with a listener of the show who had 4 investment mortgages. These were all previously on interest-only, but on roll-over were switched to principal and interest.  We walk through what you should ask your mortgage broker to ensure that you are getting good advice, and how to appropriately push them to make sure yu get what you needed as an investor.  We also mention our No Money Worries email course, which collates our top 9 property investment lessons for you.