The Property Academy Podcast

In this episode, we compare term deposits and property. Lower interest rates give a double boost to investment property. First, lower interest rates make investment property more profitable, since the interest on an investor's mortgage is usually the largest cost.  The second is that lower interest rates decrease the return on term deposits, making property relatively more profitable, again, compared to the alternative. Throughout this show, we go through a deep dive into the numbers and compare the decisions that real investors are facing in the current market.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we are once again joined by Micky Limmer from Harcourts Canterbury. And here, we discuss strategies you can use to review your property portfolio each year.  The key message here is that you should review your portfolio each year, specifically looking for opportunities to increase your cashflow. That may be by increasing your rent or decreasing your operating expenses ... or it may be by reviewing interest rates and the structure of your mortgage. The key here, is that manage the cashflow each year so that you can hold for long term capital gains.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we are joined by Micky Limmer who is a real estate agent at Harcourts, Canterbury. Data shows that median house prices rise in Summer and fall in Winter. But, why is that? And what are the different seasons in the property market each year? Our consensus is that during the winter months, fewer homeowners at the top end of the market sell their properties, while the first home buyer market stays strong. That means that during the cooler months the first home buyer (cheaper) part of the market makes up a bigger proportion of sales, biasing the median house price down.   Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss the housing policies of the major 2 political parties in New Zealand ... along with what they mean for property investors.  Of particular interest is Labour's policy of regulating property managers, which has the potential to increase rents across the country as landlords take on more cost and a more professional standard of rental increases are applied across the country.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss whether population growth leads to further increases in property prices. This is based on a recent article by Tony Alexander, an independent economist and friend of the show.  Our determination is that population growth is not a significant indicator of capital growth ... however, it is still not to be ignored because it is still ab important driver of a landlord's ability to secure a tenant, along with other related factors. Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss the commercial property markets in both Auckland and Wellington from the eyes of Sir Bob Jones. This episode is based on Sir Bob's writings in his book My Property World, which is a follow up from his first property-based book ... Jones on Property.  Sir Bob sees Wellington as the more desirable city because of its lack of available land to build buildings on ... even though the Auckland economy has more heft.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss potential price-fixing identified by the Commerce Commission within Facebook groups that promote property investing.  Here, property investors discussing the response to Covid-19 and potential rent increases have been slapped with a warning, as such discussions could represent anti-competitive behaviour.  We also discuss the plight of Ronovationz, the NZ-based property coaching business that was earlier fined $400,000 for anti-competitive behaviour. Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we are joined by Ella Dromgool to discuss how to correctly use a revolving credit to pay off your mortgage faster.  Used the correct way a revolving credit will provide additional flexibility and save you on interest. Used incorrectly, you'll spend more than you meant to and potentially increase the size of your mortgage.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we are once again joined by Ella Dromgool from Catalyst Financial to discuss how she bought 2 investment properties by the age of 23.  Ella shares her strategy of getting flatmates to help her pay down her mortgage. In this case, she was paying off an additional $23,400 of principal payments through her flatmates.  We also discuss tomorrow's episode, where Ella will reveal how to correctly structure your mortgage so that you can pay it off more quickly. 

This is a special bonus piece of content, which is the audio from our recent webinar where property accountant, Matthew Harris showed us how to save money on your investment properties by paying the correct amount of tax. From Matt's point of view, many Kiwi property investors pay more tax than they otherwise would need to. This is because they haven't structured their affairs in the most efficient and opportune way.  As part of this webinar we play the game Pilfered or Protected, where you get to play along and see whether you can pick the right structure for three different types of investors.  Click this link to watch the video version of the property investment webinar.