The Property Academy Podcast

This is a special bonus piece of content, which is the audio from our recent webinar where property accountant, Matthew Harris showed us how to save money on your investment properties by paying the correct amount of tax. From Matt's point of view, many Kiwi property investors pay more tax than they otherwise would need to. This is because they haven't structured their affairs in the most efficient and opportune way.  As part of this webinar we play the game Pilfered or Protected, where you get to play along and see whether you can pick the right structure for three different types of investors.  Click this link to watch the video version of the property investment webinar.

In this episode, we are joined by Ella Dromgool from Catalyst Financial to discuss whether it really is harder to buy your first home today than it was previously. Ella is a 26-year old property investor who owns two properties.  She is also the creator of Instagram page, Paper and Sweat, which educates young people on how to be successful and take action in the property market.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss things you can do to keep the bank lending you money. This is also given in the context of the situation many of our podcast listeners face, where they have a decent amount of equity, but get tapped out on servicing.  We go through the standard tricks, such as adapting credit card limits and restructuring existing loans, but also walk you through the fact that you are likely to get tapped at some point. And tat that point you need to find a way to increase your income.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we talk about how to help others when you are a property investor ... and how to get help. This includes how to talk to your parents about tapping into the Bank of Mum and Dad. We also discuss the reverse – how to help your your parents as they approach retirement.  This stems from a discussion where an investor we worked with at Opes Partners was likely to get an inheritance and be sorted for retirement. But, they wanted to make their own way. Listen to the full show to hear the case study.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss the 10 conditional clauses you should know about ... and which ones you should actually use when purchasing property.  This includes due diligence clauses,  right to cancel clauses, sunset and lawyers approval clauses as well as building inspections and meth test provisions.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss how to buy the property that you just drove passed. This includes a step by step case study from a property located in the Hutt Valley.  This includes going onto Property Guru, looking into your potential vendor, checking the companies office, doing google searches and approaching lawyers directly if the property is owned by an overseas investor.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss whether it is profitable to furnish your investment property. We go through the numbers, the costs and the additional rent you are likely to receive.  For a 2 bedroom unit or apartment, you are likely to receive an additional $50 a week in rent ($2,600 a year), and it is likely that it will cost $10,000 to furnish that property. All up we include that this style of furnishing is generally not worth it based on these numbers. So, we talk through the alternatives you have to increase your rent more effectively.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss how to win at an auction. We also delve into what you need to know in order to prepare yourself, both financially and emotionally, for the auction.  It's important to note that auctions are unconditional and that if you bid and are the winner you are now bound as the purchaser. That means that you need to have conducted all your due diligence before you begin to bid.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss reverse mortgages. Reverse mortgages are a financial product where older New Zealanders are able to borrow against their home without making repayments to the bank.  Here, we talk through the benefits and the drawbacks of these sorts of loans, including their high-interest rates and the speed at which they can erode the equity you've built up in your home. We also talk through the alternatives that you have if you are nearing retirement to ensure you can access funds without eroding your financial position.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.

In this episode, we discuss new urban planning rules that come into effect in February 2022. This will force councils to approve some developments that don't have car parks. We discuss the likely outcome, which is that properties with car parks will become relatively more valuable and experience some capital gain as a result. That's because not all of the cost savings will be passed on to the initial purchaser of the property.  Finally, we wrap up the show by discussing our upcoming podcast tour, which has recently changed dates. Click here to register for the new dates.