The Property Academy Podcast

In this episode, we discuss the process for getting an interest-only loan and whether property investors are able to keep getting interest-only loans forever. We detail the process for getting an interest-only loan and what the bank will do to assess whether you can afford an interest only loan or not. We also mention our upcoming tour to Christchurch, Queenstown, Auckland and Wellington where we are taking out 10 investors in each city + partners. To enter, leave a review on your favourite podcast listening app, follow us on Instagram and share something to your story. Then email us on podcast@opespartners.co.nz.

In this episode, we discuss what property investors should do with their cash while savings up for their next investment property. This could also be applied to first home buyers who are looking to take their first step on the property ladder. We model out the 5 different options investors have – from leaving the money in the bank, through to investing regularly through the stock market. We also mention our upcoming tour to Christchurch, Queenstown, Auckland and Wellington where we are taking out 10 investors in each city + partners. To enter, leave a review on your favourite podcast listening app, follow us on Instagram and share something to your story. Then email us on podcast@opespartners.co.nz.

In this episode, we discuss the exact actions and changes that some property investors are making in order to respond to the government's tax changes are residential property investment.  In the first case study, one investor Andrew works with will sell 1 existing property to purchase 3 brand new properties. In the other, only a slight tweak is needed to bring the portfolio back into line.  If you are interested in having Andrew review your own portfolio, then reach out at andrew.nicol@opespartners.co.nz and we'll book a time to talk.

In this episode, we discuss ASB's new "Back My Build" interest rate. The bank is tapping into the Reserve Bank's 'Funding For Lending' programme to fund this low rate. This allows property and real estate investors to borrow at much cheaper rates than an existing property. This further tips the economics away from existing and towards new properties.  We also mention our upcoming tour to Christchurch, Queenstown, Auckland and Wellington where we are taking out 10 investors in each city + partners. To enter, leave a review on your favourite podcast listening app, follow us on Instagram and share something to your story. Then email us on podcast@opespartners.co.nz.

In this episode, we discuss whether you should care, as a property investor, about buying a property when Kainga Ora houses are down the street.  We share some horror stories as well as challenging some stereotypes of what a typical Kainga Ora tenant might be like.  We also mention that if you have a topic idea that you'd like us to talk about on the show, then send us a text. Our number is 5522. It would be great to hear from you.

In this episode, we discuss over 60's units, which are a specific type of property, that can only house people over the age of 60. These are typically found in Christchurch and the surrounding towns.  Because they have a limited pool of buyers who can pick them up, they typically are cheaper and have less capital growth than alternative investments. They also have a limited pool of tenants.  We also mention that if you have a topic idea that you'd like us to talk about on the show, then send us a text. Our number is 5522. It would be great to hear from you. 

In this episode, we discuss what sort of property you should buy when you are close to being tapped out, and you expect the bank soon won't lend you more money.  This is a key concern for Kiwi property investors, so we walk through two schools of thought. First investing in growth properties, the other focussing on yield.  We also mention our upcoming tour to Christchurch, Queenstown, Auckland and Wellington where we are taking out 10 investors in each city + partners. To enter, leave a review on your favourite podcast listening app, follow us on Instagram and share something to your story. Then email us on podcast@opespartners.co.nz.

In this episode, we discuss whether property investors should be worried if your property developer goes bankrupt and what happens in this situation.  This comes off the back of the developer behind Ormiston Rise, a KiwiBuild development going under, with purchasers left asking questions. We also mention our upcoming tour to Christchurch, Queenstown, Auckland and Wellington where we are taking out 10 investors in each city + partners. To enter, leave a review on your favourite podcast listening app, follow us on Instagram and share something to your story. Then email us on podcast@opespartners.co.nz.

In this episode, we discuss the Reserve Bank's latest Financial Stability Report. Here, the central bank has released its initial analysis and assessment of the tools it could use to regulate house prices so that they are financially stable.  This includes an analysis of the four tools they have considered, along with how they would potentially impact property investors around New Zealand. We also mention our upcoming tour to Christchurch, Queenstown, Auckland and Wellington where we are taking out 10 investors in each city + partners. To enter, leave a review on your favourite podcast listening app, follow us on Instagram and share something to your story. Then email us on podcast@opespartners.co.nz.

In this episode, we discuss dual key apartments, which are a high yielding investment option that work well for yield-focussed investors, or growth investors who are looking to add a yield property to their portfolio. We go through the historic capital growth rates on dual key apartments that we have worked with and also detail the yields that you can expect as a property investor. We also mention our upcoming tour to Christchurch, Queenstown, Auckland and Wellington where we are taking out 10 investors in each city + partners. To enter, leave a review on your favourite podcast listening app, follow us on Instagram and share something to your story. Then email us on podcast@opespartners.co.nz.