The Property Academy Podcast

In this episode, we discuss whether billionaires really do pay less tax than the rest of us. This comes from a recent report from the IRD that suggested that the average high-net-worth individual pays less than 9% in tax. Whereas a person earning $80,000 would pay 22% in income tax. We discuss how the IRD came to this conclusion and whether their conclusions are sound. Ultimately, this helps you better understand and interpret the media headlines.

In this episode, we are again joined by Tony Alexander, an independent economist, to discuss how to create your own DIY property market analysis. Of course, if you want to get to grips with the property market, you can read commentary from the likes of Tony. But, what if you want to explore the data yourself? That's where you can use these tips (and free data) to dig into the details and understand what's happening in property.

In this episode, we are joined by independent economist Tony Alexander to discuss what he thinks will happen to interest rates over the next year (and beyond). This includes a prediction that longer-term rates have already peaked and are currently on their way down. He also suggests that the 1-year rate is at (or very near) its peak and will likely be around 6.25% by the same time next year before dropping back to about 5.25% the year following. This depends on what happens to inflation and the Reserve Bank's actions.

In this episode, we are joined by independent economist Tony Alexander to discuss what he thinks will happen to house prices over the next few years. This includes his prediction that house prices will bottom out in Winter (somewhere between June and August). He talks us through how quickly the house price recovery could happen and the factors that could impact house prices. Ultimately this lets you make an informed decision (as a property investor) about whether now is the right time to invest (or not).

In this episode, we discuss what property investors need to know about borrowing against a property they own with other people. This specifically includes a discussion about how to borrow against a property that has been inherited in conjunction with other members of your family. We go through the pros, cons and technicalities of borrowing against a shared property and what permission you need to get from your fellow co-owners. You'll also learn what steps you can potentially take to free up equity against a co-owned property.

In this episode, we discuss whether property investors should consider buying a rental property in a 'dodgy' area. This includes a discussion of what a 'dodgy' area is and both the pros and cons of investing in one of these areas. We also mention which suburbs might have attractive opportunities and which ones we would steer away from. Ultimately this lets you make an informed decision about whether to invest in an area that some might be considered 'dodgy'.

In this episode, we discuss the new Medium Density Residential Standards (MDRS). These are a set of new rules that make it easier for property investors to develop their land. The new rules allow investors and homeowners to build up to 3 units on any piece of land (as long as you meet the standards). But are the rules as simple as they seem? And what are the opportunities and fishhooks to look out for? Hamish and Reuben Frizzel join us from Survus Landsurveyors for this. Just a note, we don't have sponsored guests on the show ... and we don't charge expert guests to come on the show. We only bring people on as guests if we think they'll teach you something new to help you become a better property investor.

In this episode, we discuss when a car loan may actually be a good idea. On the show, we often rail against car loans, calling them bubblegum debt and suggesting that they're not a good idea. Here, we argue the opposite and share some situations where car loans could actually help investors grow a portfolio. Ultimately, this helps you get a sense of whether a car loan may actually help you become a property investor sooner.

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'The 8 new rules of property investment' and what they mean for property investors and first home buyers. We also unveil the latest research tools on our website: the Data Hub.

In this episode, we rank the top 8 new rules that have been introduced to the property market over the last 5 years. These include debt-to-income ratios, loan-to-value-ratio restrictions, interest deductibility and 5 more changes. We let you know which ones are the most important and the impact they have had on the property market. You'll also hear how you can adapt your property investment strategy to keep growing your portfolio. Ultimately, this helps you become a more successful property investor.