The Property Academy Podcast

In this episode, we discuss how Ed rented his property in 7 days. This includes which property he bought, what it rented for, and how it rented so quickly. You can then use the same tactics to get your properties rented as quickly as possible. This includes: renting your property 1-week before settlement, using clear photos, presenting the property as it is (i.e. not with furniture if there's no furniture) and making it easy for tenants to get in contact.

In this episode, we discuss the new LVR rules that have just been announced by the Reserve Bank. These changes make it easier for some owner-occupiers to borrow with a lower deposit. But, the big change is that investors purchasing existing properties will soon be allowed to purchase with a 35% deposit rather than a 40% deposit. While that change sounds small, the outcome is impactful. We go through an example of how some investors can borrow an extra $214k after the changes have been announced.

In this episode, we are joined by property investor Ilse Wolfe. Here, she shares the situations where you might need to fire your tradie. She walks us through a case study of where she's had to fire a tradie and where she's decided to bite the bullet and keep them on. Ultimately this helps you become a more successful property investor by showing when and how to fire a tradie so your renovation project stays on track.

In this episode, we discuss how you can make money by using a subdivision strategy. This includes how much your property might go up in value by when you subdivide and how much subdivision can cost. Ultimately, this allows property investors to understand whether subdivision might be the right strategy for them. Hamish and Reuben Frizzel join us from Survus Landsurveyors for this. Just a note, we don't have sponsored guests on the show ... and we don't charge expert guests to come on the show. We only bring people on as guests if we think they'll teach you something new to help you become a better property investor.

In this episode, we discuss the 4 most common problems with real estate agents and how to fix them. According to polling data from Roy Morgan, only 5% of Australians consider real estate agents to have "very high" or "high" ethics and honesty. This makes real estate agents one of the least trusted professions. While there isn't similar data available in New Zealand, it's probably fair to assume that the numbers would be similar in New Zealand. So if Kiwis don't trust real estate agents, what are the reasons why? What are the problems Kiwis run into when using a real estate agent? And how do they fix them? That's what this episode is about. For this, we are joined by Micky Limmer, a real estate agent from Opes Property.

In this episode, we discuss what property investors and first home buyers should do if they buy a new build property … and then the developer shuts their company down (liquidates). This is because often after a developer is finished building a project, they will put the company into liquidation. However, this leaves investors thinking, "what happens if there are defects with my new build investment property?" You'll learn who you sue and, ultimately, how to make sure that your new build is put right (if there is a defect).

In this episode, we discuss what our fathers (and mothers) taught us about money and property and what they got wrong. Our parents shape many of our thoughts, attitudes and beliefs about money. Some of the lessons they teach us will be spot on and help us for the rest of our lives. Some of the things we learn can hold us back. Through this, you should consider what your own parents taught you about money and how they've shaped your thoughts about property. Chances are some of the lessons you learned will help you. Though some may also be holding you back.

In this episode, we discuss the 5 largest tenancy tribunal cases in the last 5 years. Collectively these 5 landlords were fined $284,000. You'll learn why these investors had to pay their tenants so much money and the mistakes you can avoid so you don't have to pay such hefty fines. Ultimately, this will help you become a better property investor by showing you what not to do as a property investor.

In this episode, we discuss whether the war on inflation is over. Economists were shocked when Statistics NZ recently released data showing that the rate of inflation has fallen to 6.7%, down from 7.2%. We go through the numbers to show the impact on interest rates and what it all means for property investors, homeowners and mortgage borrowers. We also talk about why the number might not be as good as it first seems – and go through the differences between tradeable (imported) and non-tradable (domestic) inflation.

In this episode, we discuss whether the mortgage strategy 'channelling' actually can shave 20 years off your mortgage. Recently we've seen more and more mortgage brokers talking about how to pay off your mortgage more quickly … and promoting jaw-dropping results. Paying off your mortgage more quickly is a good idea ... but can it really be done without making extra repayments? That's what some mortgage brokers claim. We delve into the data and the spreadsheets to put the claims to the test. Ultimately this will help you become a better property investor and have a better understanding of the strategies that actually help you become mortgage-free sooner. Additionally, use this mortgage calculator to find out what your repayments will be.