The Property Academy Podcast

In this episode, you'll hear a case study of an investor who owns 3 rental properties ... despite the fact that she's single. While this investor was doing well, her properties were losing about $770 a week due to interest deductibility tax changes. You'll hear how she plans to restructure her portfolio to turn things around. The strategies we discuss are: selling a property, using an interest-only mortgage, and buying a property with better cashflow. Want to forecast the cashflow of your investment property? Download a copy of the ⁠Opes Partners Return on investment spreadsheet⁠ for free. Key topics: interest deductibility, case study

In this episode, you'll uncover the truth about dual-income houses. You'll learn both the pros and the cons, so you can decide whether they are the right fit for you. This includes how dual-income houses have higher rental yields and lower risk of vacancy. But you'll also hear the flip side. This includes the higher purchase price, the possibility of lower capital growth, and the unique challenges of reselling such properties. You'll also explore who these properties are a good fit for. This includes the different scenarios dual-income houses can be used in, like multi-generational living and Airbnb rental opportunities. By the end, you'll be able to make an informed decision about whether dual-income properties are the right fit for you. Key topics: dual key apartments, dual income properties, high yield properties

In this epsiode, you'll hear a compelling case study about how a tenant contested a heft $ 100-a-week rent increase. This case ended up at the Tenancy Tribunal. Get the full scoop on both the tenant and landlord's arguments, the backstory, and the Tribunal's ruling. You'll also learn what you need to know when increasing the rent on your investment properties. That way, you'll better understand the dynamics of the property market, rental laws, and maintaining a good relationship with your tenants. Key topics: rent increases, increasing rent, tenancy tribunal, case study

In this episode, we discuss the most recent budget released by the government. We talk about the new 39% tax rate for trusts and what this means for property investors. This includes a run-down on whether trusts still make sense. You'll also learn whether you should use a look-through company instead. The epsiode also goes through why the taxes won't harm high-income trusts. Instead, loss-making trusts are the ones who will feel the brunt of the tax change. Many investors will raise an eye brow when they hear how the new tax works with interest deductibility. Together the two rules will harm some property investors.

In this episode, we discuss how the cash deposit you put into a property impacts its cashflow. You'll hear the numbers, including how much cash you'd need to put into a property to make it cashflow neutral. And how the yield of the property impacts this. This gives you a sense of whether you should put a cash deposit into a property or not.

In this episode, we are joined by Kirstie Winter from Good Title to discuss how you can cash in on converting your cross-lease property. This includes why cross-leases exist, how much it costs to convert a cross-lease property to freehold, and how much your property could increase in value after the conversion is complete. We also let you in on who typically pays for the conversion (is it you and your neighbour, or just you?) Ultimately, this is to let you know the pros and cons of converting your property, the process and what it involves. That way, you can decide whether it is the right fit for you (or not).

In this episode, we discuss whether we are at the bottom of the market and the 6 graphs that you need to see if you're wanting to understand the New Zealand housing market. This is based on a recent episode we did with economist Tony Alexander, where Tony shared which data (and graphs) you need to look at to build your own property investment analysis. We share these graphs and show you exactly where to get the data from (for free).

In this episode, we are joined by Ilse Wolfe to discuss a case study of an investor who purchased a property for less than $300k. We talk through where the property was, the condition it was in, and how long it sat on the market. So if you're looking for a screaming good deal as a renovations-focussed property investor, this is the episode to listen to. Ilse also walks us through what renovations the investors did ... and how much money they made.

In this episode, we discuss the bright line test and 2 investors who would accidentally have to pay about $66k in tax. This includes some of the more technical aspects of the bright line, including how the IRD treats subdivisions, flipping your family home and selling a holiday home. Ultimately, this helps you better understand how much tax you might have to pay when buying and selling properties.

In this episode, we discuss some of the new build lending secrets that property investors have to know. This includes the key risks that you need to avoid (or manage) as a property investor … and what the banks are offering you. We discuss why you might need to pay a valuer for a completion certificate ... and why you must know about pre-allocated titles. While seemingly technical and boring, these could save you hundreds of thousands of dollars if used right.