

Contractor Cents
Ruth King
Discover ideas, tactics, news, and information that matters to your contracting business and you. Increase productivity, profitability, customer and employee satisfaction.
Episodes
Mentioned books

Jan 19, 2026 • 20min
Contractor Cents - Episode 409 - The Importance Of Financial Analysis
I had the honor and privilege of presenting the importance of financial
analysis trends to Scott Bunce’s Vistage Group. Scott interviewed me about
the why and how of financial analyses.
Free P&L Statement and Balance Sheet
https://tinyurl.com/2rjd6wxu
Ruth King
Facebook - https://www.facebook.com/ruthking1650
LinkedIn - https://www.linkedin.com/in/ruthking1/
Podcast Produced by
Nick Uttam
https://www.linkedin.com/in/nick-uttam-4b33a1147

Jan 12, 2026 • 13min
Contractor Cents - Episode 408 - Death By 1,000 Cuts - Part 4
In the fourth of the Death by 1,000 cuts series, I discuss the next little cut –
improper discounts. Discover how to really discount and ensure you at least
break even when discounting.
More information and registration for Field Managers Survival School
mentioned in the podcast can be found here: https://keap.page/rk139/field-
managers-survival-school.html
Free P&L Statement and Balance Sheet
https://tinyurl.com/2rjd6wxu
Ruth King
Facebook - https://www.facebook.com/ruthking1650
LinkedIn - https://www.linkedin.com/in/ruthking1/
Podcast Produced by
Nick Uttam
https://www.linkedin.com/in/nick-uttam-4b33a1147

Jan 5, 2026 • 16min
Contractor Cents - Episode 407 - Happy New Year!
Happy New Year! I give you five fun financial facts to begin 2026.
Free P&L Statement and Balance Sheet
https://tinyurl.com/2rjd6wxu
Ruth King
Facebook - https://www.facebook.com/ruthking1650
LinkedIn - https://www.linkedin.com/in/ruthking1/
Podcast Produced by
Nick Uttam
https://www.linkedin.com/in/nick-uttam-4b33a1147

Dec 29, 2025 • 14min
Contractor Cents - Episode 406 - Death By 1,000 Cuts - Part 3
In the third of the Death by 1,000 cuts series I discuss the next little cut –
not paying attention to the bottom line as your company grows. Revenue is
important. What you keep is more important!
Free P&L Statement and Balance Sheet
https://tinyurl.com/2rjd6wxu
Ruth King
Facebook - https://www.facebook.com/ruthking1650
LinkedIn - https://www.linkedin.com/in/ruthking1/
Podcast Produced by
Nick Uttam
https://www.linkedin.com/in/nick-uttam-4b33a1147

Dec 22, 2025 • 8min
Contractor Cents - Episode 405 - Death By 1,000 Cuts - Part 2
In the second of the Death by 1,000 cuts series I discuss the next little cut –
Not answering the telephone.
Wait! Before you ignore this podcast, listen to what happened and make
sure it isn’t happening in your company.
Free P&L Statement and Balance Sheet
https://tinyurl.com/2rjd6wxu
Ruth King
Facebook - https://www.facebook.com/ruthking1650
LinkedIn - https://www.linkedin.com/in/ruthking1/
Podcast Produced by
Nick Uttam
https://www.linkedin.com/in/nick-uttam-4b33a1147

Dec 15, 2025 • 17min
Contractor Cents - Episode 404 - Death By 1,000 Cuts - Part 1
Death by 1,000 cuts is how the ancient Chinese tortured people. No single
cut killed them. However, it was the accumulation of 1,000 cuts that
eventually killed the person. I explain what this has to do with your
business. It’s the little things that could add up and kill your business. This
podcast discusses the first cut: Running your business on cash and/or not
paying attention to cash trends.
Free P&L Statement and Balance Sheet
https://tinyurl.com/2rjd6wxu
Ruth King
Facebook - https://www.facebook.com/ruthking1650
LinkedIn - https://www.linkedin.com/in/ruthking1/
Podcast Produced by
Nick Uttam
https://www.linkedin.com/in/nick-uttam-4b33a1147

Dec 8, 2025 • 20min
Contractor Cents - Episode 403 - Safety Training Mistakes That Could Cost You Everything
Safety training is crucial. You never know when it will pay for itself. My
guest, Eric Wik, founder of Safety Team Technologies, tells you why safety
meetings fail and what you can do about it. He’ll also give you some of the
horror stories of what happens when you don’t comply with the safety
training laws.
Free P&L Statement and Balance Sheet
https://tinyurl.com/2rjd6wxu
Ruth King
Twitter - @RuthKing
LinkedIn - https://www.linkedin.com/in/ruthking1/
Podcast Produced by
Nick Uttam
https://www.linkedin.com/in/nick-uttam-4b33a1147

Dec 2, 2025 • 18min
Contractor Cents - Episode 402 - From Classroom to Jobsite: Why Training Matters More Than Ever
Is training really worth it? What are the short term and long term tangible
benefits for you, the employer?
My guest today, Spencer Pope, the Manager of Technical Support and
Training for Bradford White, gives you examples of how continuing education
in the trades directly impacts contractor success – whether that training is in
the classroom, on line, distance learning, or a combination of them.
Free P&L Statement and Balance Sheet
https://tinyurl.com/2rjd6wxu
Ruth King
Twitter - @RuthKing
LinkedIn - https://www.linkedin.com/in/ruthking1/
Podcast Produced by
Nick Uttam
https://www.linkedin.com/in/nick-uttam-4b33a1147

Nov 24, 2025 • 5min
Contractor Cents - Episode 401 - Thanksgiving Message
My Thanksgiving wishes for you. There is a lot to be grateful for as we
reflect during this season.
Free P&L Statement and Balance Sheet
https://tinyurl.com/2rjd6wxu
Ruth King
Twitter - @RuthKing
LinkedIn - https://www.linkedin.com/in/ruthking1/
Podcast Produced by
Nick Uttam
https://www.linkedin.com/in/nick-uttam-4b33a1147

Nov 17, 2025 • 19min
Contractor Cents - Episode 400 - Hiring Disasters and How to Avoid Them
Let’s face it. The recruiting process is broken. Everyone complains about not
finding good employees and many of you “just settle” which can turn into a
disaster.
My guest today, Ryan Hogan, has been in the trenches…he’s lived the real
world challenges contractors face as he grew his company to $50 million in
revenues. The wrong cultural fit was one of his biggest mistakes. Ryan gives
you ways to fix the broken recruiting system and make better hires.
Go to https://talentharbor.com/ryan/ to get the questions he asks during
interviews.
Free P&L Statement and Balance Sheet
https://tinyurl.com/2rjd6wxu
Ruth King
Twitter - @RuthKing
LinkedIn - https://www.linkedin.com/in/ruthking1/
Podcast Produced by
Nick Uttam


