Scripted Wealth | Money & Meaning for Pharmacists

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Tessa in Stevens Point, Wisconsin: If I refinance my federal student loans and a Democratic President is elected who wants to forgive all student debt, would those loans still be eligible for forgiveness? Mentioned on the Show: YFP Planning Refinance Your Student Loans Episode 114: Presidential Candidates' Plans for Student Loan Forgiveness w/ Richard Waithe Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Dr. Joey Mattingly, a faculty member at The University of Maryland School of Pharmacy, talks to Tim Ulbrich about a recent article published in the American Journal of Pharmaceutical Education titled Before we talk about student debt cancelation, can we talk about the interest rates? They cover the basics of loan terminology, discuss why lower interest rates would have such a significant impact on student indebtedness and discuss the reasons why lowering interest rates may be a better option than loan cancellation or forgiveness. Mentioned on the Show YFP Planning Before we talk about student debt cancelation, can we talk about the interest rates? by T. Joseph Mattingly II, PharmD, MBA, PhD YFP 005: The Impact of Rising Student Debt on a Pharmacist's Income w/ Joey Mattingly, PharmD YFP 114: Presidential Candidates' Plans for Student Loan Forgiveness w/ Richard Waithe, PharmD RxRadio Refinance Your Student Loans AACP 2017 Graduate Student Survey Evaluating the Changing Financial Burdens for Graduating Pharmacists by T. Joseph Mattingly II, PharmD, MBA, PhD and Timothy R. Ulbrich, PharmD YFP Facebook Group Is There Room for Efficiency in Pharmacy Education? by T. Joseph Mattingly II, PharmD, MBA, PhD YFP 124: The Behavioral Investor w/ Dr. Daniel Crosby The Laws of Wealth: Psychology and the secret to investing success by Dr. Daniel Crosby The Behavioral Investor by Dr. Daniel Crosby

Welcome to the inaugural episode of Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes a question from Andrea in Kansas regarding refinancing her student loans with a cosigner. Mentioned on the Show: YFP Planning Refinance Your Student Loans Protect Your Income Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Dr. Daniel Crosby, New York Times best selling author, joins Tim Ulbrich to discuss his most recent work, The Behavioral Investor. As both a psychologist and asset manager, Dr. Crosby provides a fascinating look into the sociological, neurological and psychological factors that influence our investment decisions and provides solutions for how to improve our behavior to be more likely to succeed with our long-term investing plan. Mentioned on the Show APhA - Use coupon code A19YFP for 20% off your membership! Personal Benchmark: Integrating Behavioral Finance and Investment Management by Daniel Crosby and Charles Widger The Laws of Wealth: Psychology and the Secret to Investing Success by Daniel Crosby The Behavioral Investor by Daniel Crosby YFP 057: The Power of Automating Your Financial Plan I Will Teach You to be Rich by Ramit Sethi Standard Deviations Podcast Daniel Crosby on Twitter @danielcrosby Daniel Crosby on LinkedIn Daniel Crosby, Ph.D. YFP's Financial Education with APhA Your Financial Pharmacist

Dustin & Melody Hartzler talk about their healthcare side hustles, how these ventures have accelerated their financial goals, how they balance and prioritize their time, and how they work together as a couple when it comes to business and managing their personal finances. Mentioned on the Show APhA - Use coupon code A19YFP for 20% off your membership! Your Financial Pharmacist Giveaway Functional Medicine Continuing Education Virtual Symposium - Use coupon code YFP for 10% off! Dave Ramsey Show CE Impact FMPhA Institute for Functional Medicine A4M WordPress YFP Community Tribes: We Need You to Lead Us by Seth Godin Pharm to Table Psycho-Cybernetics by Maxwell Maltz New Frontiers in Functional Medicine Podcast with Dr. Kara Fitzgerald Dayton Women in the Word Tl;dr Pharmacy Functional Medicine Continuing Education on Instagram Functional Medicine Continuing Education on Facebook Pharm to Table on Instagram Pharm to Table on Facebook Melody Hartzler on LinkedIn Listen to Dustin Hartzler's Podcast: Your Website Engineer Dustin Hartzler on Instagram YFP's Financial Education with APhA Your Financial Pharmacist

Dr. Todd Sorensen, President of the American Association of Colleges of Pharmacy (AACP) and Associate Dean for Strategic Initiatives & Innovation at the University of Minnesota joins Tim Ulbrich on today's episode. They talk through the workforce challenges facing the profession of pharmacy, rising indebtedness, the change.org petition, and Todd's vision for the future of the practice of pharmacy including dramatically expanding the number of pharmacists working alongside primary care providers. Mentioned on the Show APhA - Use the coupon code A19YFP for 20% off your membership! American Association of Colleges of Pharmacy (AACP) Bureau of Labor Statistics Pharmacy Job Outlook The Pharmacist Workforce: A Study of the Supply and Demand for Pharmacists It Really Isn't That Simple by Dr. Lucinda L. Maine Leading in Dickensian Times: Address of the President-elect at the 2019 AACP Annual Meeting by Dr. Todd Sorensen A Tale of Two Cities by Charles Dickens The ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results by Gary Keller The End of Jobs: Money, Meaning and Freedom Without the 9-to-5 by Taylor Pearson #ChangePharmacy Petition on Change.org YFP's Financial Education with APhA Your Financial Pharmacist

Tim Church interviews Dr. Hillary Blackburn about how she's monetizing her personal residence as an Airbnb host. Hillary has been able to earn thousands of dollars each year making this side hustle another consistent income stream for her and her husband. Mentioned on the Show APhA - Use the coupon code A19YFP for 20% off your membership! YFP 101: How to Get Started with Podcasting w/ Hillary Blackburn Talk to Your Pharmacist Podcast Natural Products Resource Center Pharmacy Residency Bootcamp Airbnb Talking to Strangers: What We Should Know About the People We Don't Know by Malcolm Gladwell Ring Airbnb Earnings Calculator Hillary on Facebook: @talktoyourpharmacist Hillary on Instagram: @talktoyourpharmacist Hillary on LinkedIn: Hillary Blackburn Hillary on Twitter: @hillblackburn Pharmacy Advisory YFP's Financial Education with APhA Your Financial Pharmacist

Tim Ulbrich talks through 5 ways to finish 2019 strong. These 5 strategies will help you enter the New Year with a sense of momentum and accomplishment, setting yourself up for an awesome 2020. Mentioned on the Show: APhA - use coupon code A19YFP for 20% off your APhA membership! YFP Planning YFP 119: Ask a YFP CFP® YFP Community Send questions for Ask a YFP CFP®, to info@yourfinancialpharmacist.com YFP's Ultimate Guide to Pay Back Student Loans Refinance Your Student Loans YFP 023: Having a Painless Financial Holiday (No Rx Needed) YFP's Guide to Having a Painless Financial Holiday (No Rx Needed) YFP Calculators Inside Bill's Brain: Decoding Bill Gates Bill Gates' Summer 2019 Reading List Bill Gates, Warren Buffet and Oprah All Use the 5 Hour Rule by Michael Simmons 7 Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD I Will Teach You to be Rich by Ramit Sethi Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money that the Poor and Middle Class Do Not! By Robert T. Kiyosaki Friend of a Friend: Understanding the Hidden Networks that Can Transform Your Life and Career by David Burkus YFP 116: Transforming Your Life and Career Through Networking w/ David Burkus The Behavioral Investor by Daniel Crosby, Matthew R. Doyle, et al. The Miracle Morning: 6 Habits that Will Transform Your Life Before 8 a.m. by Hal Erod Will It Fly: How to Test Your Next Business Idea So You Don't Waste Your Time and Money by Pat Flynn Ally Seth Godin YFP Financial Education

Christina Slavonik, CFP® at Your Financial Pharmacist, joins Tim Ulbrich for a new installment of the YFP podcast, Ask a YFP CFP®. Christina answers financial questions from the Your Financial Pharmacist community covering topics such as student loans, investing and the inverted yield curve. Mentioned on the Show CommonBond Your Financial Pharmacist John Oliver YFP Planning Email YFP: info@yourfinancialpharmacist.com YFP on Facebook YFP on Instagram YFP Facebook Group YFP's Ultimate Guide to Pay Back Pharmacy School Loans YFP 032: Find Your Why (Part 1): 3 Life Planning Questions w/ Jess & Tim Ulbrich YFP 033: Find Your Why (Part 2): The Path to Success w/ Jess & Tim Ulbrich YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401k Plan YFP 075: DIY, Robo, or Hire a Planner? YFP 076: Investing Rapid Fire Q&A Dave Ramsey Refinance Student Loans YFP 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste? Dave Ramsey's Financial Peace University APhA YFP 068: Pros/Cons of the Dave Ramsey 7 Baby Steps

On this week's podcast episode, Tim Ulbrich takes you through an exercise to envision what you would do with an extra $1,000 a month and what steps you could take to make it a reality. Mentioned on the Show CommonBond Ask a YFP CFP - Email Your Questions to: info@yourfinancialpharmacist.com Freedom Dividend Your Financial Pharmacist Facebook Group Start.: Punch Fear in the Face, Escape Average, and Do Work That Matters by Jon Acuff Refinance Your Student Loans YFP Resources YFP Calculators YFP Blog YFP Podcast YFP Planning