

Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books

Dec 13, 2019 • 12min
Ask a YFP CFP® #7: What are the pros and cons of paying student loans back faster than 10 years?
Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Raul in Texas: What are the pros and cons of paying student loans back faster than 10 years? Mentioned on the Show: YFP Planning Refinance Student Loans Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Dec 12, 2019 • 31min
YFP 130: House Hacking Your Way to Financial Freedom
Craig Curelop is the author of The House Hacking Strategy and is a real estate agent, investor, and employee of BiggerPockets. Craig talks all things house hacking including what it is, how he got started with house hacking and why he claims it is the single most powerful way to build wealth. Mentioned on the Show Refinance Student Loans The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom by Craig Curelop BiggerPockets BiggerPockets Money Podcast ChooseFI The Side Hustle Show Podcast The Best Ever Real Estate Investing Advice Podcast YFP 129: How One Pharmacist Built a 29 Unit Real Estate Investing Portfolio w/ Aaron Howell Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert Kiyosaki Tax Free Wealth: How to Build Massive Wealth by Permanently Lowering Your Taxes by Tom Wheelwright CraigCurelop.com Craig Curelop on Instagram

Dec 9, 2019 • 12min
Ask a YFP CFP® #6: How can I solve the issues I'm having with FedLoan Servicing?
Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Michael in Columbus, Ohio: How can I solve the issues I'm having with FedLoan Servicing? Mentioned on the Show: YFP Planning FedLoan Servicing PSLF NPR: 23 Senators Demand Investigation Into Mismanagement of Student Loan Program Consumer Financial Protection Bureau NPR: Data Shows 99% of Applications for a Student Loan Program Were Denied The Ultimate Guide to Pay Back Pharmacy School Loans Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Dec 5, 2019 • 42min
YFP 129: How One Pharmacist Built a 29 Unit Real Estate Portfolio
Aaron Howell, a real estate investor, real estate agent and ambulatory pharmacist at University of Virginia Health Systems joins Tim Ulbrich on this week's episode. Aaron talks about his journey from accidentally falling into his first investment property when trying to sell his condo to how he built his current portfolio that includes 29 units in 3 different cities across the country. Aaron's real estate investing and the cash flow it provides has put him in a position to choose how he spends his time. Mentioned on the Show Policygenius BiggerPockets Long Distance Real Estate Investing by David Greene Apartment Building Investing Podcast with Michael Blank Meetup.com Contact Aaron on BiggerPockets Contact Aarkon on LinkedIn

Dec 2, 2019 • 8min
Ask a YFP CFP® #5: What are the pros and cons of direct real estate investing and REIT?
Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brandon in Portland, Maine: What are the pros and cons of direct real estate investing and REITs? Mentioned on the Show: YFP Planning Vanguard Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Nov 28, 2019 • 30min
YFP 128: How One Pharmacist Helped Another Out of Homelessness
On this special Thanksgiving episode, Tim Ulbrich welcomes Melissa Akacha, a pharmacist that helped rally her community to bring another pharmacist out of homelessness. This is a story of generosity, of being aware of your surroundings, and extending a helping hand to those that encounter misfortunes that could happen to any one of us. Mentioned on the Show YFP Planning WBUR: A Former Pharmacist Was Forced Into Homelessness, Then Her Community Stepped Up to Help by Yasmin Amer Nextdoor Lynn Shutzman's Go Fund Me Link YFP Facebook Group

Nov 25, 2019 • 7min
Ask a YFP CFP® #4: Where can I find reputable options with lower interest rates for graduate school loans outside of federal financial aid?
Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Lu in Baltimore, Maryland: Where can I find reputable options with lower interest rates for graduate school loans outside of federal financial aid? Mentioned on the Show: YFP Planning Refinance Your Student Loans Student Loan Planner NerdWallet CommonBond LendKey Earnest College Ave Citizens Bank Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Nov 21, 2019 • 38min
YFP 127: A Widow's Journey to Love, Happiness & Financial Independence
Michelle Cooper, author of I've Still Got Me: A Widow's Journey to Love, Happiness & Financial Independence, Director and Co-Founder of XML-W, a division of XML Financial Group, and former practicing attorney, joins Tim Ulbrich on this week's podcast episode. Michelle shares her personal story and unique perspective on finances and law to inspire hope for those experiencing loss and provides sound financial principles for those seeking financial independence. Mentioned on the Show Refinance Student Loans I've Still Got Me: A Widow's Journey to Love, Happiness & Financial Independence by Michelle P. Cooper XML Financial Group YFP Planning Your Financial Pharmacist Protect Your Income (Life and Disability Insurance) Michelle Cooper Michelle Cooper on Facebook Michelle Cooper on LinkedIn

Nov 18, 2019 • 12min
Ask a YFP CFP® #3: What's the best way to apply the funds I receive from the IHS loan repayment program?
Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Lily in Tuscon, Arizona: What's the best way to apply the funds I receive from the IHS loan repayment program? Mentioned on the Show: YFP Planning Schedule a Free Financial Planning Discovery Call with YFP Planning Refinance Your Student Loans CommonBond IHS Loan Repayment Program Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Nov 14, 2019 • 46min
YFP 126: Going Beyond Six Figures Through Medical Writing
Brittany Hoffmann-Eubanks, Founder and CEO of Banner Medical, joins Tim Church to share her side hustle journey in creating a company that's on track to hit over $100,000 in revenue and what she did to get to this point. Mentioned on the Show Policygenius YFP 116: Transforming Your Life and Career Through Networking w/ David Burkus Friend of a Friend: Understanding the Hidden Networks that can Transform Your Life and Your Career by David Burkus Alex Barker, The Happy PharmD Banner Medical Writing LinkedIn Brittany Hoffmann-Eubanks on LinkedIn Email Brittany Hoffmann-Eubanks: bheubanks@bannermedicalwriting.com


