

Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books

Jan 27, 2020 • 5min
Ask a YFP CFP® #11: How do I calculate my take home pay when contributing to retirement funds?
Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Ryan in Johnson City, Tennessee: How do I calculate my take home pay when contributing to retirement funds? Mentioned on the Show: YFP Planning SmartAsset Federal Paycheck Calculator Episode 018: Maximizing the Benefits of Public Service Loan Forgiveness Episode 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste of Time? Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Jan 23, 2020 • 31min
YFP 136: The Ins and Outs of a Pharmacist Home Loan
Tony Umholtz, a Mortgage Branch Manager for IberiaBank, joins Tim Ulbrich on the show. They discuss the considerations for financing a home purchase, the biggest mistakes people make when applying for lending, and a variety of lending options available to pharmacists including the Professional Loan Program (aka Doctor's Loan). Mentioned on the Show 5 Steps to Getting a Home Loan YFP 40: 10 Things Every Pharmacist Should Know About Home Buying (Part 2) w/ Nate Hedrick YFP 41: 10 Things Every Pharmacist Should Know About Home Buying (Part 2) w/ Nate Hedrick YFP 64: 6 Steps to Home Buying (Part 1) w/ Nate Hedrick YFP 65: 6 Steps to Home Buying (Part 2) w/ Nate Hedrick Freddie Mac Primary Mortgage Market Survey Professional Mortgage Home Loan for Pharmacists Apply for Professional Mortgage Home Loan for Pharmacists Contact Tony: tony.umholtz@iberiabank.com

Jan 20, 2020 • 8min
Ask a YFP CFP® #10: How do I cope with the financial pressures of student loan debt while looking for a job?
Ask a YFP CFP® #10: How do I cope with the financial pressures of student loan debt while looking for a job? Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Emily: How do I cope with the financial pressures of student loan debt while looking for a job? Mentioned on the Show: YFP Planning YFP 115: Financial Considerations for Job Loss or Reduced Hours Refinance Your Student Loans YFP 116: Transforming Your Life and Career Through Networking Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Jan 16, 2020 • 34min
YFP 135: How Jessica Applied KonMari Principles to Jumpstart Her Financial Plan
Dr. Jessica Louie shares about her journey being trained as a critical care pharmacist, how she quickly found herself burned out, how the KonMari method helped her and how she applied the KonMari method to her financial plan on this week's podcast. These small intentional daily steps led to big changes in her financial plan including being completely debt free and having over 6 figures in savings. Mentioned on the Show YFP Planning YFP 086:How to Spark Joy as an Entrepreneur w/ Jessica Louie Clarify Simplify Align The Burnout Doctor Podcast Tidying Up with Marie Kondo on Netflix Start with Why: How Great Leaders Inspire Everyone to Take Action by Simon Sinek How to Apply the KonMari Method to Finances / Kakeibo Free Kakeibo Tracking Sheet The Joy of Missing Out: Live More by Doing Less by Tonya Dalton Work with Jessica Connect with Jessica on LinkedIn Connect with Jessica on Instagram Connect with Jessica on Facebook

Jan 13, 2020 • 7min
Ask a YFP CFP® #9: What percentage do I need for a down payment on a rental property?
Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Amanda in Ashtabula, Ohio: What percentage do I need for a down payment on a rental property? Mentioned on the Show: YFP Planning YFP 130: House Hacking Your Way to Financial Freedom w/ Craig Curelop Bigger Pockets YFP 109: An Interview w/ Suze Orman Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Jan 9, 2020 • 37min
YFP 134: One Couple's Coast FI Journey
Cory & Cassie Jenks join Tim Ulbrich to share their specific path and plan towards achieving financial independence through a modified Coast FI approach. They talk about why and how they have aggressively saved for retirement early in their careers, how they have worked together to achieve their goals, and how Cory's side hustle doing improv comedy has helped their financial plan all while filling a bucket of doing something he loves. Mentioned on the Show Refinance Your Student Loans Enter the New Year's Giveaway YFP 104: Jason Long's FIRE Journey YFP 111: How One New Practitioner is on FIRE Mr. Money Moustache YFP Podcast Four Pillar Freedom: What is Coast FIRE? Cory Jenks on LinkedIn Cory Jenks on Twitter Cory Jenks on Instagram Cassie Jenks on Twitter Cassie Jenks on Facebook Cassie Jenks on Instagram Atomic Habits: An Easy and Proven Way to Build Good Habits and Break Bad Ones by James Clear Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin

Jan 3, 2020 • 28min
YFP 133: Your Financial Toolkit for a Successful 2020
On the first episode of the New Year, Tim Ulbrich talks about 5 ways you can accelerate your financial plan in 2020. This episode is full of resources you can use to put these ideas into action. Mentioned on the Show Credible Home Mortgage Refinance Enter the New Years Giveaway YNAB Your Best Year Ever by Michael Hyatt 100 Side Hustles: Unexpected Ideas for Making Extra Money Without Quitting Your Day Job by Chris Guillebeau YFP 032: Find Your Why (Part 1): 3 Life Planning Questions w/ Tim & Jess Ulbrich YFP 033: Find Your Why (Part 2): The Path to Success w/ Tim & Jess Ulbrich YFP Planning YFP 028: New Year, New Budget 5 Steps to Creating Best Budget YFP Budget Template YFP 057: The Power of Automating Your Financial Plan Mvelopes Mint YFP Financial Fitness Test YFP Podcast YFP Blog YFP Facebook Group YFP 063: Intro to the Side Hustle Series YFP 126: Going Beyond Six Figures with Medical Writing w/ Brittany Hoffmann-Eubanks YFP 131: Secrets to Building a Successful Side Hustle w/ Eric Christianson The Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8 AM) by Hal Elrod YFP 124: The Behavioral Investor w/ Dr. Daniel Crosby YFP 015: Financial Planning Series: Interview with Tim Baker - Part 1 YFP 016: Financial Planning Series: Benefits of a Financial Planner - Part 2 YFP 017: Financial Planning Series: Questions to Ask - Hiring a Planner - Part 3 YFP 054: Why Fee-Only Financial Planning Matters YFP 055: Why You Should Care How a Financial Planner Charges Nuts and Bolts to Hiring a Financial Planner Guide Schedule a Free Discovery Call with YFP Planning

Dec 26, 2019 • 11min
YFP 132: 2019 Financial Wins from the YFP Community
Happy Holidays from the YFP team! As we near the end of 2019, it's important to celebrate the wins, big or small, that we've had over the past year. Take a listen to several YFP community members sharing their 2019 financial wins on this week's episode. Mentioned on the Show Policygenius YFP Facebook Page YFP Facebook Group Ask YFP a Question

Dec 20, 2019 • 6min
Ask a YFP CFP® #8: What is the utility of financial apps such as ChangEd?
Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Kathryn in Fort Wayne, Indiana: What is the utility of financial apps such as ChangEd? Mentioned on the Show: YFP Planning ChangEd Acorns Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Dec 19, 2019 • 42min
YFP 131: Secrets to Building a Successful Side Hustle
Eric Christianson joins Tim Church to talk about his business, Med Ed 101. Eric discusses his why behind beginning his side hustle, how it allowed him to drop down to part-time from his traditional pharmacist role and how it helped him accelerate his financial goals. Mentioned on the Show YFP Planning MedEd 101 BCPS Study Material Pharmacotherapy: Improving Medical Education Through Clinical Pharmacy Pearls, Case Studies and Common Sense by Eric Christianson Tony Guerra Failing Forward: Turning Mistakes Into Stepping Stones for Success by John Maxwell Entrepreneurs On Fire Contact Eric on LinkedIn


