

Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books

Mar 5, 2020 • 43min
YFP 142: Scripting Your Dream Career with Dr. Adam Martin
Dr. Adam Martin joins Tim Ulbrich on the show to discuss his most recent book 'Gen-Z Pharmacist: Dominate Pharmacy School & Script Your Dream Career'. Mentioned on the Show Refinance Your Student Loans The Fit Pharmacist Healthcare Podcast Gen-Z Pharmacist: Dominate Pharmacy School & Script Your Dream Career by Dr. Adam Martin Follow The Fit Pharmacist on Instagram Law of Attraction: The Science of Attracting More of What You Want and Less of What You Don't by Michael J. Losier YFP 091: How to Become a Fit Pharmacist w/ Dr. Adam Martin Rx You! The Pharmacist's Survival Guide to Managing Stress & Fitting In Fitness by Dr. Adam Martin Seven Figure Pharmacist by Dr. Tim Ulbrich and Dr. Tim Church Seth Godin YFP 116: Transforming Your Life and Career Through Networking w/ David Burkus The Compound Effect by Darren Hardy Ohio Pharmacist Association Annual Conference, April 3-5, 2020 Follow The Fit Pharmacist on Facebook

Mar 3, 2020 • 7min
Ask a YFP CFP® #15: What advice do you have for first-generation college students who want to build wealth but also have families that depend on them to contribute financially?
Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Maria: What advice do you have for first-generation college students who want to build wealth but also have families that depend on them to contribute financially? Mentioned on the Show: YFP Planning AACP Graduating Student Survey: 2019 National Report YFP 108: How to Effectively Talk With Mom and Dad About Their Finances with Cameron Huddleston Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances by Cameron Huddleston Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Feb 26, 2020 • 26min
YFP 141: How to Not Wreck Your Marriage Because of Student Loans
Steven Chung, tax attorney, joins Tim Ulbrich to discuss about a recent article he published titled 'Student Loans Can Be the Homewrecker in A Marriage.' Steven also talks about tax considerations as it relates to couples and why it's so important to communicate this information. Mentioned on the Show YFP Fellowship - Virtual Group Financial Planning Student Loans Can Be the Homewrecker in A Marriage by Steven Chung Refinance Your Student Loans Trump's Bid to End Public Service Loan Forgiveness Could Mean 'Major Life Changes' for Some Student Loan Borrowers by Elisabeth Buchwald Mike Meru Has $1 Million in Student Loans. How did that happen? by Josh Mitchell Above the Law Connect with Steven Chung on Twitter Connect with Steven Chung on LinkedIn Call Steven Chung: (818) 925-4699 Email Steven Chung: steven@stevenchung.biz

Feb 24, 2020 • 7min
Ask a YFP CFP® #14: How much should I withhold from my paycheck?
Ask a YFP CFP® #14: How much should I withhold from my paycheck? Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from James in Atlanta, Georgia: How much should I withhold from my paycheck? Mentioned on the Show: YFP Planning IRS Tax Withholding Calculator SmartAsset Paycheck Calculator File Your Taxes with YFP's Enrolled Agent Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Feb 20, 2020 • 33min
YFP 140: How Ryan Is Bringing in $11,000 a Month Through College Town Real Estate Investing
Ryan Chaw, clinical pharmacist and real estate investor, joins Tim Ulbrich on the show. They talk about how Ryan was able to accelerate his financial goals through real estate investing and how he went from zero rentals and zero rental income to $10,755 per month from 18 tenants in four years. Mentioned on the Show YFP Fellowship - Apply Today! Seven Figure Pharmacist by Tim Ulbrich, PharmD and Tim Church, PharmD BiggerPockets BiggerPockets Real Estate Investing Podcast How to Invest in Real Estate: The Ultimate Beginner's Guide to Getting Started by Brandon Turner The Millionaire Real Estate Investor by Gary Keller Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not by Robert Kiyosaki Think and Grow Rich by Napoleon Hill Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8 AM) by Hal Elrod Newbie Real Estate Investing Join Ryan Chaw's Facebook Group

Feb 17, 2020 • 10min
Ask a YFP CFP® #13: When should I hire a CPA or EA to file my taxes?
Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brandon in Bountiful, Utah: When should I hire a CPA or EA to file my taxes? Mentioned on the Show: YFP Planning SECURE Act YFP 070: Pre-Planning for Tax Season File Your Taxes with YFP Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Feb 13, 2020 • 36min
YFP 139: Should Your Refinance Your Mortgage?
Nate Hedrick, the Real Estate RPh, joins Tim Ulbrich to talk about all things mortgage refinancing. They talk about what it is, how to qualify, the costs associated with refinancing a mortgage, how to determine the break even point and how Nate recently evaluated his own mortgage refinance. Mentioned on the Show Compare Mortgage Refinance Lenders with Credible Real Estate RPh YFP Facebook Group YFP 064: 6 Steps to Home Buying (Part 1) w/ Nate Hedrick YFP 065: 6 Steps to Home Buying (Part 2) w/ Nate Hedrick Refinance Your Mortgage - Compare Multiple Lenders with Credible Life and Disability Insurance for Pharmacists YFP Planning YFP Real Estate Concierge Service

Feb 10, 2020 • 10min
Ask a YFP CFP® #12: What should I do after my term life insurance policy ends?
Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Andrea in Olathe, Kansas: What should I do after my term life insurance policy ends? Mentioned on the Show: YFP Planning YFP 010: Is Whole Life Insurance a Good Investment Strategy for College Savings? YFP 044: How to Determine Your Life Insurance Needs Protect Your Income: Compare Top Term Life Insurance Policies Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Feb 5, 2020 • 32min
YFP 138: What You Need to Know About Retirement Accounts in 2020
Tim Baker, our own fee-only CERTIFIED FINANCIAL PLANNER™, joins Tim Ulbrich to talk about key retirement and tax numbers for 2020 and the SECURE Act. Mentioned on the Show 2020 Key Retirement Tax Numbers to Know - Download the Free Guide Send in Ask a YFP CFP® questions here or to info@yourfinancialpharmacist.com APhA2020 YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401(k) Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A YFP 096: How to Do a Backdoor Roth IRA w/ Christina Slavonik 2020 Contribution Limits for 401(k), 403(b), Most 457 plans, & TSP 2020 IRA Contribution Limits YFP 019: How Do Health Savings Accounts (HSA) Fit into a Financial Plan? TD Ameritrade: Retirement Changes Coming, Courtesy of the SECURE Act: 5 Things You Should Know YFP Planning 401(k) Calculator

Jan 30, 2020 • 36min
YFP 137: How to Monetize Your Clinical Expertise
Diana Isaacs joins Tim Church on this side hustle edition to talk about her journey in becoming an expert in diabetes and how she has been able to monetize her clinical expertise through speaking engagements, advisory boards, consulting projects and CE articles. Mentioned on the Show Refinance Your Student Loans AADE (American Association of Diabetes Educators) American Diabetes Association Outliers: The Story of Success by Malcolm Gladwell Pharmacy Times Power-Pak CE Email Diana Isaacs: dianamisaacs@gmail.com Follow Diana on Twitter


