Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books
Sep 11, 2019 • 44min
YFP 117: Three Bold Predictions for the Future of Pharmacy
Blair Thielemier, PharmD, founder of BT Pharmacy Consulting and creator of the Pharmapreneur Academy, joins Tim Ulbrich on this week's podcast episode. Blair shares about how she unexpectedly lost her full-time job as a clinical hospital pharmacist when she was 6 months pregnant, how she dove into entrepreneurship with MTM consulting, and her three bold predictions for the future of pharmacy practice. Mentioned on the Show CommonBond YFP 039: One Pharmacy Entrepreneur's Journey to Maximizing Income and Paying off Debt w/ Blair Thielemier YFP 089: From Unemployed to Successful Pharmacy Entrepreneur w/ Blair Thielemier Pharmapreneur Academy BT Pharmacy Consulting AACP 2019 Graduate Student Survey The End of Jobs: Money, Meaning and Freedom Without the 9-to-5 by Taylor Pearson Pharmacy Workforce Pharmacist Moms Facebook Group
Sep 5, 2019 • 43min
YFP 116: Transforming Your Life and Career Through Networking
Best-selling author David Burkus joins Tim Ulbrich to talk about the science of networking and how the advice we have been given on how to effectively network needs to be seriously reconsidered and likely thrown out the window. David and Tim talk about his book Friend of a Friend and what the research has to say about a surprisingly simple approach to understanding your hidden networks and how that can transform your life and career. Mentioned on the Show YFP Planning David Burkus Friend of a Friend: Understanding the Hidden Networks that can Transform Your Life and Your Career by David Burkus David Bukus' TED Talk Nicholas Christakis James Fowler Duncan Watts How to Win Friends & Influence People by David Carnegie Adam Rifkin Derek Coburn Levitate Contactually Ronald Burt Adam Grant
Aug 29, 2019 • 51min
YFP 115: Financial Considerations for Job Loss or Reduced Hours
On this week's episode, Tim Ulbrich and Tim Baker talk through financial considerations for those that find themselves in a financial hardship due to job loss, hours being cut or wages being reduced. With the recent news of some big box pharmacies planning to close stores and cut their workforce and many other employers cutting back hours for full-time pharmacy employees, this conversation of how to navigate a current hardship or be ready to weather a future storm is more important than ever. Mentioned on the Show Refinance Your Student Loans RxRadio RxRadio: Pharmacy's Podcast - Episode 71: Cancel Student Loan Debt??? YFP 114: Presidential Candidates' Plans for Student Loan Forgiveness w/ Richard Waithe Thoughts on the Walmart Layoffs by Richard Waithe YFP 026: Baby Stepping Your Financial Plan - The 2 Things to Focus on First Ally Cobra Coverage Marketplace Insurance Medi-Share Liberty Healthshare YFP Planning YFP 112: Why One PhD Pharmacist is Taking on Two Side Hustles w/ Dr. Brent Rollins Tony Guerra David Burkus Friend of a Friend…: Understanding the Hidden Networks That Can Transform Your Life and Your Career by David Burkus APhA APhA Membership Offer Email APhA: infocenter@aphanet.org Enter YFP's Entrepreneurial Toolkit Giveaway
Aug 22, 2019 • 49min
YFP 114: Presidential Candidates' Plans for Student Loan Forgiveness
On this episode, Tim Ulbrich and Richard Waithe, the creator of RxRadio, talk through the student loan forgiveness plans proposed by Senators Bernie Sanders and Elizabeth Warren, two of the 2020 presidential candidates. Tim and Richard discuss the details of who would and would not receive forgiveness under these plans and how they would be funded if enacted. They also discuss current loan forgiveness plans that are already in place and options that are available for those that need to delay loan payments due to a financial hardship such as a job loss or reduction in hours. This episode originally aired in July 2019 on the RxRadio Podcast. You can learn more about RxRadio by visiting rxradio.fm. Mentioned on the Show RxRadio RxRadio Podcast Your Financial Pharmacist YFP 078: Is Pursuing Public Service Loan Forgiveness a Waste? YFP Blog: the Ultimate Guide to Pay Back Pharmacy School Loans YFP Facebook Group YFP Facebook Page Email info@yourfinancialpharmacist.com YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness
Aug 15, 2019 • 28min
YFP 113: Is Your Home an Asset or Liability?
On this week's episode, Tim Ulbrich welcomes Nate Hedrick, The Real Estate RPh back to the show to talk about the value of homeownership. Tim and Nate discuss whether or not the American dream of owning a home is for everyone, the true costs of home ownership, when to consider renting vs. buying and tips for knowing when might be the right time to purchase a home. Mentioned on the Show YFP Concierge Service YFP 040: 10 Things Every Pharmacist Should Know About Home Buying - Part 1 w/ Nate Hedrick YFP 041: 10 Things Every Pharmacist Should Know About Home Buying - Part 2 w/ Nate Hedrick YFP 064: 6 Steps to Home Buying - Part 1 w/ Nate Hedrick YFP 065: 6 Steps to Home Buying - Part 2 w/ Nate Hedrick Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not by Robert T. Kiyosaki NY Times Buy vs Rent Calculator House Hacking: How to Live for FREE During Residency by Nate Hedrick First Time Homebuying Quick Start Guide
Aug 7, 2019 • 36min
YFP 112: Why One PhD Pharmacist is Taking on Two Side Hustles
Dr. Brent Rollins, a pharmacy graduate of Ohio Northern who obtained his PhD in Pharmacy Administration at the University of Georgia and currently serves as a faculty member at Philadelphia College of Osteopathic Medicine, joins Tim Ulbrich on the show. They discuss Brent's personal finance journey, why he cares so much about the importance of educating students on this topic, his unique side hustles in serving as an expert witness and covering professional football, and how he is teaching his 3 kids about personal finance. Mentioned on the Show Policygenius Rx Radio: Episode 71: Cancel Student Debt??? YFP 098: Lifestyle Creep: The #1 Threat to Growing Your Net Worth Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances by Cameron Huddleston YFP 108: How to Effectively talk with Mom and Dad About Their Finances w/ Cameron Huddleston Pro Football Focus Automatic Millionaire: A Powerful One Step Plan to Live and Finish Rich by David Bach YFP 057: The Power of Automating Your Financial Plan
Aug 1, 2019 • 31min
YFP 111: How One New Practitioner is on FIRE
Jared Wonders joins Tim Ulbrich on this week's episode. Jared is a 2012 graduate of the University of Findlay and currently works for the VA remotely doing home health care. Jared and Tim talk about how he and his wife, Jess, aggressively paid off their debt within a few years, how they got started in real estate investing, and how and why they are on the path toward FIRE (financial independence, retire early). Mentioned on the Show Refinance Your Student Loans Dave Ramsey YFP 068: Pros/Cons of the Dave Ramsey 7 Baby Steps YFP 104: Jason Long's FIRE Journey Scott Trench BiggerPockets BiggerPockets Episode 121: Creating the IDEAL Real Estate Investing Business with Andrew and Phillip Syrios Paula Pant The 4 Hour Work Week: Escape 9-5, Live Anywhere, and Join the New Rich by Timothy Ferriss Jim Collins ChooseFI Paul Pant Podcast #153: Why I hate the FIRE movement, says Suze Orman Retire Early With Real Estate: How Smart Investing Can Help You Escape the 9-5 Grind and Do More of What Matters by Chad Carson Contact Jared Wonders on BiggerPockets Email Jared Wonders: wondersrealty@gmail.com The FIRE Prescription: How to Retire Early as a Pharmacist by Jeff Keimer YFP Blog
Jul 24, 2019 • 46min
YFP 110: How One Couple Overcame Hardship to Pay Off $150,000
Betsy and Casey Hoida join Tim Ulbrich to talk about their journey paying off $150,000 of student loan debt, why and how Betsy left her secure pharmacy job after completing residency and getting board certification and how they managed to work together to get on the same page financially despite some highs and lows along the way. Mentioned on the Show YFP Planning YFP Episode 057: The Power of Automating Your Financial Plan Indispensable: The prescription of a fulfilling pharmacy career by Alex Barker The Happy PharmD Financial Peace University Dave Ramsey YFP Podcast YFP 079: Is it Time to Redefine Retirement with Nick Ornella YFP Community YFP 022: The Power of Giving
Jul 16, 2019 • 36min
YFP 109: An Interview with Suze Orman
Suze Orman, a #1 New York Times bestselling author on personal finance with over 25 million books in circulation, joins Tim Ulbrich on today's episode. They talk about her most recent book Women & Money: Be Strong. Be Smart. Be Secure and the advice Suze has for pharmacy professionals feeling overwhelmed with their student loan debt and managing their financial plan. Mentioned on the Show Refinance Student Loans Suze Orman Women & Money: Be Strong, Be Smart, Be Secure by Suze Orman Women and Money Podcast YFP 108: How to Effectively Talk with Mom & Dad About Their Finances w/ Cameron Huddleston Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances by Cameron Huddleston Suze Orman Must Have Documents Offer Email Suze Orman: asksuzepodcast@gmail.com
Jul 10, 2019 • 48min
YFP 108: How to Effectively Talk with Mom & Dad About Their Finances
Cameron Huddleston, an award winning journalist with more than 15 years experience writing about personal finance, joins Tim Ulbrich on this week's show. Cameron and Tim talk about her recently released book Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances. Cameron discusses why it is important to have these conversations with your parents, how to start the conversation and what to do if your parents are reluctant to talk. Mentioned on the Show Policy Genius Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances by Cameron Huddleston (Amazon) Cameron Huddleston Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances by Cameron Huddleston (Barnes and Noble) Cameron Huddleston on Facebook Cameron Huddleston on Twitter
