Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books
Jul 9, 2020 • 55min
YFP 160: Navigating the Home Buying Process Through the YFP Concierge Service
On this week's episode, sponsored by HPSO, Nate Hedrick, The Real Estate RPH, interviews two pharmacists, Shelby Bennett and Bryce Platt, about their home buying experience. Shelby and Bryce recently worked with Nate via the YFP Real Estate Concierge Service to craft a plan and connect with a local preferred agent to buy their first homes. Mentioned on the Show Get Professional Liability Insurance with HPSO Nate Hedrick, The Real Estate RPH YFP Real Estate Concierge Service FIrst Time Homebuying Guide YFP Planning IberiaBank YFP 130: House Hacking Your Way to Financial Freedom w/ Craig Curelop BiggerPockets The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom by Craig Curelop Compare Multiple Mortgage Lenders with Credible YFP Real Estate Resources Never Split the Difference: Negotiating as if Your Life Depended on It by Chris Voss Real Estate Rookie Podcast Schedule a Free 30-minute Jump Start Planning Call with Nate
Jul 6, 2020 • 12min
Ask a YFP CFP® #26: Which mortgage term is best?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Danielle in Newnan, Georgia: Which mortgage term is best? Mentioned on the Show: YFP Planning IberiaBank Pharmacist Home Loan Compare Mortgage Refinance Lenders with Credible Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Jul 2, 2020 • 29min
YFP 159: 5 Lessons Learned During a Home Refinance
Tim Ulbrich shares his recent experience refinancing his primary residence. He talks through the numbers, how he determined the breakeven point, the rationale for refinancing and 5 lessons learned along the way. Mentioned on the Show Compare Mortgage Refinance Lenders with Credible YFP 139: Should Your Refinance Your Mortgage IberiaBank YFP 136: The Ins and Outs of a Pharmacist Home Loan YFP 154:Getting a Home Loan in a Pandemic Pharmacist Home Loan with IberiaBank Mortgage Refinance Calculator YFP Planning YFP Facebook Group
Jun 29, 2020 • 11min
Ask a YFP CFP® #25: What do I do if my credit score dropped because of the automatic student loan forbearance?
Ask a YFP CFP® #25: What do I do if my credit score dropped because of the automatic student loan forbearance? Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Andrea in Minnesota: What do I do if my credit score dropped because of the automatic student loan forbearance? Mentioned on the Show: YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Jun 25, 2020 • 56min
YFP 158: How Building a Platform Can Unlock Opportunities
Mike Corvino, clinical pharmacist and creator of CorConsult Rx, joins Tim Church on this week's podcast episode to share his unique journey in pharmacy, how he built his side hustle, and how he's persevered through challenges along the way. Mentioned on the Show PolicyGenius - Shop for Life and Disability Insurance CorConsult Rx on Instagram CorConsult Rx Podcast RxRadio The ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results by Gary Keller Email Mike Corvino: mcorvino@corconsultrx.com CorConsult Rx CorConsult Rx on Facebook CorConsult Rx on LinkedIn CorConsult Rx on YouTube CorConsult Rx on Twitter Text CorConsult Rx at (415)-943-6116
Jun 22, 2020 • 11min
Ask a YFP CFP® #24: What is the best timing for contributions when doing a backdoor Roth IRA conversion?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Matt in Iowa: What is the best timing for contributions when doing a backdoor Roth IRA conversion? Mentioned on the Show: YFP Planning Why Most Pharmacists Should Do a Backdoor Roth IRA YFP 096: How to Do a Backdoor Roth IRA Book a Free Financial Planning Call with a YFP CFP® Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Jun 18, 2020 • 32min
YFP 157: Budgeting Through a Pandemic
Tom Arasz, a YFP team member that leads the Script Your Budget service for YFP financial planning clients, joins Tim Ulbrich on this week's episode. Tom talks about why the budget is so important, tips and tricks for effective budgeting and the spending and saving trends he has observed during the past few months with the COVID-19 pandemic. Mentioned on the Show YFP Planning
Jun 10, 2020 • 37min
YFP 156: Should You Refinance Your Student Loans Right Now?
Tim Church, YFP student loan guru, talks about all things student loan refinancing. Tim discusses what refinancing is, how it differs from consolidation, the benefits, the potential drawbacks, what to look for when choosing a company, and whether or not borrowers should refinance while the CARES Act is in place. Mentioned on the Show The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD YFP 149: Crushing $400k of Debt in 5 Years YFP 150: New Book: The Pharmacist's Guide to Conquering Student Loans YFP 146: COVID-19 Financial Considerations YFP 153: COVID-19 & Student Loans: What's Next? YFP Facebook Group YFP Planning Your Financial Pharmacist YFP Calculators YFP Resources Better Business Bureau Refinance Your Student Loans YFP Refinance Calculator
Jun 4, 2020 • 31min
YFP 155: Why You Need Professional Liability Insurance
Tim Baker talks through what professional liability insurance is, why it's important, who needs it and what to look for when shopping for a policy. Mentioned on the Show Get Professional Liability Insurance with HPSO Seven Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD YFP Planning YFP 044: How to Determine Your Life Insurance Needs YFP 045: How to Determine Your Disability Insurance Needs
May 28, 2020 • 34min
YFP 154: Getting a Home Loan in a Pandemic
Tony Umholtz, a Mortgage Manager for IberiaBank, discusses the impact COVID-19 is having on the housing market, the current landscape for those purchasing or refinancing a home, and the role of the Professional Loan Program (aka the Doctor's Loan). Mentioned on the Show 5 Steps to Getting a Home Loan Apply for Pharmacist Home Loan with IberiaBank YFP 136: The Ins and Outs of a Pharmacist Home Loan w/ Tony Umholtz YFP Facebook Group Nate Hedrick, The Real Estate RPH
