Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books
Aug 13, 2020 • 29min
YFP 165: The Power of a Health Savings Account
On this week's podcast episode sponsored by HPSO, Tim Church joins Tim Ulbrich to talk about the ins and outs of a Health Savings Account, how an HSA fits into a financial plan and why he is choosing not to use his HSA to pay for medical expenses. Mentioned on the Show Get Professional Liability Insurance with HPSO YFP 019: How do Health Savings Accounts (HSA) Fit Into a Financial Plan? YFP 073: How to Determine the Priority of Investing YFP 163: Investing Beyond the 401k/403b Why I'm Not Using My Health Savings Account to Pay for Medical Expenses High Deductible Health Plan (HDHP) Limits YFP Planning - Comprehensive Financial Planning Services for Pharmacists YFP Facebook Group
Aug 11, 2020 • 8min
Ask a YFP CFP® #31: What do I do with the funds in my 401(k) after leaving a job?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Ansley in Cincinnati, Ohio: What do I do with the funds in my 401(k) after leaving a job? Mentioned on the Show: YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Aug 6, 2020 • 39min
YFP 164: The Pros and Cons of Paying Cash for a Car
Tim Ulbrich and Tim Church debate the pros and cons of paying cash versus financing a car purchase. Mentioned on the Show Take the Financial Fitness Test My Top 10 Financial Mistakes YFP 047: Best Practices for Buying a Car Edmunds.com Kelley Blue Book True Car Ramit Sethi Dave Ramsey Robert Kiyosaki YFP Planning Book a Free Discovery Call With One of YFP's CERTIFIED FINANCIAL PLANNERS™
Aug 2, 2020 • 9min
Ask a YFP CFP® #30: What are my options for private short-term disability insurance?
Ask a YFP CFP® #30: What are my options for private short-term disability insurance? Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Robert Lopez, CFP®, takes this question from Christine: What are my options for private short-term disability insurance? Mentioned on the Show: YFP Planning Get a Life or Disability Insurance Quote in 2 Minutes Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Jul 30, 2020 • 55min
YFP 163: Investing Beyond the 401k/403b
Tim Ulbrich and Tim Baker talk about investing beyond the 401k or 403b and break down the traditional IRA, Roth IRA, HSA, SEP IRA and taxable/brokerage accounts and discuss their contribution limits, how to appropriately use them and the advantages and disadvantages of each. Mentioned on the Show Join APhA- Get 25% Off Your Membership with Code: YFP2020 YFP Planning Seven Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401k Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A YFP 096: How to do a Backdoor Roth IRA Why Most Pharmacists Should Do a Backdoor Roth IRA Book a Discovery Call with YFP Planning YFP Facebook Group
Jul 26, 2020 • 9min
Ask a YFP CFP® #29: Do I make too much to contribute directly to a Roth IRA?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Robert Lopez, CFP®, takes this question from Kaitlin in Columbus, Ohio: Do I make too much to contribute directly to a Roth IRA? Mentioned on the Show: YFP Planning YFP 096: How to Do a Backdoor Roth IRA Why Most Pharmacists Should Do a Backdoor Roth IRA Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Jul 22, 2020 • 40min
YFP 162: Credit 101
Tim Ulbrich and Tim Baker, CFP® dig into credit, a not so exciting but incredibly important part of the financial plan. They talk about what makes up a credit score, the impact of good (or poor) credit, how to find and interpret your credit score, the difference between hard vs soft credit checks and how to protect your credit. Mentioned on the Show YFP Planning AnnualCreditReport.com YFP 159: 5 Lessons Learned During a Home Refinance Join the YFP Facebook Group
Jul 19, 2020 • 8min
Ask a YFP CFP® #28: Why have interest rates gone up on my federal student loans?
Ask a YFP CFP® #28: Why have interest rates gone up on my federal student loans? Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Christian in Arkansas: Why have interest rates gone up on my federal student loans? Mentioned on the Show: YFP Planning National Student Loan Data System (NSLDS) The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Jul 16, 2020 • 44min
YFP 161: 5 Key Financial Lessons to Teach Your Kids
Cameron Huddleston, award winning journalist and author of Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances joins Tim Ulbrich to talk about five key financial lessons to teach your kids. Mentioned on the Show The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances by Cameron Huddleston CameronHuddleston.com YFP 108: How to Effectively Talk with Mom and Dad About Their Finances What I Teach My Kids About Money by Cameron Huddleston YFP Planning The Compound Effect by Darren Hardy Email Cameron Huddleston: Cameron@CameronHuddleston.com Follow Cameron on Instagram (@cameronkhuddleston) Follow Cameron on Twitter (@CHLebedinksy)
Jul 12, 2020 • 12min
Ask a YFP CFP® #27: Should I continue contributing to my 401(k) if my employer is no longer offering a match?
Ask a YFP CFP® #27: Should I continue contributing to my 401(k) if my employer is no longer offering a match? Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Erin in Virginia: Should I continue contributing to my 401(k) if my employer is no longer offering a match? Mentioned on the Show: YFP Planning YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401k Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid FIre Q&A Are You Making This $1 Million Dollar Mistake? Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
