Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books
Sep 21, 2020 • 9min
Ask a YFP CFP® #36: If I've been under the wrong repayment plan, can I apply for Temporary Public Service Loan Forgiveness (TEPSLF)?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Karen in Coral Springs: If I've been under the wrong repayment plan, can I apply for Temporary Public Service Loan Forgiveness (TEPSLF)? Mentioned on the Show: YFP Planning Email FedLoan Servicing: tepslf@myfedloan.org Federal Student Aid YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness YFP 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste? The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Sep 17, 2020 • 26min
YFP 170: The Ins and Outs of Auto Insurance
Robert Lopez, YFP's Lead Financial Planner, joins Tim Ulbrich to talk about the ins and outs of car insurance. Robert digs into why it's an important part of the financial plan, key terminology, how rates are calculated, the make-up of an auto insurance policy and common mistakes to avoid when purchasing car insurance. Mentioned on the Show YFP Financial Planning YFP 164: The Pros and Cons of Paying Cash for a Car Book a Free Discovery Call with our Certified Financial Planning Team YFP Facebook Group
Sep 14, 2020 • 10min
Ask a YFP CFP® #35: What is the best way to redistribute my stock portfolio to minimize tax implications?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Anthony in Houston, Texas: What is the best way to redistribute my stock portfolio to minimize tax implications? Mentioned on the Show: YFP Planning YFP 072: Investing Mind Tricks: How Behavioral Bias Affects our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401k Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Sep 10, 2020 • 38min
YFP 169: Helpful Tips for Getting a Mortgage
Tony Umholtz, a Mortgage Manager at IberiaBank, shares helpful tips for getting a mortgage and what you need to know when financing a home purchase or refinancing your home. Tony also breaks down the difference between pre-approvals and pre-qualifications, how interest rates are calculated, different types of home loans and everything you need to know about escrow accounts. Mentioned on the Show 5 Steps to Getting a Home Loan Apply for the Pharmacist Home Loan with IberiaBank YFP 136: The Ins and Outs of a Pharmacist Home Loan YFP 154: Getting a Home Loan in a Pandemic Zillow Redfin Realtor.com Get the Home Buying Quick Start Guide Email Tony Umholtz: tony.umholtz@iberiabank.com Call Tony Umholtz: (813) 603-4255 YFP Facebook Group
Sep 7, 2020 • 7min
Ask a YFP CFP® #34: Should I use a Roth IRA or a Traditional IRA as a resident?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Jake in Hamilton, Ohio: Should I use a Roth IRA or a Traditional IRA as a resident? Mentioned on the Show: YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Sep 3, 2020 • 40min
YFP 168: How Blake and Zac Analyze Real Estate Deals
Blake Johnson and Zac Hendricks talk about how they joined forces to build a successful real estate portfolio and investment strategy. They talk about their individual roles when investing in properties, the make-up of their current portfolio, and why they chose to focus on real estate investing. Blake and Zac lay out all the secrets on how to analyze real estate deals and break down the numbers on two of their own investment properties. Mentioned on the Show PolicyGenius: Shop for Life and Disability Insurance YFP 082: Debt Free Theme Hour with the Teacher and the Pupil w/ Joe Baker and Blake Johnson Hendricks Remodeling BiggerPockets The Book on Estimating Rehab Costs by J. Scott BiggerPockets Blog BiggerPockets Podcast The Top 20 Real Estate Books Every Investor Should Read - A Free Guide from BiggerPockets Books by Brandon Turner of BiggerPockets Rich Dad, Poor Dad: What the Rich Teach Their Kids that the Poor and Middle Class Do Not! by Robert T. Kiyosaki Think and Grow Rich by Napoleon Hill Real Estate Rookie Podcast
Aug 31, 2020 • 8min
Ask a YFP CFP® #33: What are the pros and cons of using an escrow account?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Lindsay in Wisconsin: What are the pros and cons of using an escrow account? Mentioned on the Show: YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Aug 25, 2020 • 46min
YFP 167: Must Know Real Estate Terminology
David Bright, a pharmacist, pharmacy educator and real estate investor talks about why he views real estate investing as an important part of his financial plan, how he got started in real estate investing, and key real estate investing terms and concepts. Mentioned on the Show Compare Multiple Lenders and Refinance Your Mortgage with Credible BiggerPockets BiggerPockets Real Estate Investing Calculators Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money that the Poor and Middle Class Do Not by Robert Kiyosaki BiggerPockets Podcast The Millionaire Real Estate Investor by Gary Keller, Dave Jenks and Jay Papasan Long-Distance Real Estate Investing by David Greene Real Estate Rookie Podcast Join the YFP Facebook Group
Aug 20, 2020 • 48min
YFP 166: Why Negotiation is an Important Part of Your Financial Plan
Tim Baker and Tim Ulbrich talk all things negotiation. They discuss what it is, where it can be used, why it's important to your financial plan, the goals of negotiation and tips and strategies for different parts of the negotiation process. Mentioned on the Show YFP Planning Never Split the Difference: Negotiating as if Your Life Depended on It by Chris Voss SHRM (Society for Human Resource Management) Journal of Experimental Social Psychology Join the YFP Facebook Group
Aug 17, 2020 • 7min
Ask a YFP CFP® #32: Should I contribute to a Roth IRA during residency?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Nicole from Philadelphia, Pennsylvania: Should I contribute to a Roth IRA during residency? Mentioned on the Show: YFP Planning The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
