Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books
Oct 26, 2020 • 9min
Ask a YFP CFP® #41: How do I get started with a SIMPLE IRA?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Bonnie in Florida: How do I get started with a SIMPLE IRA? Mentioned on the Show: YFP Planning Schwab SIMPLE IRA Plan for Employees Call Charles Schwab: 1-800-435-4000 Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Oct 22, 2020 • 37min
YFP 175: How to Reduce Costs During the Residency Application Process
Sarah Cummins, a PGY2 Emergency Medicine Pharmacy Resident, joins Tim Ulbrich to talk about specific strategies to make the residency application process more affordable. Mentioned on the Show Compare Multiple Lenders and Refinance Your Mortgage with Credible Sarah Cummins' Tips for Making the Residency Process More Affordable on Twitter ASHP Midyear 2020 Clinical Meeting & Exhibition Registration Information ASHP: Become a Member Gas Price Calculator Tollsmart SpotHero MegaBus Follow Sarah Cummins on Twitter: @sc_pharmd Join the YFP Facebook Group
Oct 19, 2020 • 8min
Ask a YFP CFP® #40: Will my parents be taxed for giving me money to pay down my student loans?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Kristina in Dayton, Ohio: Will my parents be taxed for giving me money to pay down my student loans? Mentioned on the Show: YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Oct 15, 2020 • 39min
YFP 174: How to Evaluate Employer Benefits During Open Enrollment
Tim Baker and Tim Ulbrich discuss how to best evaluate your employer benefits as you get ready to make selections during open enrollment. Mentioned on the Show YFP Planning - Comprehensive Fee-Only Financial Planning for Pharmacists YFP 166: Why Negotiation is an Important Part of Your Financial Plan YFP 044: How to Determine Your Life Insurance Needs YFP 045: How to Determine Your Disability Insurance Needs Protect Your Income With Life and Disability Insurance YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401k Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A YFP 163: Investing Beyond the 401k/403b Email Your Financial Pharmacist: info@yourfinancialpharmacist.com YFP 165: The Power of a Health Savings Account Join the YFP Facebook Group
Oct 12, 2020 • 19min
Ask a YFP CFP #39: Should one still pursue a pharmacy career with the projected decline in the job market?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Thanh in Durham, North Carolina: Should one still pursue a pharmacy career with the projected decline in the job market? Mentioned on the Show: YFP Planning U.S. Bureau of Labor Statistics Pharmacist Demand Indicator National Matching Services: ASHP Residency Matching Statistics AACP 2020 Graduating Student Survey YFP 005: The Impact of Rising Student Debt on a Pharmacist's Income YFP 172: Should You Be Concerned About the Projected Decline of Pharmacy Jobs? Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Oct 8, 2020 • 36min
YFP 173: Using Systems to Automate Real Estate Investing
Ryan Chaw, pharmacist and real estate investor, joins Tim Ulbrich to talk about how he built a six-figure rental portfolio, red flags to look out for as an investor and the method he uses to find good tenants. Mentioned on the Show PolicyGenius: Shop for Life and Disability Insurance YFP 140: How Ryan is Bringing in $11,000 a Month Through College Town Real Estate Investing Bigger Pockets Real Estate Rookie Podcast Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki The Millionaire Real Estate Investor by Gary Keller with Dave Jenks and Jay Papasan High Performance Habits: How Extraordinary People Become That Way by Brendon Burchard Newbie Real Estate Investing Join the YFP Facebook Group
Oct 5, 2020 • 11min
Ask a YFP CFP® #38: Can I retroactively certify payments into PSLF?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Garrett in Cincinnati, Ohio: Can I retroactively certify payments into PSLF? Mentioned on the Show: YFP Planning Public Service Loan Forgiveness Employment Certification Form FedLoan Servicing American Pharmacists Association (APhA): Financial Education AACP 2020 Graduating Student Survey Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Oct 1, 2020 • 36min
YFP 172: Should You Be Concerned About the Projected Decline of Pharmacy Jobs?
Tim Ulbrich gives his thoughts on the outlook of the pharmacy job market, what to make of the U.S. Bureau of Labor Statistics' projection for a 3% decline in pharmacy jobs over the next 10 years, and how this impacts your financial situation and plan. Tim also shares 10 steps you can take now to hedge your financial plan against job loss or reduced hours. Mentioned on the Show Fee-Only Comprehensive Financial Planning for Pharmacists Bureau of Labor Statistics: Pharmacist Job Outlook APJE: It Really Isn't That Simple by Lucinda Maine YFP 058: How Good is the ROI of the Pharmacy Degree? with Deeb Eid YFP 122: What Will be the Future of Pharmacy Practice? with Todd Sorensen Pharmacy Demand Indicator 2020 AACP Graduating Student Survey ASHP Residency Match Statistics 2019 National Pharmacist Workforce Study YFP 115: Financial Considerations for Job Loss or Reduced Hours YFP 026: Baby Stepping Your Financial Plan: The 2 Things to Focus on First The Pharmacist's Guide to Conquering Student Loans by Tim Church YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401(k) Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A YFP 171: How Austin Successfully Made the Financial Transition to New Practitioner with Austin Ulrich YFP 126: Going Beyond Six Figures Through Medical Writing with Brittany Hoffmann-Eubanks YFP 116: Transforming Your LIfe and Career Through Networking with David Burkus Friend of a Friend: Understanding the Hidden Networks that can Transform Your Life and Your Career by David Burkus APhA Financial Education Join APhA - Get 25% Off Your Membership with Code: YFP2020 My Top 10 Financial Mistakes YFP Facebook Group YFP Financial Planning Schedule a Free Discovery Call with YFP Planning
Sep 28, 2020 • 7min
Ask a YFP CFP® #37: Where can I find affordable health insurance if I don't qualify for it through an employer?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Tiana in Portland, Oregon: Where can I find affordable health insurance if I don't qualify for it through an employer? Mentioned on the Show: YFP Planning HealthCare.gov Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Sep 24, 2020 • 39min
YFP 171: How Austin Successfully Made the Financial Transition to New Practitioner Life
Austin Ulrich joins Tim Ulbrich to talk about how he and his family successfully navigated the financial transition from student pharmacist to resident to new practitioner. He discusses how they were able to become debt free while completing residency training, why and how he started a medical writing business, what it was like to finish residency and find a new job in the midst of a global pandemic and what they learned from their first home buying experience. Mentioned on the Show Join APhA- Get 25% Off Your Membership with Code: YFP2020 American Medical Writers Association (AMWA) Start: Punch Fear in the Face, Escape Average and Do Work That Matters by Jon Acuff Connect with Austin Ulrich on LinkedIn Ulrich Medical Writing American Society of Hospital Pharmacists (ASHP) Entrepreneurs on Fire with John Lee Dumas The School of Greatness with Lewis Howes
