Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books
Dec 2, 2020 • 10min
Ask a YFP CFP® #46: Should I contribute to both traditional and Roth retirement accounts?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Sierra in Portland, Oregon: Should I contribute to both traditional and Roth retirement accounts? Mentioned on the Show: YFP Planning YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401(k) Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Q&A Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Nov 26, 2020 • 5min
Happy Thanksgiving from YFP
Happy Thanksgiving from the team at Your Financial Pharmacist!
Nov 23, 2020 • 10min
Ask a YFP CFP® #45: What is a competitive equity stake or stock option to ask for at a start-up company?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Quynh-Tram in Carlsbad, California: What is a competitive equity stake or stock option to ask for at a start-up company? Mentioned on the Show: YFP Planning Holloway: Typical Employee Equity Levels Angel: Startup Salary and Equity Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Nov 19, 2020 • 34min
YFP 179: How Josh and Kara Tackled $188k of Student Loans in 28 Months
Pharmacists Josh and Kara Soppe join Tim Ulbrich to share their journey of paying off $188,000 of student loan debt in 28 months. Josh and Kara dig into why they chose to aggressively tackle their student loans, their strategy for paying them off, how they created and implemented a budget, and their plans are now that their student loans are paid in full. Mentioned on the Show YFP Planning: Financial Planning for Pharmacists Connect with Tim Ulbrich on LinkedIn Refinance Your Student Loans Mint The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD
Nov 16, 2020 • 8min
Ask a YFP CFP® #44: What should I do with my old 401(k) accounts?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brittany in Bardstown, Kentucky: What should I do with my old 401(k) accounts? Mentioned on the Show: YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Nov 11, 2020 • 47min
YFP 178: 5 Lessons Learned from Nate's First House Flip
Nate Hedrick, the Real Estate RPH, joins Tim Ulbrich to recap the 5 lessons he learned from his first real estate investment flip. Nate digs into how he found the deal, how he ran the numbers, what went well and what didn't and how he sees real estate investing fitting into his financial plan. Mentioned on the Show YFP Concierge Service YFP 160: Navigating the Home Buying Process Through the YFP Concierge Service Real Estate RPh 5 Lessons I Learned Flipping My First House Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money that the Poor and Middle Class Do Not! by Robert T. Kiyosaki Long Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties by David Greene BiggerPockets BiggerPockets Podcast YFP Financial Planning Schedule a Free 30 Minute Call with Nate Hedrick Connect with Nate Hedrick on Facebook Follow Nate Hedrick on Instagram: @realestaterph Connect with Nate Hedrick on LinkedIn YFP Facebook Group
Nov 9, 2020 • 9min
Ask a YFP CFP® #43: Can I switch between the PAYE and REPAYE plans to minimize interest accruing for non-PSLF forgiveness?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Caitlynn in Omaha, Nebraska: Can I switch between the PAYE and REPAYE plans to minimize interest accruing for non-PSLF forgiveness? Mentioned on the Show: YFP Planning The Pharmacist's Guide to Conquering Student Loans: How to Confidently Choose the Best Strategy that Saves You the Most Money by Tim Church, PharmD Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Nov 5, 2020 • 31min
YFP 177: New Book: Baker's Dirty Dozen: Principles for Financial Independence
Joe Baker, author of the newly released book Baker's Dirty Dozen: Principles for Financial Independence, joins Tim Ulbrich on the show. Joe talks about several of the principles outlined in the book, why he wrote the book and what he hopes the reader will glean from applying its principles. Mentioned on the Show Baker's Dirty Dozen: Principles for Financial Independence by Joe Baker, MBA with Lindsey Jordan Baker YFP 082: Debt Free Theme Hour with the Teacher & Pupil FinCon Ramit Sethi I Will Teach You to Be Rich: No Guilt. No Excuses. No BS. Just a 6 Week Program that Works by Ramit Sethi
Nov 2, 2020 • 6min
Ask a YFP CFP® #42: Can I contribute to a 401(k) from my former employer?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Rachel in Central Point, Oregon: Can I contribute to a 401(k) from my former employer? Mentioned on the Show: YFP Planning YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401(k) Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Oct 29, 2020 • 31min
YFP 176: How Stephanie Got $72,000 Forgiven Through TEPSLF
Stephanie Hale shares her journey applying for and receiving Public Service Loan Forgiveness (PSLF). Mentioned on the Show The Pharmacist's Guide to Conquering Student Loans by Tim Church Join the YFP Facebook Group FedLoan Servicing Ask a YFP CFP #36: If I've been under the wrong repayment plan, can I apply for Temporary Expanded Public Service Loan Forgiveness (TEPSLF)? YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness (PSLF) YFP 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste? College Cost Reduction and Access Act of 2007 Temporary Expanded Public Service Loan Forgiveness (TEPSLF) Email TEPSLF@myfedloan.org Public Service Loan Forgiveness Program Support (PSLF) Facebook Group Your Financial Pharmacist Podcast
