Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books
Jan 4, 2021 • 6min
Ask a YFP CFP® #51: Can I refinance my student loans to a variable rate now and refinance to a fixed rate later if my interest rate increases?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Blake from the YFP Facebook Group: Can I refinance my student loans to a variable rate now and refinance to a fixed rate later if my interest rate increases? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Join the YFP Facebook Group Your Financial Pharmacist: Student Loan Refinancing Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Dec 31, 2020 • 38min
YFP 184: How to Optimize Your 2021 Tax Strategy
Paul Eikenberg, YFP Director of Tax and CFO, joins Tim Ulbrich to talk about how to optimize your tax situation in 2021. Paul discusses the difference between tax planning and preparation, common tax planning mistakes he sees pharmacists making, and strategies pharmacists should consider employing to optimize their tax situation. Mentioned on the Show 2020 End of Year Financial Checklist File Your Taxes with YFP YFP 070: Pre-Planning for Tax Season Tim Baker, CFP® and Director of Financial Planning Bureau of Labor Statistics: Pharmacists Federal Student Aid: Public Service Loan Forgiveness (PSLF) YFP 165: The Power of a Health Savings Account Why I'm Not Using My Health Savings Account to Pay for Medical Expenses Tax-Free Wealth: How to Build Massive Wealth by Permanently Lowering Your Taxes by Tom Wheelwright YFP Planning: Financial Planning for Pharmacists Why Most Pharmacists Should Do A Backdoor Roth IRA YFP 096: How to do a Backdoor Roth IRA Book a Discovery Call with YFP Planning
Dec 28, 2020 • 7min
Ask a YFP CFP® #50: Should I buy life insurance for my child?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Andrea in Warba, Minnesota: Should I buy life insurance for my child? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists PolicyGenius: Should You Buy Life Insurance for Children? Join the YFP Facebook Group Book a Discovery Call with YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Dec 24, 2020 • 30min
YFP 183: How Amanda and Holden Created Freedom by Paying Off $100k of Debt
Amanda and Holden Graves join Tim Ulbrich to talk about their journey paying off $100,000 of student loans and other debt in just a few years. They share their strategies for aggressively repaying their debt, how they were able to effectively work together as a couple, and what lies ahead for them and their financial plan now that they are officially debt free. Mentioned on the Show YFP Planning: Financial Planning for Pharmacists 2020 End of Year Financial Checklist The Scope of Practice: How One Pharmacist Paid Off $100,000 in Student Loans and Other Debt in Just a Few Years The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich by David Bach Joe Baker Baker's Dirty Dozen: Principles for Financial Independence by Joe Baker, MBA I Will Teach You To Be Rich by Ramit Sethi
Dec 21, 2020 • 8min
Ask a YFP CFP® #49: Is my position protected if I've used all of my FMLA and submit a claim for long-term disability?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Andrea in Olathe, Kansas: Is my position protected if I've used all of my FMLA and submit a claim for long-term disability? Mentioned on the Show: YFP Planning Your Financial Pharmacist: Protect Your Income Seven Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD - Get 15% Off with Code: YFP YFP 045: How to Determine Your Disability Insurance Needs Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Dec 17, 2020 • 39min
YFP 182: How This New Practitioner is Leveraging a Team to Invest in Long-Distance Real Estate
Young Park, new practitioner and real estate investor, joins Tim Ulbrich on this week's podcast episode, sponsored by APhA, to talk about his portfolio, why he likes real estate investing, how he got started, what has worked, what hasn't worked, and why and how he invests in Kansas City while living in Hawaii. Mentioned on the Show: Join APhA - Get 25% Off Your Membership with Code: YFP2020 YFP 112: Why One PhD Pharmacist is Taking On Two Side Hustles BIgger Pockets on Youtube Your Financial Pharmacist Podcast Bigger Pockets Bigger Pockets Real Estate Podcast Buy, Rehab, Rent, Refinance, Repeat by David Greene Long Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties by David Greene
Dec 14, 2020 • 9min
Ask a YFP CFP® #48: How can I determine if a potential employer qualifies for PSLF?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Alex in Pleasanton, California: How can I determine if a potential employer qualifies for PSLF? Mentioned on the Show: YFP Planning Federal Student Aid: Public Service Loan Forgiveness Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification and Application Tax Exempt Organization Search Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Dec 10, 2020 • 44min
YFP 181: How YFP is Different Than Most Financial Planning Firms
Tim Baker, YFP co-founder and Director of Financial Planning, talks about his journey becoming a financial planner. He discusses why all financial planning is not created equal, how and why YFP Planning services differ from traditional firms, and the importance of fee-only, fiduciary, and comprehensive distinctions. Mentioned on the Show: YFP Planning - Comprehensive Fee-Only Financial Planning for Pharmacists YFP 015: Financial Planning Series: Interview w/ Tim Baker (West Point to CFP®) XY Planning Network YFP Concierge Service Book a Free Discovery Call with YFP Planning
Dec 7, 2020 • 10min
Ask a YFP CFP® #47: What happens if I contribute beyond the maximum annual limits to a 401(k) or IRA?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Frank in Bonita Springs, Florida: What happens if I contribute beyond the maximum annual limits to a 401(k) or IRA? Mentioned on the Show: YFP Planning Seven Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401(k) Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A Book a Discovery Call with YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Dec 3, 2020 • 49min
YFP 180: How Allyson Used Her Pharmacy Skills to Build a Natural Skincare Company
Allyson Brennan, founder and owner of Emogene & Co., a natural skincare company, joins Tim Ulbrich on the show. Allyson talks about her background in pharmacy, why and how she started Emogene & Co., how she has had success in such a short period of time, and what lies ahead as she prepares for growth in 2021 and beyond. Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Adam Martin, The Fit Pharmacist Your Financial Pharmacist Emogene & Co. Natural Skincare Follow Emogene & Co. on Instagram: @__emogeneandco__ Connect with Emogene & Co. on Facebook
