Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books
Feb 8, 2021 • 13min
Ask a YFP CFP® #56: Should I carry my own professional liability insurance or is my employer's coverage enough?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Amy in Raleigh, North Carolina: Should I carry my own professional liability insurance or is my employer's coverage enough? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists YFP 155: Why You Need Liability Insurance Professional liability insurance: Should you carry your own policy? Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Feb 4, 2021 • 31min
YFP 189: Options for Investing When You're Maxing Out Your Retirement Accounts
On this episode sponsored by LendKey, Tim Baker, Co-Founder and Director of Financial Planning at Your Financial Pharmacist, joins Tim Ulbrich to talk about strategies for investing when you have maxed out your traditional retirement accounts. Mentioned on the Show: LendKey: Refinance Your Student Loans 2021 Key Retirement and Tax Numbers to Know YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401k Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A YFP 163: Investing Beyond the 401k/403b YFP Planning: Financial Planning for Pharmacists Priority of Investing Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki YFP 167: Must Know Real Estate Terminology YFP 129: How One Pharmacist Built a 29 Unit Real Estate Portfolio YFP 140: How Ryan is Bringing in $11,000 a Month Through College Town Real Estate Investing YFP 173: Using Systems to Automate Real Estate Investing YFP 178: 5 Lessons Learned from Nate's First House Flip Scott Rieckens Playing with FIRE: How Far Would You Go for Financial Freedom by Scott Rieckens YFP 188: Playing with FIRE: An Interview with Scott Rieckens Book a Free Discovery Call with YFP Planning
Feb 1, 2021 • 10min
Ask a YFP CFP® #55: Are there any tax implications for rolling over my old 403(b) accounts to a traditional IRA?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Cindy in Albuquerque, New Mexico: Are there any tax implications for rolling over my old 403(b) accounts to a traditional IRA? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Free Guide: Should I Rollover My Dormant 401(k)? YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401k Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A Baker's Dirty Dozen: Principles for Financial Independence by Joe Baker, MBA with Lindsey Jordan Baker Joe Baker Book a Free Discovery Call with YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Jan 28, 2021 • 41min
YFP 188: Playing with FIRE: An Interview with Scott Rieckens
On this episode, sponsored by Insuring Income, Scott Rieckens, author of Playing with FIRE, joins Tim Ulbrich to talk about his journey towards achieving FIRE. Scott digs into the ins and outs of the FIRE movement, why he and his wife decided to leave their friends and family in San Diego, how to calculate your early retirement number, and strategies for implementing your own FIRE plan. Mentioned on the Show: Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance Playing with FIRE Playing with FIRE: How Far Would You Go for Financial Freedom by Scott Rieckens Playing with FIRE: The Documentary Mr. Money Mustache: Financial Independence Podcast Mr. Money Mustache: The Mad Fientist FIRE Retirement Calculator YFP Planning: Financial Planning for Pharmacists Jonathan Mendonsa ChooseFI Vicki Robin Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Domingues The Minimalists Brad Barrett Follow Playing with FIRE on Twitter: @playwithfireco Follow Playing with FIRE on Instagram: @playwithfireco
Jan 25, 2021 • 5min
Ask a YFP CFP® #54: Should I open a 529 plan from another state with higher fees or one from my state that offers a tax deduction?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Jojo from the YFP Facebook Group: Should I open a 529 plan from another state with higher fees or one from my state that offers a tax deduction? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Join the YFP Facebook Group Savingforcollege.com Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Jan 21, 2021 • 35min
YFP 187: How to Maximize Your Student Loan Strategy While Federal Student Loan Payments are Paused
On this episode sponsored by LendKey, Kelly Reddy-Heffner, YFP Lead Financial Planner, joins Tim Ulbrich to talk through how those with federal student loans should be maximizing their student loan repayment strategy during another extension of administrative student loan forbearance. Mentioned on the Show: LendKey: Refinance Your Student Loans YFP Planning: Financial Planning for Pharmacists Student Loan Analysis: A One-on-One Customizable Plan to Tackle Your Student Loans Schedule Your Student Loan Analysis YFP Facebook Group Seven Figure Pharmacist by Tim Church PharmD and Tim Ulbrich, PharmD The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD Baker's Dirty Dozen: Principles for Financial Independence by Joe Baker, MBA with Lindsey Jordan Baker Tim Baker, CFP® and Director of Financial Planning Current Student Loan Refinance Interest Rates Federal Student Aid YFP Podcast
Jan 18, 2021 • 7min
Ask a YFP CFP® #53: I have several different types of retirement accounts from previous employers. What should I do with them?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Madelyn from the YFP Facebook Group: I have several different types of retirement accounts from previous employers. What should I do with them? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Join the YFP Facebook Group IRS Rollover Chart Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Jan 14, 2021 • 30min
YFP 186: The Picture Perfect Side Hustle
On this episode sponsored by Live Oak Bank, pharmacist and photographer Landen Conner shares how he turned his side hustle into his main gig, why and how he started his photography business, how he found his niche, and the mechanics of his business. Mentioned on the Show Live Oak Bank: Loans and Financial Solutions for Pharmacies Join the YFP Facebook Group YNAB. Your Best Year Ever by Michael Hyatt Side Hustle to Main Gig: Landen Conner used his experience and cash from a pharmacy job to create a photography business Christian Chamber of Commerce Connect with Landen Conner on LinkedIn Connect with Landen Conner Photo on Facebook YFP Podcast Join the YFP Facebook Group ConvertKit Dave Ramsey Landen Conner Photography Call Landen Conner: (504) 905-2249
Jan 11, 2021 • 7min
Ask a YFP CFP® #52: Should I use money from my 401(k) to pay off student loans?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Heather from the YFP Facebook Group: Should I use money from my 401(k) to pay off student loans? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Join the YFP Facebook Group Your Financial Pharmacist: Student Loan Refinancing Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Jan 7, 2021 • 30min
YFP 185: 10 Financial Moves to Make in 2021
Tim Ulbrich talks through 10 financial moves to make in 2021. It's time to turn the page on 2020 and start 2021 off the right way and that's with an intentional plan. Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Join the YFP Facebook Group YNAB. Your Best Year Ever by Michael Hyatt 10 Financial Discussions Every Couple Should Have YFP 165: The Power of a Health Savings Account I Will Teach You To Be Rich by Ramit Sethi YFP 057: The Power of Automating Your Financial Plan Your Financial Pharmacist Blog Use Coupon Code 'YFP' for 15% Off: The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD YFP 184: How to Optimize Your 2021 Tax Strategy File Your Taxes with Your Financial Pharmacist YFP 044: How to Determine Your Life Insurance Needs YFP 045: How to Determine Your Disability Insurance Needs YFP 155: Why You Need Liability Insurance Protect Your Income with Life and Disability Insurance YFP 173: Using Systems to Automate Real Estate Investing w/ Ryan Chaw YFP 178: 5 Lessons Learned from Nate's First House Flip w/ Nate Hedrick YFP 182: How This New Practitioner is Leveraging a Team to Invest in Long-Distance Real Estate w/ Young Park Bigger Pockets Bigger Pockets Real Estate Investing Forums Bigger Pockets Real Estate Podcast The Bigger Pockets Blog ABC's of Real Estate Investing by Ken McElroy Dave Ramsey's Financial Peace University Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley and William D. Danko The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich by David Bach Tax-Free Wealth: How to Build Massive Wealth by Permanently Lowering Your Taxes by Tom Wheelwright The Truth About Money by Ric Edelman The Compound Effect: Jumpstart Your Income, Your Life, Your Success by Darren Hardy The Behavioral Investor by Daniel Crosby Happy Money: The Science of Happier Spending by Elizabeth Dunn and Dr. Michael Norton YFP Planning: Financial Planning for Pharmacists Book a Free Discovery Call with YFP Planning YFP 181: How YFP is Different Than Most Financial Planning Firms
