Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books
Mar 15, 2021 • 10min
Ask a YFP CFP® #61: Should I consider investing in a REIT (real estate investment trust)?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from the YFP Facebook Group: Should I consider investing in a REIT (real estate investment trust)? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Join the YFP Facebook Group Real Estate RPh: Helping Pharmacists Navigate the World of Real Estate David Bright Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Mar 11, 2021 • 42min
YFP 194: How Karine Used Her Pharmacy Skills to Create a Successful Healthy Dessert Business
On this episode, sponsored by Insuring Income, Karine Wong, pharmacist, educator, and entrepreneur, joins Tim Ulbrich to talk about her journey starting My Guiltless Treats. Karine discusses how she uses her pharmacy skills in her entrepreneurial journey, how to determine whether or not a business idea is worth pursuing, why it is so important to have a clear purpose and vision, and why saying 'yes' is so crucial when starting and running your own business. Mentioned on the Show Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance My Guiltless Treats Call Me Doctor by K. Wong Don't Sit on Her! by Karine Wong Pharmacy Pearls Quiz App by Karine Wong Connect with Karine Wong on LinkedIn Connect with Karine Wong on Facebook Follow Karine Wong on Instagram @KarineWongPharmD Send Karine a Message
Mar 8, 2021 • 9min
Ask a YFP CFP® #60: What are the pros and cons of taking out a 401(k) loan for a down payment on a house?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Manish in San Francisco, California: What are the pros and cons of taking out a 401(k) loan for a down payment on a house? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Iberia Bank Home Loan: Get Pre-approved and Compare Multiple Lenders to Find the Home Loan That's Right For You Nate Hedrick. the Real Estate RPh YFP Real Estate Concierge Services Seven Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD Buy or Refi a Home Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Mar 4, 2021 • 25min
YFP 193: Building vs Buying a Home: What to Consider
On this episode, sponsored by Live Oak Bank, Nate Hedrick, the Real Estate RPh, joins Tim Ulbrich to discuss considerations for building vs. buying a home, the pros and cons of building, lending considerations when building a home, and common pitfalls when choosing to build a home. Mentioned on the Show Live Oak Bank: Loans and Financial Solutions for Pharmacies Buy or Refi a Home Real Estate RPh: Helping Pharmacists Navigate the World of Real Estate YFP 190: 7 Ways to Reduce Your Monthly Housing Costs 20 Questions to Ask if You're Building a Home YFP 191: 10 Common Mortgage Mistakes to Avoid Schedule a Call with Nate: YFP Real Estate Concierge Services
Mar 1, 2021 • 10min
Ask a YFP CFP® #59: Why did my credit score drop when I made no major changes?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Liz in Lexington, Kentucky: Why did my credit score drop when I made no major changes? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Credit Karma Credit Sesame Annual Credit Report YFP 162: Credit 101 Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Feb 25, 2021 • 35min
YFP 192: Findings from the 2021 Pharmacist Salary Guide
On this episode, sponsored by Insuring Income, Alex Barker, founder of The Happy PharmD, joins Tim Ulbrich to discuss takeaways from the 2021 Pharmacists's Salary Guide, including the current state of the job market, trends in salary and compensation, and contributors to job stress and dissatisfaction. Mentioned on the Show Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance The Happy PharmD Download The Happy PharmD 2021 Pharmacist Salary Guide YFP 092: Creating an Indispensable Pharmacy Career Pharmacy Times: 2016 Pharmacist Salary Guide PayScale: Pay by Experience Level for Pharmacists U.S. Bureau of Labor Statistics, Occupational Outlook Handbook: Pharmacists JobRX 2019 AACP National Pharmacist Workforce Study Join the YFP Facebook Group DrugTopics Pharmacy Salary Survey Results: Salaries Stabilize as Stress and Job Dissatisfaction Soar Connect with Alex Barker on LinkedIn
Feb 22, 2021 • 8min
Ask a YFP CFP® #58: How do I figure out how much of my raise is actually money in my pocket versus money I would lose in taxes?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Liz in Pittsburgh, Pennsylvania: How do I figure out how much of my raise is actually money in my pocket versus money I would lose in taxes? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists SmartAsset Federal Paycheck Calculator File Your Taxes with YFP Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Feb 18, 2021 • 33min
YFP 191: 10 Common Mortgage Mistakes to Avoid
On this episode sponsored by LendKey, Tony Umholtz, a Mortgage Manager for IberiaBank, joins Tim Ulbrich to discuss 10 common mortgage mistakes homebuyers make and steps you can take to avoid them. Mentioned on the Show: LendKey: Refinance Your Student Loans 5 Steps to Get a Home Loan Free Webinar: Home Buying in 2021...What You Need to Know Iberia Bank Home Loan: Get Pre-approved and Compare Multiple Lenders to Find the Home Loan That's Right for You YFP 169: Helpful Tips for Getting a Mortgage YFP 136: The Ins and Outs of the Pharmacist Home Loan Buy or Refi a Home YFP Real Estate Concierge Services YFP 162: Credit 101 YFP Planning: Financial Planning for Pharmacists YFP 190: 7 Ways to Reduce Your Monthly Housing Costs Real Estate RPH YFP 113: Is Your Home an Asset or Liability? Book a Discovery Call with YFP Planning
Feb 15, 2021 • 10min
Ask a YFP CFP® #57: Should I pay off my student loans before saving for a house down payment?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Abby in Madison, Wisconsin: Should I pay off my student loans before saving for a house down payment? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Iberia Bank Home Loan: Get Pre-approved and Compare Multiple Lenders to Find the Home Loan That's Right For You Buy or Refi a Home Book a Discovery Call with YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Feb 11, 2021 • 30min
YFP 190: 7 Ways to Reduce Your Monthly Housing Costs
On this episode, sponsored by Insuring Income, Nate Hedrick, the Real Estate RPh, joins Tim Ulbrich to discuss 7 ways to reduce your monthly housing costs. Mentioned on the Show: Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance Register for the Free Webinar: Home Buying in 2021...What You Need to Know YFP 178: 5 Lessons Learned from Nate's First House Flip Real Estate RPh: Helping Pharmacists Navigate the World of Real Estate YFP Real Estate Concierge Services YFP 152: Living the Van Life During Residency U.S. Bureau of Labor Statistics: Consumer Expenditures Midyear Update - July 2018 through June 2019 Average YFP 130: House Hacking Your Way to Financial Freedom Bigger Pockets The House Hacking Strategy by Craig Curelop YFP 173: Using Systems to Automate Real Estate Investing YFP 160: Navigating the Home Buying Process Through the YFP Concierge Service Scott Rieckens Playing with FIRE: How Far Would You Go for Financial Freedom by Scott Rieckens YFP 188: Playing with FIRE: An Interview with Scott Rieckens Geoarbitrage - The Blog of Author Tim Ferriss RENTCafe YFP 121: Creating Another Stream of Income as an Airbnb Host AirBnB Calculator Policygenius Buy or Refi a Home
