Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books
May 23, 2020 • 12min
Ask a YFP CFP® #23: Is my brokerage account portfolio allocated appropriately?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Eric in Hoffman Estates, Illinois: Is my brokerage account portfolio allocated appropriately? Mentioned on the Show: YFP Planning Book a Free Financial Planning Call with a YFP CFP® YFP 72: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 73: How to Determine the Priority of Investing YFP 74: Evaluating Your 401k Plan YFP 75: DIY, Robo or Hire a Planner? YFP 76: Investing Rapid Fire Q&A Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
May 21, 2020 • 32min
YFP 153: COVID-19 & Student Loans: What's Next?
Adam Minsky, an attorney devoted to helping student loan borrowers and a Senior Contributor to Forbes, joins Tim Ulbrich on today's episode. Adam talks about the student loan proposals that do and do not have momentum including The HEROES Act recently passed by the House, and what you should expect going forward as it relates to your own student loan repayment plan. Mentioned on the Show Take the Financial Fitness Test The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD There Are Now Five Plans to Forgive Student Loans - How Do They Compare? by Adam S. Minsky, Esq. Student Loan Servicers are Dinging Credit Reports for The CARES Act Forbearance by Adam S. Minsky, Esq. AnnualCreditReport.com The HEROES Act Boston Student Loan Lawyer Follow Adam Minsky on Forbes Follow Adam Minsky on Twitter Connect with Adam Minsky on LinkedIn
May 17, 2020 • 9min
Ask a YFP CFP® #22: How do I consolidate retirement accounts?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brad in Detroit, Michigan: How do I consolidate retirement accounts? Mentioned on the Show: YFP Planning Book a Free Financial Planning Call with a YFP CFP® Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
May 14, 2020 • 25min
YFP 152: Living the Van Life During Residency
Rena Crawford, a PGY2 resident living in San Diego, California, joins Tim Ulbrich on the show. Rena took matters into her own hands after realizing how high the cost of living is in San Diego, especially on a resident's salary, and came up with a creative solution: to buy and renovate an old van for $7,000 and live in it. Rena dives into the details of living in a van, her dreams of attaining financial freedom, and the lessons she's learned along the way. Mentioned on the Show YFP Planning
May 11, 2020 • 9min
Ask a YFP CFP® #21: What options do I have to access 401(k) funds if my spouse gets laid off or my hours get cut?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from an anonymous YFP community member: What options do I have to access 401(k) funds if my spouse gets laid off or my hours get cut? Mentioned on the Show: YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
May 7, 2020 • 41min
YFP 151: How Personal Finance Perceptions Affect Student Pharmacists' Career Choices
Dr. Nick Hagemeier joins Tim Ulbrich to talk about an article he and his colleagues published in the American Journal of Pharmaceutical Education titled Student Pharmacists' Personal Finance Perceptions, Projected Indebtedness Upon Graduation, and Career Decision Making. They discuss the history of student loan debt in pharmacy education, Nick's experience teaching personal finance to pharmacy students and why today's graduates, more than ever, should be equipped with the knowledge and tools necessary to manage the pressures associated with large student loan debts. Mentioned on the Show Refinance Your Mortgage with Credible AJPE: Student Pharmacists' Personal Finance Perceptions, Projected Indebtedness Upon Graduation, and Career Decision-making by Nicholas E. Hagemeier, PharmD, PhD, Chad K. Gentry, PharmD, Debbie C. Byrd, PharmD, MBA, L. Brian Cross, PharmD, Daniel Rose, PharmD, Nasar Ansari, PharmD, Pooja Subedi, MPH, and Tandy Branham, PharmD YFP 082: Debt Free Theme Hour with the Teacher and Pupil w/ Joe Baker and Blake Johnson Bureau of Labor Statistics Occupational Outlook on Pharmacists YFP 124: The Behavioral Investor w/ Daniel Crosby
May 4, 2020 • 9min
Ask a YFP CFP® #20: What is a federal income tax holiday and what considerations should pharmacists make if the HEROES Act passes?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Beth in Sioux Falls, South Dakota: What is a federal income tax holiday and what considerations should pharmacists make if the HEROES Act passes? Mentioned on the Show: YFP Planning HEROES Act Proposed Legislation File Your Taxes with YFP Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Apr 29, 2020 • 28min
YFP 150: New Book: The Pharmacist's Guide to Conquering Student Loans
Tim Church talks about the release of his new book, The Pharmacist's Guide to Conquering Student Loans: How to Confidently Choose the Best Payoff Strategy That Saves You the Most Money. This book is available for a special preorder until May 7 which includes exclusive bonuses like free shipping, discounted pricing and a free Conquer Loans t-shirt (with certain packages). Mentioned on the Show The Pharmacist's Guide to Conquering Student Loans: How to Confidently Choose the Best Payoff Strategy That Saves You the Most Money YFP 149: Crushing $400k of Student Loans in 5 Years YFP Facebook Group Seven Figure Pharmacist by Tim Church and Tim Ulbrich Studentaid.gov Refinance Your Student Loans YFP 026: Baby Stepping Into Your Financial Plan - The 2 Things to Focus on First
Apr 27, 2020 • 6min
Ask a YFP CFP® #19: Should I use a home equity loan to pay off my student loans?
Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Maliha in Dublin, California: Should I use a home equity loan to pay off my student loans? Mentioned on the Show: YFP Planning Refinance Your Student Loans YFP Facebook Group Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.
Apr 22, 2020 • 36min
YFP 149: Crushing $400k of Debt in 5 Years
Tim and Andria Church join Tim Ulbrich to talk about their journey paying off $400,000 of debt in 5 years. They share their motivation behind such an aggressive repayment strategy, how they paid it all off and their plans now that they are debt free. Mentioned on the Show Refinance Your Mortgage with Credible Refinance Your Student Loans First Republic
