Everyone's Talkin' Money

Have you ever wanted to drastically change your life? Turn everything upside down, recreate yourself and live a life full of adventure. What if you were just one step away from a radical change in your life?Today’s podcast episode is going to inspire you, I know it did me. My guest, Shane Dillon, reached out to me a few months ago and I was blown away by his story. Get this, in 2017 he left behind his 9 to 5 job to bicycle across the U.S. and Europe, moved to Spain to teach and wrote his first personal finance book. Shane will inspire you in this episode to reach beyond what you thought was possible for your life.What You'll Learn How Shane decided to leave his 9 to 5 behind and bicycle across the U.S. and Europe The lessons Shane learned about himself and his finances on his journey Why Shane moved to Spain and how he manages his money living aboard The crazy story of Shane's book, The Franklin Fi, and how he wrote it on a cycling adventure Shane's tips to cultivating a life of adventure, purpose, and passion Why you need to think of yourself as a human corporation Links The Franklin Fi Shane on Twitter The Logical Journey SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Student loan debt in 2020 hit a record and is now about $1.56 trillion and growing. If you have student loan debt, I can bet you’d do just about anything to get it paid off. You might also feel a great deal of anxiety, maybe even depression, or anger towards your student loans. No matter how much you owe, you’re probably wondering how to pay off your loans FAST. Robert Farrington, the creator of the brilliant website The College Investor, is here to share what you need to know about your student loans in 2020 and beyond.What You'll Learn Should you defer your loans What did the CARES Act say about student loans How to pay off your loans quickly Should you consolidate or refinance your loans How to invest and pay off your student loans What student loan repayment plan should you be on Is student loan forgiveness for you How to avoid student loan scams Links The College Investor Studentaid.gov Loanbuddy.us Chipper CARES Act SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you look at the list of things you want to do with your money and break out into sweat not knowing what to do first, and when to do it? If you’re shaking your head yes know that you are so not alone. That is what makes money so interesting and so tricky at the same time. Not to panic though, our guest Kennedy Reynolds from Acorns is here to help you learn how to maximize your money to work for you instead of against you.What You'll Learn How to make investing work for you Easy ways to track your money each month Why personal finance education is a difference-maker The ins and outs of Acorns and how you can start investing with spare change How to start teaching your kids about money Links Acorns Grow Your Oak book by Kennedy Money Flow Plan Workshop by Shannah Episode SponsorGet unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let me ask you this, are you married or do you have a committed partner? Do you have kids? Does someone depend on your income? Do you own a house? If you answered yes to any of these questions, then quite possibly you really do need life insurance. Allison Kade, the millennial money expert at Fabric is here to breakdown the ins and outs of life insurance and answer that burning question – do you really need life insurance.What You'll Learn Who needs life insurance and who doesn't How much life insurance do you need What the heck is a healthcare proxy and do you need one How much does life insurance cost Why life insurance is a serious self-care act Links Fabric  Allison's website Podcast SponsorGet unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most of us have a love/hate relationship with debt. Debt can help you buy things like houses, cars, and to get a college degree, but debt can also feel like a giant anchor that is keeping you from moving forward. Stress, anger, depression, even suicide can be the result of having too much debt.When Daniela Corrente moved to the U.S. she was introduced to the culture of you can achieve anything just by swiping a credit card. Knowing there had to be a better way to shop and spend her money, Daniela co-founded Reel, a shopping site that empowers people to buy what they want without going into debt. Can you imagine that – buy what you want and skip the debt?What You'll Learn Understand the emotional side of debt Hear Daniela's story of going into debt and how it lead her to start Reel How does Reel's save-to-buy approach work Should you use pay later services like Afterpay Tips on how to shop debt-free Links Reel Reel on Instagram Reel on YouTube Money Flow Workshop Link Episode SponsorGet unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a special summer reboot episode with timeless advice about investing.I’m normally not a big fan of separating women from men when it comes to money, however, I am a strong supporter of creating a new language around investing for women. Why, because, as our guest, Amanda Holden, aka the Dumpster Doggy says, "there’s a lot of femme shaming when it comes to money, how we’re spending and investing it and well, we just don’t process information the same way, but that’s a good thing."So let’s drop the bs and get some solid investing advice from someone who is committed to changing the way women invest.What You'll Learn Why Amanda is passionate about teaching women what they need to know without the bs The story behind Amanda's successful blog, The Dumpster Dog Blog Money blindspots women have and how to avoid those How to win at investing even if you are a newbie Why learning about investing is critical Links Invested Development course (use code millennial for $50 off) The Dumpster Dog Blog Amanda on Instagram SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s guest, David Waldrop, is a friend of the podcast who has been on the show in the past He’s a CFP® and has so many great tips to help you build a stronger financial foundation, including these 5 easy steps to improve your finances. This is a reboot episode, but the content is still as good in 2020 as it was last year!There are podcasts, and blogs, and articles and apps all giving you tips and strategies for your money and then there are so many places for your money to go – paying off debt, saving to build your er fund, college funds for kids, buying your first house, going on a trip to Europe to eat gelato in Italy. But there’s only so much money to go around.What You'll Learn: Why it's easier to start with easy money steps What he thinks is the top money step that everyone must do Why you shouldn't overlook giving yourself a raise and how to do it What the most overlooked money step is and why it's important What he would tell his 30 something self about life and money Links: The Astute Advisor David's YouTube Channel Episode Sponsor:Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask ShannahHave an Ask Shannah question, submit it hereGet Social·     Shannah on Twitter·     Shannah on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's my birthday month, so I'm celebrating with you by reminiscing over the six money lessons that I wish I would've learned sooner (so hopefully you don't have to make the same mistakes).What You'll Learn The power in building buckets of wealth and what to do with your oh sh*t fund Some of the biggest money lessons I learned from people who are very wealthy The one mindset trick I use to get me in a better money mindset How to ditch the money guilt complex and feel good about earning more money Understanding the relationship between risk and reward Why I love having a July birthday :) LinksSign up for my weekly email newsletter, Let's Talk Money, and get exclusive tips, suggestions, how-tos, and more delivered to your inbox every Monday.Podcast SponsorGet unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet SocialShannah on Twitter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're *almost* to the midpoint of 2020. With all that is going on, it feels like a good time to do a little refresher on your credit score, what to do with your stimulus check, and other great money tips to help you get through this year.As our guest, Lauren Silbert, the VP, General Manager of The Balance says, literally no one could’ve predicted what is going on right now in the world and the financial impacts it would have. If anything, that should give you a little sense of relief to let go of any negative thoughts you’re having about why you did or didn’t make certain money choices before a global pandemic and focus no on what you can do going forward.What You'll Learn How to give yourself a break around money right now The difference in the economy between 2008 and 2020 (and why this matters) What to do with your stimulus check if you haven't already spent it How to focus on building up your cash reserves What you need to know about your credit score Tips to avoid identity theft with your stimulus check and more Links The Balance Lauren Silbert on Instagram Episode SponsorsGet unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

OK, question for you…where is your money right now? We tend to overlook the place that our money is hanging out at, aka our bank, but where your money at is probably more important than how much you’ve got in your account. Your banking partner should be just that, a partner, helping you grow, flourish and achieve your money goals. Tamar Atamian, VP of Marketing from Wescom Credit Union, is back on the show to talk about why your relationship with your bank matters, what makes credit unions stand out in 2020, and how to figure out if your bank has your back.What You'll Learn Why your relationship with your bank matters How to evaluate your bank The difference between credit unions and traditional banks How Wescom Credit Union has served their customers during the pandemic What to look for in a bank (hint, it's more than the accounts they offer) Links Wescom Credit Union Wescom on Instagram Wescom on Twitter Podcast SponsorGet unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.ASK SHANNAHHave an Ask Shannah question, submit it hereGET SOCIAL·     Shannah on Twitter·     Shannah on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices