Everyone's Talkin' Money

We're featuring another Best Of episode from 2018 that was a listener favorite.All personal finance experts can agree on one thing – starting to save early will almost always help you reach your lifestyle goals quicker and with more ease than those who wait longer. When you think about your savings there are two ways you can save – the crockpot style or the microwave style.Inspired by a recent industry article in Financial Planning Magazine, thinking about a crockpot for your savings strategy makes pretty good sense. With any crockpot recipe, the idea is simple. You gather all your ingredients ahead of time, throw them into the crockpot, turn it on low and slow for 6-8 hours, and then you have an almost always perfect meal sure to wow anyone.What You'll Learn We’ll chat about the crockpot method of savings Why a crockpot method might make more sense than microwaving your savings Focus on saving little by little over time with consistency so whenever you reach the age you would like to quit working, your investments and savings have spent some time “cooking together.” Let’s talk about what you can and can’t control with your savings Some guidelines to always keep in mind with savings Links Mentioned: 401(k) Calculator How Much to Save for Retirement Investor Questionnaire  Risk Tolerance Profile (just pretend it’s in USD) SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!If you loved this episode, don’t forget to share it with your friends on your favorite social channel and tag @shannahgame.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are so many money apps out there! Excuse my over-emphasis here, but there are so many money apps that it’s easy to find yourself in a state of app overload. I surely haven’t tested all the apps out there, but thanks to this show I’d had a first-hand look at so many that I think are worthy of a download and a permanent place on your phone. I’m dishing a few of my favorites in this episode to help you spend, save, grow, and protect your cash.What You'll Learn The best money apps for online banking that offer no-fees and a slew of other benefits Two great apps to help you save money on your purchases, Raise and Slide, and why CEO Jay Klauminzer says these are must-have apps Why contactless payments are revolutionizing the app game How to use money apps to protect your cash My PIVOT system to transform your cash and help you achieve your money goals Links Aspiration Varo Raise Slide Fabric Acorns You Need a Budget Clarity Money Simple Personal Capital Spendee Albert Episode SponsorThanks to Indeed for sponsoring this episode. Try Indeed out with a FREE SEVENTY-FIVE DOLLAR CREDIT at Indeed.com/MYMONEY. This is their BEST offer available ANYWHERE.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

There always needs to be a why when searching for financial independence. Why do you want to want to save money, why do you want to buy a house, why do you want to change your career, why do you want to retire early?Our guest in this summer reboot episode, Bola Sokunbi, is a finance expert, author, podcaster, and founder of Clever Girl Finance discovered her why way back in college when she saved 100K in three years – that is no small feat. She did all sorts of things to save the money, stuff that you and I might think is crazy… but it worked. And now she wants to show you how you can find your why, create massive change in your life, and have some fun doing it.What You'll Learn The steps Bola took to save 100K in three years The money lessons Bola learned from her mom that helped her in her financial journey Why Bola decided to write a book and the chapters she thinks you need to read ASAP What's one piece of money advice Bola wished every woman knew How to achieve big money goals when they feel so far away Links Clever Girl Finance Clever Girl Finance Book SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

So, 2020, you’ve been a bit of an interesting year…but interesting doesn’t always mean it’s bad. Depending on what is going on in your world, now might be the right time to buy a house, believe it or not. What do you need to know, what credit score are you aiming for, how to secure the best loan, and countless other important details coming in this episode with Anthony Sherman, co-founder, and CEO of Simplist.What You'll Learn Is now the time to be looking for a new house What credit score do you need in 2020 to get the best interest rates How and why to get pre-approved for a mortgage How to get a mortgage if you're self-employed What happens if you lose your job while you're trying to buy a house Best money practices to set yourself up for a mortgage I share my own journey of buying a house Episode SponsorThanks to Indeed for sponsoring this episode. Try Indeed out with a FREE SEVENTY-FIVE DOLLAR CREDIT at Indeed dot com slash MYMONEY. This is their BEST offer available ANYWHERE!SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money is one of the leading causes of divorce. Why? Because we don’t like to talk about it, not while we’re dating, not when we get engaged, and certainly not when we get married. Can we change the divorce rate if we just starting talking about money?COVID and stay at home orders are creating a divide in many relationships, especially where money issues are a source of tension. In this reboot podcast episode, Dan Hinz, shares how he helps couples learn how to talk about money with their partner so we can all have happy and long-lasting relationships.What You'll Learn Why is so hard to talk to your significant other and spouse about money What are the trickiest subjects to talk about in regards to money and why do we all avoid them How Dan and his wife handle money issues and healthy conversations How to develop a money system in your relationship that works for both of you How to begin to talk about money early in your relationship Links Adulting With Money - How to Talk to Your Spouse About Money - The Ultimate Guide Dan on Twitter Dan on Facebook SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How does debt make you feel? Maybe you feel anxiety, stress, fear, outrage, or even depression when you think about your debt. If this is you, please, first know you are not alone in these feelings. Debt is one of the #1 reasons for anxiety and depression and has even been described as a heavyweight that is pushing down on you every second of the day. Melanie Lockert, the brains behind the successful blog Dear Debt, and the Mental Health and Wealth podcast, is sharing her story of dealing with debt, depression, and how she paid off over $81,000 in the process.What You'll Learn Tricks to help you deal with anxiety and depression around money The connection between debt and mental health How to use side hustles to pay down your debt Melanie’s story of paying off $81,000 of debt How Melanie built a career sharing her debt journey The art of finding joy, beauty, and pleasure each day Links Melanie Lockert Mental Health and Wealth Podcast Lola Retreat Dear Debt Episode SponsorThanks To EveryPlate for sponsoring this episode. Get 3 weeks of EveryPlate meals for only $2.99 per meal by going to EveryPlate.com and entering code mymoney3.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’ve gone through most of my life letting my bank account balance dictate my mood. I’ve stuffed ATM receipts in my wallet without looking at them, sat through amazing dinners fixated on how much money I don’t have at the moment, and stopped myself from truly living life….just because of that number.On this reboot episode, I'm sharing how I decided one day to take back my bank account and started a movement of others doing the same.What You'll Learn How my fear around money kept me stuck from achieving my goals What are the things you can control with your finances Proactive steps to let go of the things you can't control The biggest truth you need to learn about your family and money Why you need to throw out what you know and focus on taking small steps SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’m not quite sure, but somehow a million dollars became the marker of success. I can remember when I was younger saying I’m going to make a million dollars and then stop working and move to a tropical island. (I can dream, right). The truth is a million dollars today is not what it used to be, but what you can do is start making million-dollar choices with your money. This doesn’t mean a million is going to drop from the sky, but if you put your mind in million-dollar mode, you’ll already be ahead of the game. How do you start making million-dollar choices – good question, listen in, and I’ll let you in on the secret.What You'll Learn Some sobering stats about the wealth gap Six steps to start making million-dollar choices Why you need to ditch a budget and get a money flow plan How toxic thoughts and relationships might be keeping you from money success The exact steps you need to start paying off your debt Ways to diversify your income, investments, and your thoughts Episode SponsorGet 3 weeks of EveryPlate meals for only $2.99 per meal by going to EveryPlate.com and entering code mymoney3.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The best part about being a podcaster is getting to create a community and deliver content that you want to hear. Your Ask Shannah questions have inspired this podcast episode, and we're starting off with a question about how you can put your finances on autopilot (inquiring minds want to know). I'm a big fan of autopilot, mixed with a few manual pieces each month to get your money flowin' in the right direction. What You'll LearnI'm tackling three Ask Shannah questions in this episode and diving deep into some tools that you can use to help your finances for the rest of this year and beyond. Learn how to put the key areas of your finances on autopilot - budgeting, saving, investing, banking and more Learn why you should consider hiring a CPA (despite the cost) if you're going through a milestone like getting married or having a baby or changing careers Learn ways you can rebuild your savings account after you've had to drain it Links Clarity Money You Need a Budget Freshbooks Acorns Stash Blooom Betterment Ellevest Simple LinkedIn CPA search IRS CPA search SUBSCRIBE & REVIEWWant to be the first to know when new episodes are released? Click here to subscribe in iTunes!Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It is still possible to travel in 2020 and save money while doing so. Our guest on the podcast, Scott Keyes from Scott's Cheap Flights, says that traveling is still possible even during this strange year and travel deals are still out there to be found. While you might not be able to travel abroad just yet, there are plenty of places to explore locally and scratch your travel itch. What You'll Learn Is it safe to travel right now Why traveling on a plane might be safer than you think How to find travel deals (even in 2020) What you need to know about booking a trip that you might need to cancel The happiness effect of travel and how travel helps your mental state How Scott's Cheap Flights started and what makes them unique How to figure out where to travel to LinksScott's Cheap FlightsPodcast SponsorWant to start a profitable blog but don't know where to start? Head to https://bit.ly/startablogclass to sign up for a free 90-minute masterclass with Kate Kordsmeier and start building your profitable blog.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices