Everyone's Talkin' Money

Do you have a financial plan? One that will get you where you are to where you want to financially post coronavirus and quarantine life. Don’t panic if you’re shaking your head no, this episode will soothe your soul. Ande Fraizer, CFP, author of Fin(anci)ally Free and CEO of myWorth, is sharing the secrets you need to know to put together your post coronavirus financial plan.What You'll Learn Ande's three-step system to put together your post Coronavirus financial plan How to look at your numbers without fear and acknowledge where you're at Why you need to create your money to-do list How to spot opportunities in current spending that you can use towards savings or goals Ways to develop a plan for your savings Ande's tips on finding a side hustle in the virtual world Links myWorth Finance fin(anci)ally free book myWorth Academy Podcast SponsorGet unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is next? That is the #1 question that you might be asking yourself. Maybe you're just out of college, or 2020 has you rethinking literally every area of your life. In this episode, author of What Next? Your Five-Year Plan After College, and journalist Elana Lyn Gross, shares her tips to figure out how to reset when your life and career don't go as planned.What You'll Learn How to create a five-year plan for career, finances, wellness and relationships Best practices for finding a job in any economy Elana's journey to finding her what next Ways to balance goals with self-care How Elana launched a best-selling book during the global pandemic Links Elana's website What Next book About ElanaElana Lyn Gross is a journalist whose writing has been published in Forbes, Fortune, Fast Company, Entrepreneur, Business Insider, Glamour, Cosmopolitan, Elle, Women’s Day, Good Housekeeping, Allure, Women’s Health, Teen Vogue, Well+Good, and many more. She is also the author of the popular personal and professional development site, ElanaLyn.com. She has a master’s degree in journalism from Columbia University and lives on the Upper West Side.Episode SponsorGet unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.ASK SHANNAHHave an Ask Shannah question, submit it hereGET SOCIAL·     Shannah on Twitter·     Shannah on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever heard of furniture flipping? My guest today Whitney Hansen, host of the Money Nerds podcast, is the Queen of Side Hustling. She recently started furniture flipping - finding a low-cost piece of furniture online and then selling it for a higher price - and is earning over $500 extra each month. Side hustles are one of the best ways to better your bank account. Whitney shares the how-to's behind furniture flipping in this episode as well as her love for personal finance and why she thinks your relationship to money matters more than you might think.What You'll Learn What is furniture flipping How furniture flipping can help you achieve your money goals Side hustle tips from Whitney How Whitney has transformed her life with side hustles Why your relationship with money matters The best places to put extra cash from side hustles Links Money Nerds podcast Whitney Hansen's website Whitney Hansen on Facebook Facebook Marketplace Hibid Podcast SponsorGet unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

I had a chance to sit down with my friend Brian "BT" Terrell from BREAUX Capital to talk about racism, the difference between creating a neighborhood and a community, the injustices in the financial industry, and BT’s work with BREAUX Capital, the first Fintech company advancing the financial health of Black Millennials with social banking.What You'll Learn BT's five-step system to move from a neighborhood to a community (and work to end racism) The steps we need to take as a community at large to end racism The power of financial education in the African American community How to build true wealth according to BT What steps you can take today to change the economics in your family Links BREAUX Capital BREAUX Capital on Instagram Wealthy Gardener by John Soforic The Money Tree by Chris Guillebeau Work your Money, Not Your Life, Roger Ma Passive Income, Aggressive Retirement, Rachel Richards Happy Money, Ken Honda Holistic Wealth, Keisha Blair Plant Your Money Tree, Michele Schneider Franklin Fi, Shane Dillon Invested, Danielle Town Broke Millennial, Erin Lowry Episode SponsorThank you to MasterClass.Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you transform your life? I say this about a lot of podcast episodes, but this is an all-time favorite.Dr. John Soforic teaches us in his new book, The Wealthy Gardener, timeless money success principles, and the lessons you need to know to plant money seeds and change your life. As John says, “we reap what we sow” so we must have consistent intentionality and make good choices with the money we have.What You'll Learn What is important about talking about prosperity John talks about the power of setting impossible goals John's journey to becoming financially free after being in over $200K in debt Strategies to build passive income How to think about wealth from a larger perspective Timeless money lessons you can use every day Links The Wealthy Gardener book John's website Episode SponsorBig thanks to MasterClass for sponsoring this episode. Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is the number secret to money success? It’s your mindset. I know that might not be what you want to hear, but my friend, it is oh so true. In today’s bonus episode we’re flipping the mic and my friend Sherry  Mattson, who is an entrepreneur, actress and the voice of the Millennial Money intro, is interviewing me on the power of your mindset and the who, what, when, where and why behind our product, the Money Mindset Journal.Links Money Mindset Journal (through June 3rd) Sherry Mattson SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.ASK SHANNAHHave an Ask Shannah question, submit it hereGET SOCIAL·     Shannah on Twitter·     Shannah on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This a reboot episode from May, 2019, but chalked full of great info that I think is even more important now than a year ago. There are podcasts, and blogs, and articles and apps all giving you tips and strategies for your money and then there are so many places for your money to go – paying off debt, saving to build your er fund, college funds for kids, buying your first house, going on a trip to Europe to eat gelato in Italy. But there’s only so much money to go around.Today’s guest, David Waldrop, is a friend of the podcast who has been on the show in the past He’s a CFP® and has so many great tips to help you build a stronger financial foundation, including these 5 easy steps to improve your finances.What You'll Learn: Why it's easier to start with easy money steps What he thinks is the top money step that everyone must do Why you shouldn't overlook giving yourself a raise and how to do it What the most overlooked money step is and why it's important What he would tell his 30 something self about life and money Links: The Astute Advisor David's YouTube Channel SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask ShannahHave an Ask Shannah question, submit it hereGet Social·     Shannah on Twitter·     Shannah on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that you have the power you have to create your own financial destiny? As our podcast guest, Chris Guillebeau says, you are never at the mercy of fortune as long as you have an appetite for hard work and a willingness to step outside your comfort zone.Chris Guillebeau is the New York Times bestselling author of The $100 Startup, Side Hustle, The Happiness of Pursuit, and his new book, The Money Tree. During a lifetime of self-employment that included a four-year commitment as a volunteer executive in West Africa, he visited every country in the world (193 in total) before his 35th birthday.What You'll Learn How to plant your money tree Why you should focus on earning extra money without quitting your job How to create a pathway of self-reliance and financial freedom Will the gig economy survive the global pandemic Money lessons from Chris' new book The Money Tree ...and much more Links The Money Tree book About Chris Side Hustle School podcast Podcast SponsorsThanks to Policygenius for sponsoring this episode.Thanks to the Money Mindset Journal for sponsoring this episode.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Life would be so much better if someone just magically Venmo’d you a bunch of cash right now. How amazing would that be if you checked your bank account and suddenly had some extra cash? Since our fantasy of a magical money tree might not be a reality, here’s a bonus episode about smart money moves you can take right now. The best news, these are some money moves that millionaires make and you don't have to be one to take advantage of them.PODCAST SPONSORSThanks to Policygenius for sponsoring this episode.Thanks to the Money Mindset Journal for sponsoring this episode.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.ASK SHANNAHHave an Ask Shannah question, submit it hereGET SOCIAL·     Shannah on Twitter·     Shannah on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's talk about credit cards. It's easy to get a credit card, but wow, they sure can cause a lot of emotional stress and a monkey wrench in your money plan. This pandemic has shown that it’s both good to have credit cards because who saw this thing coming, but also that you need a strategy to win at the credit card game.Beverly Harzog, the Credit Card Expert for U.S. News & World Report, is here to pull back the curtain and share the credit card secrets you need to know.What You'll Learn What can you do if you are having trouble paying your credit card minimum payment Steps to take to pay down credit card debt How to think about credit cards (should you love them or hate them) How do credit cards play into your overall credit score How to figure out what credit cards are best for you Ways to avoid paying late fees and annual fees Can you use your credit card and avoid paying for car rental insurance Links Beverly Harzog on U.S. News & World Report Beverly's books Podcast SponsorsThanks to Policygenius for sponsoring this episode. In just a few minutes you can find your best price for life insurance online and apply at Policygenius dot com.Thanks to the Money Mindset Journal for sponsoring this episode. To buy the journal on Kickstarter head to bit.ly/mmjkickstarter.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices