The Property Couch

If you’ve been listening to the podcast recently, you’d know that we’ve been encouraging folks out there to keep investing despite today’s property market – basically, to be “greedy when others are fearful,” in the wise words of Warren Buffet!But…how are you supposed to get into the market – or even make progress – when you don’t have the experience or the time to invest? Folks, the answer is a Buyers Agent! We’ll be deep diving into what a Buyers Agent actually does, the #5 critical roles they fulfil on behalf of their buyer and why they are super beneficial for folks looking to invest in today’s property market!Free Stuff Mentioned… Introducing moorr: our newest evolution of the MyWealth Portal! Check it out here. Keen to get yourself a qualified Buyers Agent? Why not book a free, no-obligation consultation with one of Buyers Agents here! (And if you need any convincing, this is the top-notch team that Bryce used to lead )  Want fresh, free content in your inbox daily? Join our community here!  Looking to get a Depreciation Schedule done? Why not try BMT Tax Depreciation? And when you fill out this form you’ll also receive a discount for being part of The Property Couch community! (P.S. We don’t get any benefits from referring them though – we truly reckon they do a great job )  Read the article: 60% of WA investors could be forced to sell?! Check out the piece Ben references here in his “What’s Making Property News?” segment.  LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

As we welcome in a new financial year, we welcome another not-so-surprising change…The Reserve Bank of Australia has once again lifted the cash rate by 50 basis points, bringing the official rate to 1.85%. This marks the most aggressive rate rise in a 3-month period since 1994 (If you’re wondering,  back then the RBA lifted the cash rate by 200 basis points)Tune in as Ben breaks down what this hike means in the big picture and unpack these key themes:  Is the world’s biggest economy in a recession already?  The manufactured economic slowdown is now in full swing with another rate rise this month Unemployment surprises in the upside beating all forecasts for July Plus, Ben also includes his latest news and commentary on… The good and the bad: US Property Market slowdown & the raw material rebound Unpacking 2 key US data reports: Consumer Price & Core inflation    China’s largest COVID outbreak since 2020 – How is their economic recovery looking?  The European Central Bank’s first cash rate hike in 11 years   Unlocking the mindset of the Australian consumer – are we in crisis mode?  Retail Sales & Inflation: The Biggest Predictor of Slowing Rates   Property Price Slump: Should you be worried?   CoreLogic’s Home Value Index – 1 August 2022 And much more! Additional free resources: Episode 169 | Alan Oster – NAB’s Group Chief Economist – on Interest-Rate Rise, Tax Cut and The Future of Residential PropertyEpisode 389 | Interest Rate Rise: What this means for YOU! – Chat with Evan LucasEpisode 390 | Will Interest Rates CRASH the Property Market?!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

“How old is TOO old to start investing?!?”  Like…how do Offset, Interest-Only & Principal Interest Only accounts work (in practical terms) to help you retire your debt? What are the fundamentals of Amortisation (we promise it’s not as scary as it sounds) and when are you too old to refinance a loan??  We’re answering how you can use all of this to best position yourself for retirement, plus…For single parents, Ben provides his #1 piece of advice to for building wealth into your retirement and we dive into diversification and buying the same suburb.  So much to unpack, digest, and replay time and time again. Start streaming now for some evergreen content folks!!  Free Stuff Mentioned… Listen to our 400th Episode featuring the incredible and inspiring true story of Michael Crossland here!  BingeGuide to Property, Finance & Money Management – Download here FREE eBook – Make Money Simple Again FREE Book (Just pay for shipping!)– The Armchair Guide to Property Investing Read the article by Eleanor Creagh, Senior Economist at REA Group, on why more than half of all Australian homeowners won’t feel the cash hikes yet here. (Tune in to 49:50 to hear Ben’s related “What’s making property news” segment!)  Looking for a friendly, knowledgeable investment savvy mortgage broker to help you find the best solution for your circumstances? Click here to find out more about our services and book a free, no-obligation consultation today!  Listen to Sean Croxton’s “The Quote of the Day” podcast from Bryce’s Mindset Minute today here!LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Imagine, as a child, being diagnosed with an incurable cancer of the central nervous system. Imagine being told that you only have a 4% chance of survival.Now imagine being offered hope – a shot at life – as a patient in a new cancer drug trial. But…as the days and months creep by, seeing all the other children slowly passing away, one by one, until you are the only survivor left.Folks, this gut-wrenching, heart hammering vision is the TRUE story of Michael Crossland, the man who survived and continues to beat the odds, every single day.In celebration of our 400th episode on the couch, we wanted to give you a story as amazing and meaningful as the milestone you’ve all helped us achieve. A GIGANTIC thank you to all our listeners who tune in every week, we are humbled and honoured to be able to help you on your financial journey.  And Michael is the perfect guest for this.A businessman and elite sportsman, Michael is at the forefront of today’s new generation of inspirational speakers and is one the most in demand and highly respected speakers in Australia. After releasing his first ‘tell all’ autobiography, Everything Will Be OK: A Story of Hope, Love and Perspective, in 2016, he is now a number 1 bestselling author across 6 different countries.He’ll be sharing his continued struggle for life, spending ¼ of his entire life in hospital, yet continuing to persevere and grow from pro-athlete to successful businessman. From the heart attack which ended his sporting career to the numerous knockdowns, Michael shares with us his story and how he – and you – can overcome any challenge in life.Folks, this may be one of our most inspirational and eye-opening episodes, please just tune in to hear the pure gold and wisdom that Michael has to share.Stuff Mentioned… Michael’s autobiography – Everything Will Be OK: A Story of Hope, Love and Perspective – Learn more hereMichael’s Charity – the Frontier Projects CharityIntroducing Moorr: our newest evolution of MyWealth Portal! >> moorr.com.auLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

“It was almost considered rude in our family to be talking about how money is generated and how much of it is generated, and where it goes. We were sort of told to mind our own business…” Folks, we’re finishing our 2022 Winter Series on a high with a guest with an amazing tale that shows the undeniable power of changing your mindset to change your life… Today’s special guest – Alex – grew up in a household where discussing money was actually considered….rude :O. And this seed grew into a tree of bad money habits and sadly, fed into his alcoholism.  Expecting to “rent forever” and living cheaply so he could splurge on the weekends, Alex wasn’t thinking about the future, or family, at all...So how has he completely transformed from this state, full of years of traumatic money lessons and spendthrift behaviours, into his new life rich with self-funded travel experiences, financial freedom AND a positive mindset towards money?!Folks this story is so mind-blowingly raw and honest that we just want to give both Alex (and his Mum AND all his pillars of support) a gigantic hug through the soundwaves. Tune in now to learn how planning has allowed Alex to not only change his entire financial story but has helped him to beat his addiction.  So much gold!!!!!  Free Stuff Mentioned… FREE eBook – Make Money Simple Again FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Free Sign Up Here BingeGuide to Property, Finance & Money Management – Download hereOur FREE CPA Australia Public Practice Conference lecture on “How to Plan to build a Passive Income For Life with Property Investment” – watch it here now! Looking for a Qualified Property Wealth Planner? Why not check us out for a FREE, absolutely no-obligation consultation here?   Sad this is the last 2022 Winter Series episode? Check out our previous Summer & Winter Series here! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

“I wouldn’t be going on holidays, I wouldn’t be going on those trips or just those little things, I guess the little voice in the back of my head going, “Oh, you sure you can afford that?”  Folks, today’s guest has been through a remarkable journey.  He’s transformed from a state of Financial Anorexia to achieving Financial Peace of Mind – but his tale doesn’t begin as you might think.Jack didn’t grow up scrounging for pennies for the bus or living under a tight budget. Instead, he grew up in a hard-working, small business household where he was already jumping on to help with work at the age of 14!  Basically, Jack knew the value of money and had a strong work ethic from very early on. So…how did he become Financially Anorexic?! And what did he do to get himself out of the paralysis?!That’s just some of the amazing chapters in Jack’s story – just wait till his now-wife, Hannah enters the scene and Jack has to create new Money Norms as a couple!!  It’s a truly motivational tale about taking control of one’s life and facing one’s fears through planning. Thank you for sharing your story with us Jack, it’s a true testament to the power of taking action. Such an uplifting story – tune in now folks.  Free Stuff Mentioned… FREE eBook – Make Money Simple Again FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Free Sign Up Here BingeGuide to Property, Finance & Money Management – Download hereWe’ve just had our biggest-ever Webinar on How to build a multimillion-dollar property portfolio in a rising interest environment. Missed it?! You can still catch the free webinar replay for a LIMITED TIME ONLY >>  Watch the webinar replay here (before it’s gone for good!) LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://appLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

And just like that, we’re back with another jam-packed economic and RBA update!  This month saw the RBA lift cash rates by yet another 50 basis points, bringing the cash rate to 1.35% – the biggest month-on-month increase in 22 years and the highest cash rate since early June 2019.Here are our other key themes for this month’s economic update: The world’s leading economies are going to manufacture an economic slowdown to curb global inflation What do we need to do to break our current upswing in the domestic inflation cycle? Consumer Sentiment – how worried should we be? A snapshot look at the 2021 Census Data And finally, an important Property update Plus, Ben also includes his latest news and commentary on… US’s largest rate hike since 1994  The World Bank & The Organisation for Economic Co-operation and Development (OECD) cuts growth forecasts What’s IN and OUT of Australia’s control with its inflation story? The positive figures in Wage Growth and Unemployment in Australia The role oversupply is playing in today’s property prices CoreLogic’s Home Value Index – 30 June 2022 And heaps more! Additional free resources:Episode 009 | Buying Counter Cyclical Episode 73 | Building a property portfolio in a tough market – Chat with Damian Collins Episode 76 | Building a property portfolio after the boom – Chat with Veronica Morgan Episode 389 | Interest Rate Rise: What this means for YOU! – Chat with Evan LucasLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

“I thought investing was for RICH people, and that’s just what it was. It was something a normal person didn’t do, and now our eyes are open – the possibilities are endless really.”  Growing up in a household with a tight budget and parents working double jobs to feed a family of seven, our second Winter Series guest didn’t have a lot of money conversations around the table… In fact, there was none. Born and bred in Dublin, Anthony graduated into a culture where holidays were funded by loans and you spent everything you had, every week….even when he was working 3 jobs.  And he might’ve kept going down this path if not for his significant other – Carly -who thankfully bought him his first investing book, The Barefoot Investor, at age 27.  Over the next decade, Anthony has turned it all around, transforming from a super spendthrift to a seasoned property investor and renovator.  Find out how he made the jump, the practical lessons and behavioural management skills he’s learned along the way and how he’s “paper trading” his way towards investing success. Such an empowering tale folks, listen now for a big dose of motivation.  Free Stuff Mentioned… FREE eBook – Make Money Simple Again FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Free Sign Up Here BingeGuide to Property, Finance & Money Management – Download here Check out all our courses that Anthony mentions here… Our webinar is next week on Wednesday, 6th July folks! To learn how to successfully build a multimillion-dollar property portfolio in a rising interest environment (and beyond) make sure you reserve your spot now – there aren’t many left!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

As Australia descends into winter, what better way to celebrate the chill than by kicking off our 2022 Winter Series?!  In this special edition series, we’ll be deep-diving into some of our listener’s personal stories, going behind the scenes to share their challenges and triumphs and exploring how they’re successfully investing in property thanks to the power of planning. We’ve got a very special lineup of guests, all with very different money stories but all with 1 thing in common… They’ve each faced and overcome life’s difficulties and “planned to become, what they planned to become”! Basically, we’re uncovering…how folks are creating long-term plans WITH short-term variations! To open our Winter Series, we’ve got a guest with a real “rags to riches” story – beginning as a refugee in the UK… “We were placed in social housing to begin with in a rough neighbourhood with high crime rates. It was not the kind of place you’d say hi to your neighbours. You’d just keep to yourself.”  Ever since she was young, today’s guest was exposed to the importance of money.  Relocating as a refugee from Vietnam, Kim watched her parents start from scratch, working odd jobs to save money, raising a family and eventually buying their own business.  So how did she evolve from her splurging years to owning 2 investment properties with her partner, well on her way to achieving a $180K per year passive income?!  This one’s a must-listen folks – Kim is articulate, funny and relatable as she recounts journeying to Australia with no job lined up, her initial wacky investing ideas and how long-term planning has helped her to find financial success. Thank you for sharing your story with us Kim – we’re honoured to be opening our first Winter Series with you!! Free Stuff Mentioned… Want to find out the #3 biggest secrets for successful property investing? Come along to our Webinar! Click here for more info.  Looking for a Qualified Property Wealth Planner? Why not check us out for a FREE no-obligation consultation?  Can’t wait for our next Winter Series episode? Listen to our 2021/2022 Summer Series which is all abLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

While we love to have some good AFL banter on the show, this week’s episode is all about a star from another Aussie sport… We’re jumping into the world of NRL (National Rugby League) with one of its most prominent athletes who played fullback, wing, centre and five-eighth for the Brisbane Broncos. Representing Australia at an international level and playing in the Queensland State of Origin…We’re extremely chuffed to welcome Darius Boyd to the couch!  He captained the Brisbane Broncos from 2017 to 2019 and has an illustrious 15-year career as a professional athlete having won 2 NRL Grand Finals. But folks…as much as we wanted to get lost in sport, this episode peels back the sheets to before Darius was a big sports star back to when “even getting $2 to catch the bus home wasn’t easy…” and he was being raised by his mum and then grandma at 15 years old. It’s a truly powerful tale as we follow Darius as he jumps from growing up with a tight budget to earning more money than he knew how to handle at just 18. We discuss the timeless wisdom he gained being coached by one of sports greatest mentors – Wayne Bennett – the drive that pushed him to become one of NRLs best players and the 5 Simple Steps to find positivity and mental peace.  Tune in now folks, this one’s an inspiring tale!  Free Stuff Mentioned… Have a look at Darius’ associate organisation, the Top Blokes Foundation which focuses on improving young male health and well-being. Lots of great stuff being done by them!Folks, check out our MoneySMARTS system here or get in touch with one of our Qualified Property Investment Advisors for a FREE no-obligation consultation.  If you haven’t yet, listen to Reserve Bank Governor Philip Lowe’s interview on interest rates and inflationary challenges here.  LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube