The Property Couch

It’s been a while since we’ve said this (which makes it even more exciting!!)…Ben reckons he’s found his new FAVOURITE QUESTION!!!!  That’s because this question is something EVERYONE can relate to: Do I need to choose between building wealth or living the lifestyle you want?!  Folks, this is the type of thing that we deal with on an everyday basis!We’re using our years of battle-hardened experience and razor-sharp knowledge to outline what this question essentially boils down to, revealing how thousands of our clients have overcome this dilemma, and recommending just one thing that can clear all the rocks and rubble on anyone’s investing pathway, making the journey more akin to a walk in the park.  Plus we’re covering loads more territory including…How does our $2k weekly passive income goal tie in with Super?!  And we’re talking Equity – should it be used to refinance or kept for the rainy days?! Is there a catch all solution to this?! And given today’s rising interest rate market, is now a good time to be making this move?We also reveal some of our biggest Do’s and Don’ts when renovating and share our top resources to help you get the best bang for your buck.  So if you’re ready for lots of evergreen wisdom, tune in now folks! ️  Free Stuff Mentioned… If you want to get some “Line of Sight” for your long-term plans, why not check our Property Portfolio Plan?Get our FREE best-selling book, “The Armchair Guide to Property Investing” here. Just pay shipping and we’ll send you a free copy  LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

The RBA has released its June update and boy is there a lot going on!   Not only do we have a new Federal Government behind the wheel, but after lifting interest rates for the first time in 11.5 years in its May update, this month saw the RBA lift cash rates by a massive 50 basis points, bringing the cash rate to 0.85%.A certain sector within the property market is also facing a new threat…how will it impact the wider industry if it crumbles under pressure?  Tune in to this episode where Ben explains this challenge and unpacks these three key themes for this month’s economic update: The persisting global inflation challengesWe have a new Federal Government with their hands on the economic wheel – the big question is, how well can they drive? The RBA is at it again increasing the cash rate – and they’re not done yet.Plus, Ben also includes his latest news and commentary on… Russia and the Global Oil Story: How will this tale end? China faces the largest fall in Industrial Production in 32 years The persisting worldwide inflation challenges How good is the Australian economy compared to other global players? The RBA’s decision: How soon can we expect it to rise again?!  What challenges have the new Federal Government inherited? The New Build Crisis: Will it cause the wider market to slide under pressure? CoreLogic’s Monthly Dwelling Princes Index – June 2022 Overall Property Market Outlook for mid-2022  And much more! Additional free resources: Episode 73 | Building a property portfolio in a tough market – Chat with Damian Collins Episode 76 | Building a property portfolio after the boom – Chat with Veronica Morgan Episode 389 | Interest Rate Rise: What this means for YOU! – Chat with Evan Lucas LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Have you ever wondered what the BIGGEST influences are on an investor’s success?! Is it passion, personality, time, experience, learnt market timing or even luck?! Or are you just born with a “business brain”?!  Well folks, our very special guest today can actually narrow an investor’s success down to just 3 things!!  And if you’ve got that covered, well according to him…you’re basically going for gold!  This awesome guest – Scott Phillips – is the Chief Investment Officer at the Motley Fool Australia (Tune in to 10:08 for a fun story on how he landed his first position there!) and runs the Motley Fool Share Advisor and Everlasting Income services. He is also a fellow podcast hoster, co-presenting one of Australia’s top business podcasts: The Motley Fool Podcast!!  Today he’s dispelling so much timeless wisdom from how to tell if a business is “Investment-grade” to his golden rules for investing. He and Ben will also discuss the differences, pros and cons when investing in shares and property, and we’ll be peeling back the layers of his money story! So if you’re ready to learn the ultimate, simple wisdom that leads to investing success, press play now! Free Stuff Mentioned… Have a look at the Vanguard Index Chart that Scott mentions to see the power of compounding!  Sign up to watch PICA’s Webinar on Securing Finance in a Changing Economic Environment (Members can also watch the Replay!)  Looking for a new book? Check out “The 5 Second Rule: Transform your Life, Work, and Confidence with Everyday Courage” by Mel Robbins (Bryce’s Lifehack)  To take action against the radical NSW Greens Bill, please contact your local member of parliament and express your concerns over its long-term market impacts. We must act now!  LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We repeat! Do NOT land the plane during a storm!! What do we mean by this…?  Well, in our minds, changing your investment plan due to changing circumstances is kinda like planning a flight and lifting off the runway and then hitting stormy weather.Should you try and land the plan in the middle of the storm?!? You’ll have to tune in to the episode to find out what we think!! Since it’s a Q&A of course we’re flying this plane over looooads more ground like… Advice for a 16-year-old property investor?! (It’s fantastic to hear folks are having money conversations around the dinner table!)   Residential vs commercial capital gains tax: where do they differ and how can you make more gains without being taxed like crazy! Putting property in a trust…or your name?! And what do Ben and Bryce do with their property portfolio? Plus Ben and Bryce share their top 5 favourite books (well Bryce sneaks in a 6th one ) and why they reckon you should give it a go too!!  Read Ben and Bryce’s book list and the full list of questions below!  So if you’re ready, strap in cos we’ve got something for everyone in this episode!!Free Stuff Mentioned… If you’d like help to create a financial plan, check out our financial planners! Book a FREE, no-obligation consultation here.To download Corelogic’s Monthly Housing Chart report click here!  Do you have a question as well? Let us know on SpeakPipe here for your chance to win a Start & Build course!   LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

With the Federal Election fast approaching, you’ve probably heard A LOT of noise around stuff like climate change, international security, and aged care funding… But as a property investor, you’re probably wanting to know: What do the parties’ property policies mean for you!?!  We’ll be breaking down and comparing Liberal’s Access to Super policy and Labour’s Help to Buy (Shared Equity) policy and answering: How do they fit into the big picture?!? Like…Will either policy help Australia’s economy?Will dipping into your Super help or hinder future wealth creation?And which demographic of people will benefit from which policy? (Plus, LOTS MORE)   We’ll also be covering Liberal’s existing policies and turning the mic over to…our listeners!!  Yesterday we asked our Facebook Tribe for their questions around both parties’ property policies and MAN we were blown away!!   You guys gave us a run for our money  (A big thank you to everyone who left us a question!!), and we’ve now got a fantastic lineup of Q’s that we reckon a lot of you are probably wondering too! So if you’re ready to get up to date with this year’s property policies and what they mean for YOU, then tune in now!!  Free Stuff Mentioned… Read Matt Comyn, CEO of Commonwealth Bank’s interview with the Financial Review (From Ben’s “What’s Making Property News?”)  Read Liberal’s Super Policy media announcement here.Read Labour’s Help to Buy Policy media announcement here.Want to be part of our Facebook Tribe? Simply click here and click the follow button to be of the community! Check out our chat with Evan Lucas in Episode 389 | Interest Rate Rise: What this means for YOU! LISTEN TO THE FIRST 20 EPISODES HERE >>MOOLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks we’re back to finish what we started… In last week’s Bonusisode we featured Part One of Tax Planning Tips to Maximise your Returns and now, we’re back to give you the rest of the gold!  We’ll be unpacking… How to claim travel expenses related to work (especially if you’re a rental owner!)  Is it possible to successfully act as your own accountant and claim travel expenses for properties? Hint: you need to prove this ONE thing to be eligible…The 2 key ways to keep a travel record (Plus Ben gives a life hack which makes recording 100% easier!)   How to determine if you’re eligible for Building Depreciation + when should you get a Tax Depreciation Schedule?!  What’s included when claiming plant and equipment depreciation!? Julia also shares an extremely handy tax tip (Just see how excited it makes Ben!)  for those who’ve missed out on creating a property depreciation schedule… Spoiler: You may be able to go back and AMEND past tax returns to gain access to these benefits! And lots more! So before you get start lodging any tax returns for 2022, listen to this first folks!  p.s. If you are looking for an experienced and qualified tax accountant, you can reach out to us here  https://thepropertycouch.com.au/taxFree Stuff Mentioned…Check out the two links that Julia mentioned in the episode: How to amend past year tax returns! and Why does it matter whether you are an investor or a business? Tune in to Talking Property Tax with Julia, Episode 1: The Top 5 Tax Rules Every Property Investor Must Understand and Episode 2: Tax Planning Tips to Maximise your Returns (Part One) Check out BAN TACS, Julia’s own accounting practice which is also full of fantastic content around property investing and taxes!  Are you searching for a property investment-savvy accountant? LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

With all the buzz around interest rate hikes and inflation, potential market crashes and unpayable mortgage debt, we’ve heard a couple of people feeling anxious about the future… We want you to stop. Take a step back.  Breathe. And listen to this podcast cos’ we’re not only answering the Q: “Will Interest Rates crash the Property Market?!”, but we’re giving you 7 REASONS why we believe in our answer! (With cold hard numbers to back it up!)    PLUS, we’re diving WAY deeper to cover: Is now actually a good time to invest in a property (You know, with that famous Warren Buffet quote to be “fearful when others are greedy, and greedy when others are fearful.”)  Why you shouldn’t be investing if you have THIS personality… What principles should you have front of mind when consuming information about the market?? How can YOU be the voice of reason?  Bryce also breaks down success into this ONE attainable thing…Tune in to find out what it is now!!  Free Stuff Mentioned… Listen to our newest Bonusisode now to find out the secrets behind maximising your tax return!  Read NAB’s Half Year 2022 Financial Statement and CBA’s Half Year 2022 Financial Statement (Both referenced in Reason #4!)  Check out the RBA’s Cash Rate Target data mentioned in Reason #7  Sign up to CoreLogic to gain access to the Pain & Gain report (Mentioned in “What’s making property news”!) Listen to our TPC episode with Antonia Mercorella that’s all about Rental Undersupply in QLD!  We want your anxiety-induced questions around interest rates! Ask us through our Speak Pipe through the tab on the bottom right hand of our website here (and get a chance to win our FREE Start & Build course!!)  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

As the old saying goes… “By failing to prepare, you are preparing to fail”.  And folks, we believe this holds true today which is why this Bonusisode is all about organising your taxes in the lead up to 30 June [...] CONTINUE READINGThe post Bonusisode with Julia – Tax Planning Tips to Maximise your Returns (Part One) appeared first on The Property Couch.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Right. Let’s get this out of the way first… Interest rate rises shouldn’t be scary!  There might be some panic-inducing headlines floating around (Especially after the Reserve Bank of Australia’s announcement to raise interest rates for the first time in over a decade)  But in reality, rising interest rates are not bad! To help us explain why this is true, we’ve got a NEW guest on The Property Couch… Meet Evan Lucas, Chief Market Strategist at InvestSmart! He is an accomplished financial markets professional who has been investing in and researching global markets for more than a decade! Evan gained experience at several top-tier global institutions and has worked with the likes of ABN Amro, the Royal Bank of Scotland and RBSMorgans!!  On top of debunking this idea, we’ll be uncovering…  Why the RBA has decided to lift interest rates now,  How inflation psychology actually works (plus how to flip your mindset around it!)   And of course, does this change mean you should go with a fixed or variable interest rate?!? Evan will also be sharing his money story growing up and explaining what the GREATEST ASSET you can buy with money is! So tune in now to cut through the noise and understand the who, what, and why behind rising interest rates!  Free Stuff Mentioned… Listen to the breakdown of the RBA’s May Announcement here! Read the RBA’s Statement by Governer Philip Lowe on its May Monetary Policy Decision.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

As we speed through the first half of 2022, we’re back with another announcement from the Reserve Bank of Australia!  The RBA’s May update is not only packed with global economic news from the ongoing war in Ukraine to China’s hard lockdowns but sees the RBA raise interest rates for the first time in 11.5 years.  Tune in now to hear Ben’s evaluation of the update and his predictions for the future! Here are our three other key themes for this month’s economic Global inflation,The impacts of global interest rates, and What the RBA did today… Plus, Ben also includes his latest news and commentary on…The World Bank and IMF cuts 2022 Growth Outlook  How Russia’s invasion of Ukraine is impacting the global economy China’s COVID crisis: will they relax their policies?  The macro drivers behind global inflation: How long will it last?  Why the RBA has decided to hike interest rates… The US’s mixed economic report  Low unemployment levels, falling consumer sentiment and the lack of wage growth data in Australia.CoreLogic’s Home Value Index – May 2022 And heaps more!  DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.The Property Couch, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.For mLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube