The Property Couch

Want to know what’s actually going on with Australia’s anxiety-inducing rental crisis?  Or where the market is really heading (based on insider’s data and knowledge?!)  Well, folks, we’ve got an extremely wise and exciting guest sitting on the couch today to share just this! Please welcome…. Eleanor Creagh!  She is the Senior Economist at REA Group (the brains behind realestate.com.au) and is a trusted financial commentator.  Specialising in property, financial markets and macroeconomic policy, she has a wealth of experience and knowledge within both domestic and international markets, and… She’s here to share all of this knowledge today!  Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!). PIPA’s 2022 Breakfast – The Property Investment Professionals of Australia (PIPA) is hosting a breakfast seminar! The event will feature an expert panel who will discuss the future of property investment, especially in light of QLD’s New Land Tax. Click to get your tickets.  Read the results from PIPA’s Annual Property Investor Sentiment Survey 2022 here, and its official statement on its findings here.For more from Eleanor Creagh, read her articles published on realestate.com.auLeave us a Question! Have a problem you don’t know how to solve? Ask us on our SpeakPipe now. (Plus, you’ll get a free Start & Build course!)LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

IMPORTANT NOTE: This recording was filmed and produced before Queensland’s Land Tax was scrapped.With a number of policy changes on the cards, in our third episode of “Talking Property Tax with Julia Hartman,” Ben and Julia cover…Salary Sacrificing For Cars: How do Salary Sacrificing and Novated Leases work? Plus, how can you tell if either is beneficial for you?Electric Vehicles – What are the changes to Federal Government’s policy and when is the best time to buy?Private Health Insurance – Is it worth it?QLD Land Tax Changes – How can you get around it?Together they’ll reveal how these policies work and what actions are worth taking to reduce your tax repayments.Tune in now!p.s. If you are looking for an experienced and qualified tax accountant, you can reach out to us here  https://thepropertycouch.com.au/taxFree Stuff Mentioned…Tune in to our other episodes of Talking Property Tax with Julia:Episode 1: The Top 5 Tax Rules Every Property Investor Must UnderstandEpisode 2: Part 1 – Tax Planning Tips to Maximise your ReturnsEpisode 2: Part 2 – Tax Planning Tips to Maximise your ReturnsCheck out BAN TACS, Julia’s own accounting practice which is also full of fantastic content around property investing and taxes!  Are you searching for a property investment-savvy accountant? Book a FREE consultation with one of our qualified tax accountants here.  LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio aLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks often believe that it isn’t possible to achieve everything they want in life. But what if, with the right sequencing and frameworks…it was possible to tick off everything on your bucket list?! Starting off with an investment property that isn’t faring so well but with 2 steady incomes, we uncover how – through the power of frameworks, sequencing and paper trading – they can achieve ALL their life goals. So how will they do it?! Listen now to find out!  Free Stuff Mentioned… PIPA’s 2022 Breakfast – The Property Investment Professionals of Australia (PIPA) is hosting a breakfast seminar! The event will feature an expert panel who will discuss the future of property investment, especially in light of QLD’s New Land Tax. Click to get your tickets.  Read this article by The Australian Financial Review on “Super funds excited by housing opportunities: Chalmers” (From Ben’s What’s Making Property News!)   Dig deeper into the essential frameworks here:  Episode 003 | Four Pillars of Mastery – Cash Flow Management Episode 004 | Four Pillars of Mastery – Borrowing Power Episode 005 | Four Pillars of Mastery – Asset Selection Episode 006 | Four Pillars of Mastery – Defence Episode 008 | Investment Stock vs. Investment Grade Episode 016 (Part 1) | The 5 Essential Steps to Property Investing in Australia Episode 016 (Part 2) | The 5 Essential Steps to Property Investing in LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

To sell, or not to sell, that is the question being asked by Queensland’s property investors.   We’re back with yet another gigantic Q&A, involving one of the most contested issues in Australia’s property market: Queensland’s New Land Tax.    We’ll be revealing the realistic options that property investors have and as Bryce says, how to defeat “the monsters under the bed” when it comes to scary situations like this.   And we balance out these topical questions with some evergreen challenges faced by investors.How to keep investing when your income unexpectedly halves – like going on Maternity leave – and how to break free from the prison of cross-collateralisation (aka. Cross securitisation)!   There’s tons of new and old wisdom for you today folks, tune in now!!   Free Stuff Mentioned… Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!). Looking for an investment-savvy mortgage broker? Why not use our experienced and friendly team (who was once led by Ben!). Book a FREE, no-obligation chat today.  Haven’t heard about Queensland’s new Land Tax? Listen to Episode 405 | Why the Great Australian Renter’s Tax is Everyone’s Problem!? Read the article on realestate.com.au from Ben’s What Making Property News: ‘Ludicrous’ new tax will gut the Queensland rental market and see tenants pay dearly, experts warn (Psst…there’s a special mention about Ben )  Read this ABC article on QLD’s upcoming summit to address the housing crisis.  Read this CoreLogic report by Eliza Owen on “The Brisbane rental crisis in five chartsLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Have you ever wondered if there’s a “right” way – or smart life hack – to pay off debts?  Like is it better to pay off your investment property….before your Principal Place of Residence?!   Well folks, we have just the Q&A for you today where we tackle this very question and answer: Does this really shave off any debt?!?  At the core of this Q&A is how folks can maximise their opportunities and be money smart…From renting your home as a holiday house to transferring a negatively geared property to your name, these folks have extremely interesting and niggly questions that we can’t wait to unwrap and sink our teeth into.   Tune in now to get (money) smart folks!  Free Stuff Mentioned… Want to be on The Couch? With the weather warming up we’re starting to plan for our 2022/23 Summer Series!If you’d like to be a guest, reach out to Stig here (We’d love to hear from you!!).Get MoneySMART with our free, online money management platform, Moorr. Sign up or login here.  Read this Tax Blog – by Julia Hartman on The Top 5 Tax Planning Rules Every Property Investor Must Understand here.  Listen to Ben’s September RBA Update here.  Haven’t heard about Queensland’s new Land Tax? Listen to our recent episode where we unpack all the gold here.  Leave us a Question! Have a problem you don’t know how to solve? Chances are, other listeners are facing the same issue! Ask us on our SpeakPipe now.  LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Inflation is at a 20-year high at 6.1% – and continuing to rise.  So how has the Reserve Bank of Australia responded to its September cash rate?  Tune in to find out and uncover if Australia’s cash hikes are set to slow down soon…or if the RBA’s new forecast reveals otherwise. Across the globe, the inflation story continues to unfold and trade tensions between Russia and the Eurozone simmer. We see oil prices and energy suppliers shifting which leaves the question: How will it impact Australia?  Plus Ben unpacks these key themes in this month’s economic update: The US Fed’s warpath against inflation   RBA is back at it again with another rate rise  Why APRA must act now to reduce its buffer rate The trough and peak results in Australia’s property market during COVID Quick tip! If you’re keen to forecast your cashflows through this period, use the handy MoneySTRETCH feature on our free money management platform, Moorr. Click here to sign up or log in. Additional free resources: Episode 169 | Alan Oster – NAB’s Group Chief Economist – on Interest-Rate Rise, Tax Cut and The Future of Residential PropertyEpisode 389 | Interest Rate Rise: What this means for YOU! – Chat with Evan LucasEpisode 390 | Will Interest Rates CRASH the Property Market?!Episode 404 | What do Inflation, Interest Rates & Broccoli have to do with Property?!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Market sentiment is in a hairy place. Every day costs are rising, people are worried and purse strings are being pulled tighter.  So how can you make sure you’re not leaving any money on the table?  Well, from our experience, one of the biggest “money pits” people fall into is their mortgage loans. Specifically, folks don’t know how to find – and maintain – the best rate for them.  Here’s the deal… When folks first start with their mortgages, all the banks are jumping with great offers. But it’s what happens after they have been with a bank for a while that stumps them. How can they continue to stay on the best rates (and pay off your mortgage quicker) when banks are too busy offering their best deals only to new clients?!   That’s why in today’s episode, Bryce & Ben are consolidating their insider knowledge and experience to give you the 7-lesson cheat sheet on… How to beat the banks at their own game.  There are tens of thousands of dollars on the line if you don’t play the mortgage game right, so tune in now!  Free Stuff Mentioned… Discover the TRUE cost calculator (How to Calculate Profit from Property Investment) here. Want to take the “Do it With Us” Approach? Check out our YouTube Channel for regular insiders gold on property investing and building wealth.  Rather take the “Get it Done for You Approach”? Our team would love to have a free, no-obligation chat with you! Start a conversation with us today. Watch our short and sweet “Don’t Leave Money on the Table – Moorr Series” here.  Free Money Management Platform – Want more out of your finances? Try moorr here.  Listen to our latest episode (which reached #2 on the iTunes Chart!): Episode 405 | Why the Great Australian Renter’sLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks — full disclosure — today’s episode was NOT originally in the plan.Today you’ll be listening to Bryce interviewing Ben Kingsley as the Chair of the Property Investment Professionals of Australia (PICA) on Australia’s greatest renter’s tax ever introduced.Free Stuff Mentioned… Complete PIPA’s 2022 Sentiment Survey: Let us know your experiences and have your voice heard on issues such as QLD’s Land Tax. This is perhaps the most important Sentiment Survey ever done – Click here to complete the survey now.    Read APRA’s reforms here:2017 – A limit on interest-only loans.2019 – ADIs setting their own minimum interest rate for serviceability assessments.2021 – Re-assessing new borrowers’ ability to meet their loan repayments  Check out this graph which reflects one of the unintended consequences caused by APRA reforms. (Mentioned at 23:10)  Read this 2022 economic study by the Real Estate Institute of Western Australia (REIWA) on legislation and its market impacts here.  Read more details about Queensland’s Land Tax on its official Government website. Read this article by Real Estate Business about the Real Estate Institute of the Australian Capital Territory (REIACT) slamming minimum standards for rental properties here.  Listen to REIACT CEO Michelle Tynan on the ABC Canberra Radio discussing the BettLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

With higher interest rates and tighter budgets on the forecast, some folks have been left wondering… “How does lifting interest rates – when everything is already so expensive – actually help with inflation??” And for today’s episode – what do interest rates and inflation have to broccoli and property?! To answer this, we’re holding a special 101-crash course in inflation to explain why the Reserve Bank of Australia has taken its course of action and Ben dovetails it all together to demystify how it impacts and interacts with the Australian property market.  Free Stuff Mentioned… Fill out PIPA’s 2022 Sentiment Survey: Folks, this year’s Sentiment Survey by the Property Investment Professionals of Australia (PIPA) is perhaps one of the most important ones we’ve had yet! Let us know your experiences as an individual in the property market and have your voice heard. Complete the survey here.  BingeGuide to Property, Finance & Money Management – Download here  FREE eBook – Make Money Simple Again  FREE Book (Just pay for shipping!)– The Armchair Guide to Property Investing  Introducing moorr: our newest evolution of the MyWealth Portal! Check it out here.  Let us know how we’re doing! We want to know if we’re doing the right thing. Leave us a review here and let us know your thoughts.  Watch the RBA’s August Announcement here: Hear the Reserve Bank of Australia’s newest cash rate here.  Send us a question: Be featured in our next Q&A episode! Send us a Question via the SpeakPipe widget here.   LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Continuing from last week’s episode, we’re back with PART 2 of Do You Need a Buyers Agent in Today’s Market?  As we’ve said since our earliest podcast episodes, folks end up paying in 1 of 4 ways, and choosing to work with a Buyers Agent means you’re also choosing to pay in the best way… (especially in today’s market, you don’t want to be paying in any of the other ways…) This week we’ll be diving deeper into this concept and unpacking the 5 benefits that Buyers Agents bring to property hunters – especially in today’s turbulent market.   Free Stuff Mentioned… Book a FREE, no-obligation consultation: If you’ve decided you could gain value from working with a Buyers Agent, why not give our team a try? Book an initial chat here.  Read this article: Has rent kept up with inflation?! Read The Property Investment Professionals of Australia (PIPA) and the Property Investors Council of Australia (PICA) newest findings here. (and fill out the survey below!)  Fill out this quick survey: Are you a landlord? We want to hear YOUR experiences! (Rising interest rates, land tax reforms, new tenancy laws – the whole lot!) Complete PIPA’s Annual Property Investor Sentiment Survey here and have your thoughts heard. Listen to Part 1 of Episode 402 – Do you need a Buyers Agent in today’s market? Here. Don’t know who Toui is? Tune in to hear his amazing Winter Series debut here or to see our full Summer/Winter Series collection, click here.  Never heard of LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube