Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Nov 21, 2019 • 8min
986: Fall is the Perfect Time to Declutter by Dawn Starks of Simple Money on Review Tax Documents & Insurance Coverage
Dawn Starks of SimpleMoney shares why fall is the perfect time to declutter.Episode 986: Fall is the Perfect Time to Declutter by Dawn Starks of Simple Money on Review Tax Documents & Insurance CoverageDawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.The original post is located here: https://simplemoneypro.com/blog/fall-is-the-perfect-time-to-declutter/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 20, 2019 • 8min
985: 4 Important Financial Metrics to Help Evaluate a Company by Phil Town of Rule One Investing on Stock Evaluation
Phil Town of Rule One Investing shares 4 important financial metrics to help evaluate a company.Episode 985: 4 Important Financial Metrics to Help Evaluate a Company by Phil Town of Rule One Investing on Stock EvaluationPhil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC.The original posts are located here:https://www.ruleoneinvesting.com/blog/how-to-invest/important-financial-metrics-that-we-use/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 19, 2019 • 11min
984: Drugs, Your Brain, and Holiday Sales by Paula Pant of Afford Anything on Psychology of Black Friday Shopping
Paula Pant of Afford Anything shares her thoughts on drugs, your brain and holiday sales.Episode 984: Drugs, Your Brain, and Holiday Sales by Paula Pant of Afford Anything on Psychology of Black Friday ShoppingPaula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.The original post is located here: https://affordanything.com/drugs-brain-holiday-sales/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 18, 2019 • 8min
983: Investment Philosophies From Jack Bogle, Founder Of The Vanguard Group by Sam of Financial Samurai on Index Funds
Sam of Financial Samurai shares investment philosophies from Jack Bogle, founder of Vanguard.Episode 983: Investment Philosophies From Jack Bogle, Founder Of The Vanguard Group by Sam of Financial Samurai on Index FundsSam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/investment-philosophies-from-jack-bogle-founder-of-the-vanguard-group/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 17, 2019 • 8min
982: Can You Save Too Much For Retirement? by Cynthia Meyer of Financial Finesse on Retiring Withdrawal Rates
Cynthia Meyer with Financial Finesse shares if you can save too much for retirement.Episode 982: Can You Save Too Much For Retirement? by Cynthia Meyer of Financial Finesse on Retiring Withdrawal RatesAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2016/05/09/can-you-save-too-much-for-retirement/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 16, 2019 • 9min
981: Extreme Early Retirement vs. Friends and Relatives by Jacob Lund Fisker of Early Retirement Extreme on Simplicity
Jacob Lund Fisker of Early Retirement Extreme shares extreme early retirement vs. friends and relatives.Episode 981: Extreme Early Retirement vs. Friends and Relatives by Jacob Lund Fisker of Early Retirement Extreme on SimplicityJacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.The original post is located here: http://earlyretirementextreme.com/extreme-early-retirement-vs-friends-and-relatives.htmlPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 15, 2019 • 9min
980: The Case Against Fancy Toilet Paper AND The Creeping Definition of Debt by Helene Massicotte of Free To Pursue
2 short posts from Helene Massicotte of Free To Pursue where she shares the case against fancy toilet paper and the creeping definition of debt.Episode 980: The Case Against Fancy Toilet Paper AND The Creeping Definition of Debt by Helene Massicotte of Free To PursueHelene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.The original post is located here:http://www.freetopursue.com/blog/2017/10/5/the-case-against-fancy-toilet-paper & http://www.freetopursue.com/blog/2014/12/9/the-creeping-definition-of-debtVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 14, 2019 • 9min
979: No Shortcuts For Bricklayers by Craig Stephens of Retire Before Dad on Long-Term Investing for Retirement
Craig Stephens of Retire Before Dad shares that there are no shortcuts for bricklayers.Episode 979: No Shortcuts For Bricklayers by Craig Stephens of Retire Before Dad on Long-Term Investing for RetirementCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/no-shortcuts-for-bricklayers/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 13, 2019 • 8min
978: Why an Annuity Could Be in Your Future by Darrow Kirkpatrick of Can I Retire Yet on Retirement Income Sources
Darrow Kirkpatrick of Can I Retire Yet shares why an annuity could be in your future. Episode 978: Why an Annuity Could Be in Your Future by Darrow Kirkpatrick of Can I Retire Yet on Retirement Income Sources Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/why-an-annuity-could-be-in-your-future/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 12, 2019 • 9min
977: Three Steps to Determine if You Have Enough to Retire by ESI of ESI Money on Safe Withdrawal Rates for Retirement
ESI of ESI Money shares three steps to determine if you have enough to retire. Episode 977: Three Steps to Determine if You Have Enough to Retire by ESI of ESI Money on Safe Withdrawal Rates for Retirement ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/three-steps-determine-enough-retire/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
