Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Dec 1, 2019 • 7min
996: [Part 2] How to Calculate Your Debt to Asset Ratio (And Check If It's Good) by Ramit Sethi of I Will Teach You To Be Rich
Ramit Sethi of I Will Teach You to be Rich shares how to calculate your debt to asset ratio and check if it's good. This is part 2 of 2.Episode 996: [Part 2] How to Calculate Your Debt to Asset Ratio (And Check If It's Good) by Ramit Sethi of I Will Teach You To Be RichRamit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/debt-to-asset-ratio/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 30, 2019 • 7min
995: [Part 1] How to Calculate Your Debt to Asset Ratio (And Check If It's Good) by Ramit Sethi of I Will Teach You To Be Rich
Ramit Sethi of I Will Teach You to be Rich shares how to calculate your debt to asset ratio and check if it's good. This is part 1 of 2.Episode 995: [Part 1] How to Calculate Your Debt to Asset Ratio (And Check If It's Good) by Ramit Sethi of I Will Teach You To Be RichRamit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/debt-to-asset-ratio/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 29, 2019 • 10min
994: Personal Finance Rules You Need To Live By by Robert Farrington of The College Investor on Saving & Investing Money
Robert Farrington of The College Investor shares personal finance rules you need to live by.Episode 994: Personal Finance Rules You Need To Live By by Robert Farrington of The College Investor on Saving & Investing MoneyRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/15635/personal-finance-rules-need-live/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsFundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 28, 2019 • 8min
993: Thankfulness and Bounty by Grumpus Maximus on How to Be Thankful & Have Gratitude on Thanksgiving
Grumpus Maximus shares his thoughts on thankfulness and bounty.Episode 993: Thankfulness and Bounty by Grumpus Maximus on How to Be Thankful & Have Gratitude on ThanksgivingGrumpus Maximus is a 40 something US military officer with 19 years of active duty service under my belt. He's spent over four years of that career either deployed or stationed in the Middle East, and another three years stationed in Europe. As he travels to his family's mostly unintentional path to FI, he wants to share his knowledge. Anyone who is eligible for a defined benefit pension could easily implement their own goal to achieve FI. Grumpus Maximus' path is not only replicable, but easily built and improved upon.The original post is located here: https://grumpusmaximus.com/thankfulness-and-bounty/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 27, 2019 • 8min
992: A Different Way to Think About Money by J. Money of Budgets Are Sexy on Trading Time for Money
J. Money of Budgets Are Sexy shares a different way to think about money.Episode 992: A Different Way to Think About Money by J. Money of Budgets Are Sexy on Trading Time for MoneyJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/different-way-to-think-about-money/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 26, 2019 • 9min
991: Money and Monopoly: Invest Early and Often by Nick True of Mapped Out Money on Saving Money & Investing
Nick True of Mapped Out Money shares his thoughts on money and Monopoly.Episode 991: Money and Monopoly: Invest Early and Often by Nick True of Mapped Out Money on Saving Money & InvestingNick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.The original post is located here: https://mappedoutmoney.com/money-and-monopoly-invest-early-and-often/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 25, 2019 • 8min
990: Get Rich With: the "ChaCHING!" Instinct by Mr. Money Mustache on Delayed Gratification for Financial Success
Mr. Money Mustache shares how to get rich with the chaCHING instinct.Episode 990: Get Rich With: the "ChaCHING!" Instinct by Mr. Money Mustache on Delayed Gratification for Financial SuccessMr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: https://www.mrmoneymustache.com/2013/06/04/get-rich-with-the-chaching-instinct/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 24, 2019 • 7min
989: Tiny Luxuries by Colin Wright of Exile Lifestyle on How To Be More Grateful & Mindful
Colin Wright of Exile Lifestyle shares his thoughts on tiny luxuries.Episode 989: Tiny Luxuries by Colin Wright of Exile Lifestyle on How To Be More Grateful & MindfulColin Wright is a professional author and international speaker who co-founded a publishing company and travels full-time, moving to a new country every four months or so--that country determined by the votes of his readers! He also blogs.Colin's a minimalist in that he owns very few things and is careful in how he consumes. He tends to buy less, but invest in quality when he does, and trends toward the same in relationships, business endeavors, and just about everything else.He's left-handed, blue-eyed, scary good at Tetris, and can’t cook.The original post is located here: https://exilelifestyle.com/tiny-luxuries/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 23, 2019 • 9min
988: How to Budget for Christmas Gifts by Kumiko of The Budget Mom on Saving Money & Allocating for Holiday Gifts
Kumiko of The Budget Mom shares how to budget for Christmas gifts.Episode 988: How to Budget for Christmas Gifts by Kumiko of The Budget Mom on Saving Money & Allocating for Holiday GiftsKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/how-to-budget-for-christmas-gifts/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 22, 2019 • 8min
987: What is Your Cash Savings Hierarchy? by Harry Stout of FinancialVerse on Where To Allocate Your Savings
Harry Stout of FinancialVerse asks what is your cash savings hierarchy.Episode 987: What is Your Cash Savings Hierarchy? by Harry Stout of FinancialVerse on Where To Allocate Your SavingsHarry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia.Harry is the author of the upcoming book - The FinancialVerse - A Common Sense Approach for Your Money to be published by Vertel Publishing in October 2019. The book is available for preordering at Amazon, Barnes & Noble and through other major national book distributors.The original post is located here: https://www.financialverse.com/post/what-is-your-cash-savings-hierarchyVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
