

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Nov 11, 2019 • 8min
976: A Helpful Guide to Stop Overspending With Friends by Joshua Becker of Becoming Minimalist on Be Mindful with Money
Joshua Becker of Becoming Minimalist shares a helpful guide to stop overspending with friends. Episode 976: A Helpful Guide to Stop Overspending With Friends by Joshua Becker of Becoming Minimalist on Be Mindful with Money Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/overspending-with-friends/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 10, 2019 • 10min
975: [Part 2] What is an IRA? by Camilo Maldonado of The Finance Twins on Saving & Investing Money for Retirement
Camilo Maldonado of The Finance Twins on what is an IRA. This is part 2 of 2. Episode 975: [Part 2] What is an IRA? by Camilo Maldonado of The Finance Twins on Saving & Investing Money for Retirement Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here:https://thefinancetwins.com/what-is-an-ira/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 9, 2019 • 8min
974: [Part 1] What is an IRA? by Camilo Maldonado of The Finance Twins on Retirement Investment Options
Camilo Maldonado of The Finance Twins on what is an IRA. This is part 1 of 2. Episode 974: [Part 1] What is an IRA? by Camilo Maldonado of The Finance Twins on Retirement Investment Options Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here:https://thefinancetwins.com/what-is-an-ira/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 8, 2019 • 8min
973: Is Starting A Business the Fastest Path to Financial Freedom? by Chris Reining on Early Retirement & FIRE Movement
Chris Reining shares if starting a business is the fastest path to financial freedom. Episode 973: Is Starting A Business the Fastest Path to Financial Freedom? by Chris Reining on Early Retirement & FIRE Movement Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/is-starting-a-business-the-fastest-path-to-financial-freedom/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 7, 2019 • 9min
972: How Much Should You Contribute to Your 401K? (It Depends on 3 Things) by Emily Guy Birken of PT Money on Retiring
Emily Guy Birken with PT Money shares how much you should contribute to your 401k. Episode 972: How Much Should You Contribute to Your 401K? (It Depends on 3 Things) by Emily Guy Birken of PT Money on Retiring PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/401k-contributions/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 6, 2019 • 7min
971: Lower Your Holiday Spending, Stay on Budget, And Prevent Debt by Michelle Schroeder-Gardner of MakingSenseOfCents
Michelle Schroeder-Gardner of Making Sense of Cents shares her thoughts on lowering your holiday spending, stay on budget and prevent debt. Episode 971: Lower Your Holiday Spending, Stay on Budget, And Prevent Debt by Michelle Schroeder-Gardner of MakingSenseOfCents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/11/holiday-spending-budget-debt.htmlVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 5, 2019 • 8min
970: Is Bitcoin a Safe Retirement Strategy? by Geoffrey Bourne with Money Mini Blog on Alternative Investments
Geoffrey Bourne with Money Mini Blog shares if bitcoin is a safe retirement strategy. Episode 970: Is Bitcoin a Safe Retirement Strategy? by Geoffrey Bourne with Money Mini Blog on Alternative Investments Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/investing/bitcoin-retirement/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 4, 2019 • 8min
969: 5 Things to Consider Before Making a Purchase by Dan Erickson with No Sidebar on Mindful Spending & Purchasing
Dan Erickson with No Sidebar shares 5 things to consider before making a purchase. Episode 969: 5 Things to Consider Before Making a Purchase by Dan Erickson with No Sidebar on Mindful Spending & Purchasing No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off--to turn down the noise that disrupts the quiet of your heart and soul. The original post is located here: https://nosidebar.com/purchase/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 3, 2019 • 9min
968: You, Too, Can Be Conned by JL Collins on How To Protect Your Financial Security
JL Collins of JLCollinsNH.com shares that you, too, can be conned. Episode 968: You, Too, Can Be Conned by JL Collins on How To Protect Your Financial Security Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here:https://jlcollinsnh.com/2012/03/09/you-too-can-be-conned/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 2, 2019 • 8min
967: Saving More & Working Longer: Two Powerful Ways to Increase Your Retirement Resources by J.D. Roth of GetRichSlowly
JD Roth of Get Rich Slowly shares two powerful ways to increase your retirement resources. Episode 967: Saving More & Working Longer: Two Powerful Ways to Increase Your Retirement Resources by J.D. Roth of GetRichSlowly J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/retirement-resources/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices


