

THE TRUTH ABOUT YOUR FUTURE with Ric Edelman
Ric Edelman
Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 11 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekday, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and health & wellness. Using his trademark humor and unique delivery, Ric makes complex topics easy to understand – as only he can! Ric was ranked three times as the nation’s #1 Independent Financial Advisor by Barron’s, and he’s in both Research Magazine’s and Barron’s Financial Advisor Halls of Fame. He’s also recipient of IARFC’s Lifetime Achievement Award. Investment Advisor, RIABiz and InvestmentNews all named him one of the most influential people in the investment management profession – and he’s been named seven times by TALKERS as one of the HEAVY HUNDRED – the 100 most important radio talk show hosts in the country! Tune in to Ric’s show every weekday for the knowledge you need to achieve financial success! For more information, visit www.thetayf.com
Episodes
Mentioned books

Jan 12, 2023 • 8min
1/12/23: The Investment Opportunities of the Green Economy
It's Thursday, January 12th. I'm Ric Edelman. Thanks for joining me on today's podcast, The Truth About Your Future. Today, we're talking about the green economy and the incredible investment opportunities that this is going to be representing. I'm talking about hydrogen, global decarbonization, autonomous and electric vehicles, solar disruptive materials, lithium and battery technology, climate change, wind, clean tech, US infrastructure development, renewable energy. That's a big list, isn't it? That gives you an idea of what's coming down the road. Why is all this happening now? Why is it such a big deal?-----Links from today’s show:Special report from the Wall Street Journal and Global X ETFsGlobal X CleanTech ETF (CTEC)Global X Clean Water ETF (AQWA) Global X U.S. Infrastructure Development ETF (PAVE) Global X Green Building ETF (GRNR) Global X Lithium & Battery Tech ETF (LIT) Global X Solar ETF (RAYS) Global X Wind Energy ETF (WNDY) Global X Autonomous & Electric Vehicles ETF (DRIV) Today’s sponsors:Global X ETFsInvesco QQQSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteHave a question for Ric?Follow Ric on social media:FacebookTwitterYouTubeInstagramDisclosure page

Jan 11, 2023 • 13min
1/11/23: Why You Must Completely Rethink Your Approach to College Planning
It's Wednesday, January 11. I talked with you yesterday about Social Security. This is the real crisis that America's retirees are facing. Let me shift the conversation back a few generations to, not today's seniors, but to today's high school students, those who are aspiring to go to college. According to a new survey, 77% of households say college is difficult to afford. Three out of four families say they can't afford college. Half of them say it's not affordable at all.These days, you pay a ton of money to go to school. You're getting suckered into bad deals that are promoted by the school so they can earn even more money off of you than merely the tuition you're paying. Links from today’s show:CFPB’s findings on banks and college studentsFidelity to offer fully funded undergrad degrees to many of its entry-level employeesToday’s sponsors:Global X ETFsInvesco QQQ-----Subscribe to podcast updatesThe Truth About Your Future websiteAsk Ric a question on his showFollow Ric on social media:FacebookTwitterYouTubeInstagram

Jan 10, 2023 • 13min
1/10/23: Why the 8.7% Soc. Sec. Cost of Living Adjustment is Bad News - The Real Figure is -23%!
It's Tuesday, January 10. On today's show: the gap between what Social Security was MEANT to provide when it was created and how it's actually being used today. When Social Security was created, there were a lot of workers and not a lot of retirees because life expectancy was so low - we're just not dying at 65 anymore like we are supposed to!Take a look at your current S.S. statement and what your benefit is supposed to be, and cut that number by 25%. The truth about your future is that in 10 years, that will be your reality if Congress doesn't act now. Links from today’s show:Today’s sponsors:Global X ETFsInvesco QQQ-----Subscribe to podcast updatesThe Truth About Your Future websiteAsk Ric a question on his showFollow Ric on social media:FacebookTwitterYouTubeInstagram

Jan 9, 2023 • 15min
1/9/23: My Tale of Two Medical Experiences
Today is Monday, January 9th. Welcome to The Truth About Your Future. I'm going to share with you a couple of very personal stories today. One of them horribly serious, the other one a little bit lighter, although still highly annoying, but with importance - both of these messages and lessons for all of us. You know, it's so often people, when they go through a personal medical experience, they share that story with an admonition: Don't let this happen to you... Be forewarned… Here's how you can avoid it…Here's what I wish I knew… that kind of thing… and those kinds of stories always kind of annoyed me because I'm like, yeah, yeah, yeah, sure. Well, I'm about to share a couple of those stories with you and with the hope that there will be a lesson learned for you. It certainly has been lessons learned for Jean and me for the past several days. Thank you to Inova Fairfax Medical!Links from today’s show:Today’s sponsors:Global X ETFsSchwab-----Subscribe to podcast updatesThe Truth About Your Future websiteAsk Ric a question on his showFollow Ric on social media:FacebookTwitterYouTubeInstagram

Jan 6, 2023 • 40min
1/6/23: Personalized Medicine Brings Longevity Tomorrow - and Investment Opportunities Today
It's Friday, January 6th. Welcome to the podcast. Long show, big show today. Really excited. A great interview with Dr. Ken Dychtwald, one of the world's leading experts on aging. Before we get into it, though, I want to talk about a new report that has been produced by Global X ETFs. It's their outlook for 2023 and beyond. It's a special report that they published in coordination with the Wall Street Journal. And I'm going to be talking with you about this report over many, many weeks, because it's got a huge amount of fabulous content and it's all in the subject of exponential technologies, also called thematic investing. And I just want to share with you one snippet from Global X's outlook for 2023. Personalized medicine. You know, I'm a really big fan of exponential technologies. I created an Exponential Technologies ETF myself years ago, and my last book, The Truth about Your Future, was all about exponential technologies. My personal portfolio is significantly overweighted in exponential technologies, and I am firmly believing that you should have 20 to 30% of your equity portfolio in exponential technologies. And the first one I want to focus on with you is personalized medicine. This is one of the most important new waves of technology. It's literally going to change and extend your life. Links from today's show:Global X AgTech & Food Innovation ETF (KROP)Global X Genomics & Biotechology ETF (GNOM)Global X Telemedicine & Digital Health ETF (EDOC)Global X Aging Population ETF (AGNG)Global X Health & Wellness ETF (BFIT)Wall Street Journal + Global X ETFs Charting Disruption websiteAge Wave websiteEdward Jones studySelf-Care with Jean EdelmanToday’s sponsors: Global X ETFs and Invesco QQQSubscribe to podcast updatesAsk Ric a question on his showFollow Ric on social media:FacebookTwitterYouTubeInstagram

Jan 5, 2023 • 11min
1/5/23: Why You Shouldn’t Care That We’re Headed to a Recession
Yes, inflation hit a 4-decade high in 2022, the cost of goods and energy is up globally, and half of economists say a recession is in our future. According to the IMF, 2023 will be the worst year for the global economy since 2001. But investors and advisors need to keep this fundamental truth in mind: there’s a huge difference between the stock market and the economy. You need to know the key indicators and not get overly pessimistic – there are opportunities here.Today’s sponsor: Global X ETFs and Invesco QQQSubscribe to podcast updatesAsk Ric a question on his showFollow Ric on social media:FacebookTwitterYouTubeInstagram

Jan 4, 2023 • 4min
1/4/23: The Astonishing Ways You Can Reduce Your Risk of Dementia
On today’s podcast, I’m talking about brain health and improving cognitive function through activities like pickleball and crossword puzzles. ‘Purposeful exercise’ is essential, and if you’re a financial advisor, you should be having these conversations with your clients – they’ll thank you for it later!Today’s sponsor: Global X ETFs Subscribe to podcast updatesAsk Ric a question on his showFollow Ric on social media:FacebookTwitterYouTubeInstagram

Jan 3, 2023 • 8min
1/3/23: Welcome to My New Daily Podcast
This new daily podcast will cover five major themes: longevity, retirement security, exponential technologies, blockchain and digital assets and health and wellness.Subscribe to podcast updatesAsk Ric a question on his showFollow Ric on social media:FacebookTwitterYouTubeInstagram

Dec 24, 2022 • 50min
12/24/22: The impact of exercise on Alzheimer's disease and my new weekday podcast!
Happy Holidays! On today's show, the impact of exercise on Alzheimer's disease. Guess who's getting into blockchain startups? A new treatment improves memory by 65%. Plus our health and wellness segment with my wife, Jean.Ask Ric a Question on the Podcast

Dec 17, 2022 • 51min
12/17/22: The truth about living to 100 and beyond - healthily
Thanks for joining me this holiday season. Happy Hanukkah to you. And coming up on today's show: the problem with adjustable rate mortgages, amazing advances in health care management, the advantages of REITs (Real Estate Investment Trusts), living healthy at age 100, and I'll tell you about my new weekday podcast that begins January 3. Plus my wife, Jean, with her word of the week.An interview with John Weiser from Tokenology Labs.An interview with Chase Bolding from Invesco on REITs.Links from today's show:Ric and Jean Edelman PlanetariumJean and Ric Edelman Fossil Park & MuseumSign-up for email updates about Ric's new daily podcast, starting January 3Ask Ric a question on his showFollow Ric on social media:FacebookTwitterYouTubeInstagram


